stockrowVroom, Inc. (VRM) vs Yirendai Ltd. (YRD)
- Vroom, Inc. VRM 6.48 −2.85%
- Yirendai Ltd. YRD 0.37 +2.78%
Vroom, Inc. and Yirendai Ltd. are both Credit Services companies. Vroom, Inc. is the larger, with a market value of $34.9M against $31.7M — 1.1× the size. Vroom, Inc. grew revenue faster over the last twelve months: −7.49% against −24.5%. Vroom, Inc. has the higher net margin (−33.1% vs −33.5%) and the higher return on invested capital (−4.90% vs −19.3%). Across the 17 metrics below, Vroom, Inc. leads on 11 and Yirendai Ltd. on 6.
Valuation
Profitability
| Metric | VRM | YRD | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 81.85% | 76.61% |
| Operating margin | 16.64% | (36.38%) | 0.34% |
| Net margin | (33.10%) | (33.54%) | 8.35% |
| Free cash flow margin | 40.58% | (14.04%) | 8.73% |
| Return on equity | (45.98%) | (17.77%) | 9.05% |
| Return on assets | (6.02%) | (12.46%) | 1.94% |
| Return on invested capital | (4.90%) | (19.34%) | 4.56% |
Growth
Health
Dividend
Size
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