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Saturday 17 October 2026 Export UBCP’s income statement to Excel — free account

United Bancorp, Inc.

UBCP Financial Banks Regional

United Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $47.5 million, up 8.02% from fiscal 2024. In the quarter to June 2026, revenue grew 2.96%, EPS grew 9.09%, free cash flow fell 109.6% and total debt fell 20.2%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.

13.40 0.12 −0.89%
Market cap
$77.6M
P/E
9.7×
Fwd P/E
11.8×
Dividend yield
5.78%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

United Bancorp, Inc. (UBCP) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, United Bancorp, Inc. (UBCP) trades at a P/E ratio of 9.7×. Over the past ten years it has ranged from 6.4× (October 2023) to 19.8× (January 2018); the current reading is higher than 26% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 10.7× 4.62%
FY2024 10.2× 20.56%
FY2023 8.5× (13.20%)
FY2022 9.8× (4.89%)
FY2021 10.3× 8.46%
FY2020 9.5× (21.09%)
FY2019 12.0× (13.79%)
FY2018 13.9× (25.99%)
FY2017 18.8× 0.16%
FY2016 18.8× 25.48%

Quarterly newest first

Period P/E ratio Change
Jun 2026 11.5× 2.13%
Mar 2026 11.3× 5.21%
Dec 2025 10.7× (0.42%)
Sep 2025 10.8× (5.81%)
42 more quarters

Against its own ten years

Low 6.4× High 19.8×
Ten-year median 11.2×
Current reading's percentile 28

P/E ratio against peers

Company P/E ratio
ASRV AmeriServ Financial Inc. compare 8.9×
UBCP United Bancorp, Inc. 9.7×
HFBL Home Federal Bancorp, Inc. of Louisiana compare 11.8×
FUSB FIRST US BANCSH compare 12.2×
CPBI Central Plains Bancshares, Inc. compare 16.8×
CLST Catalyst Bancorp, Inc. compare 29.8×
SSBI Summit State Bank compare 36.5×
FDSB Fifth District Bancorp, Inc. compare 49.7×
FNWB First Northwest Bancorp compare 59.7×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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