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Friday 6 November 2026
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United Bancorp, Inc.
UBCP Financial Banks Regional
United Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $47.5 million, up 8.02% from fiscal 2024.
- Revenue
- +2.96%
- EPS
- +9.09%
- Free cash flow
- −109.6%
- Total debt
- −20.2%
Quarter to June 2026, against a year earlier
14.33
0.19
−1.31%
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United Bancorp, Inc. (UBCP) P/E ratio
As of 5 November 2026, United Bancorp, Inc. (UBCP) trades at a P/E ratio of 10.4×. Over the past ten years it has ranged from 6.4× (October 2023) to 19.8× (January 2018); the current reading is higher than 39% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 10.7× | 4.62% |
| FY2024 | 10.2× | 20.56% |
| FY2023 | 8.5× | (13.20%) |
| FY2022 | 9.8× | (4.89%) |
| FY2021 | 10.3× | 8.46% |
| FY2020 | 9.5× | (21.09%) |
| FY2019 | 12.0× | (13.79%) |
| FY2018 | 13.9× | (25.99%) |
| FY2017 | 18.8× | 0.16% |
| FY2016 | 18.8× | 25.48% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 11.5× | 2.13% |
| Mar 2026 | 11.3× | 5.21% |
| Dec 2025 | 10.7× | (0.42%) |
| Sep 2025 | 10.8× | (5.81%) |
| 42 more quarters | Free account |
Against its own ten years
Low 6.4×
High 19.8×
Ten-year median
11.2×
Current reading's percentile
42
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| FNWB First Northwest Bancorp compare | n/m |
| ASRV AmeriServ Financial Inc. compare | 9.6× |
| UBCP United Bancorp, Inc. | 10.4× |
| AUBN Auburn National Bancorporation, Inc. compare | 10.7× |
| FUSB FIRST US BANCSH compare | 11.9× |
| CPBI Central Plains Bancshares, Inc. compare | 17.5× |
| CLST Catalyst Bancorp, Inc. compare | 31.4× |
| SSBI Summit State Bank compare | 33.6× |
| FDSB Fifth District Bancorp, Inc. compare | 52.0× |
| Banks Regional industry median | 12.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)