FIRST US BANCSH FUSB
- Market cap
- $90.6M
- P/E
- 12.2×
Follow FUSB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.90 | 10.38 | 7.60 | 7.60 | 5.18 | 7.54 | 6.46 | 6.39 | 8.66 | 10.30 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 11.84 | 15.14 | 13.62 | 11.93 | 12.00 | 12.50 | 12.00 | 10.44 | 14.30 | 14.79 |
High Price
|
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| 157 | 159 | 171 | 188 | 189 | 167 | 149 | 153 | 151 | 152 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 35 | 36 | 43 | 49 | 45 | 43 | 45 | 56 | 62 | 63 |
Revenue
|
|||
| 93.58% | 92.43% | 89.82% | 86.42% | 89.84% | 93.21% | 90.47% | 72.49% | 64.25% | 65.14% |
Gross Margin
|
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| 1 | 3 | 3 | 6 | 4 | 6 | 9 | 11 | 11 | 8 |
EBT
|
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| 3.94% | 7.34% | 7.93% | 11.87% | 7.78% | 13.18% | 20.18% | 20.06% | 17.39% | 12.60% |
EBT Margin
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| 1 | 0 | 2 | 5 | 3 | 4 | 7 | 8 | 8 | 6 |
Net Income
|
|||
| 2 | 2 | 2 | 3 | 3 | 2 | 2 | 2 | 1 | 1 |
Depreciation
|
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| 5.75 | 5.79 | 6.81 | 7.66 | 7.23 | 6.87 | 7.34 | 9.42 | 10.57 | 10.82 |
Revenue/Sh
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| 0.20 | (0.07) | 0.40 | 0.71 | 0.43 | 0.70 | 1.13 | 1.42 | 1.40 | 1.03 |
Earnings/Sh
|
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| 1.33 | 1.09 | 1.28 | 1.77 | 0.97 | 1.55 | 2.06 | 2.19 | 1.33 | 2.12 |
Cash Flow/Sh
|
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| (1.01) | (1.47) | 0.25 | (0.30) | (0.15) | 0.20 | (0.21) | (0.16) | (0.21) | (0.22) |
Capex/Sh
|
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| 0.32 | (0.37) | 1.53 | 1.47 | 0.82 | 1.75 | 1.85 | 2.03 | 1.12 | 1.90 |
Free CF/Sh
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| 12.40 | 12.35 | 12.66 | 13.27 | 13.80 | 14.25 | 13.99 | 15.19 | 16.86 | 18.15 |
Book Value/Sh
|
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| 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
Shares
|
|||
| 54.85 | 0.00 | 19.88 | 16.35 | 20.98 | 15.10 | 7.79 | 7.51 | 8.99 | 13.56 |
PE Ratio
|
|||
| 1.91 | 2.20 | 1.17 | 1.51 | 1.25 | 1.54 | 1.20 | 1.13 | 1.19 | 1.29 |
PS Ratio
|
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| 0.88 | 1.03 | 0.63 | 0.88 | 0.65 | 0.74 | 0.63 | 0.70 | 0.75 | 0.77 |
PB Ratio
|
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| 1.67 | 1.30 | 0.05 | 0.35 | (0.77) | 0.37 | 0.72 | 0.26 | 0.51 | 0.22 |
EV/Sales
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| 30.26 | (20.31) | 0.20 | 1.82 | (6.82) | 1.46 | 2.87 | 1.21 | 4.84 | 1.26 |
EV/FCF
|
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| 8 | 7 | 8 | 11 | 6 | 10 | 13 | 13 | 8 | 12 |
Op' Cash Flow
|
|||
| (6) | (9) | 2 | (2) | (1) | 1 | (1) | (1) | (1) | (1) |
Capex
|
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| 2 | (2) | 10 | 9 | 5 | 11 | 11 | 12 | 7 | 11 |
FCF
|
|||
| (160) | (143) | (130) | (69) | (57) | (84) | (91) | (87) | (115) | (106) |
Working Cap'
|
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| 15 | 10 | 1 | 10 | 3 | 11 | 11 | 11 | 11 | 11 |
Total Debt
|
|||
| (9) | (32) | (58) | (57) | (92) | (51) | (21) | (49) | (42) | (67) |
Net Debt
|
|||
| 76 | 76 | 79 | 85 | 87 | 90 | 85 | 91 | 99 | 106 |
Sh' Equity
|
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| 0.21% | (0.07%) | 0.35% | 0.58% | 0.32% | 0.48% | 0.70% | 0.82% | 0.75% | 0.53% |
ROA
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| 1.29% | 3.72% | 14.64% | 13.13% | 0.00% | 9.09% | 8.81% | 16.92% | 11.88% | 12.99% |
ROIC
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| 1.60% | (0.54%) | 3.20% | 5.56% | 3.16% | 5.04% | 7.84% | 9.66% | 8.64% | 5.87% |
ROE
|
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FIRST US BANCSH peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FDSB Fifth District Bancorp, Inc. | $93.3M | 52.6× | Compare |
| UBCP United Bancorp, Inc. | $87.1M | 10.7× | Compare |
| AUBN Auburn National Bancorporation, Inc. | $94.7M | 11.3× | Compare |
| FNWB First Northwest Bancorp | $95.6M | 62.5× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CPBI Central Plains Bancshares, Inc. | $83.9M | 16.6× | Compare |
| SSBI Summit State Bank | $81.7M | 36.6× | Compare |
| FSEA First Seacoast Bancorp Inc. | $80.8M | 0.0× | Compare |
| ASRV AmeriServ Financial Inc. | $79.3M | 9.2× | Compare |
FIRST US BANCSH (FUSB) key facts
- FIRST US BANCSH (FUSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- FIRST US BANCSH’s revenue for fiscal 2025 (year ended December 2025) was $63.0 million, up 1.86% from fiscal 2024.
- Net income was $6.0 million, or $1.03 per share (basic), a net margin of 9.51%.
- As of September 25, 2026, FUSB traded at $16.44, a market capitalization of $90.6 million.
- At that price the stock trades at 12.2× trailing-twelve-month earnings and 1.4× sales.
- FIRST US BANCSH pays an annual dividend of $0.20 per share, a yield of 1.92%, with a payout ratio of 14.1%.
- Return on equity was 5.87% and debt-to-equity 0.11.
FIRST US BANCSH (FUSB) Latest News
29 Jul
First US Bancshares reported its second quarter 2026 financial results. Quarterly earnings release supplies financial metrics that shape near-term valuation and sentiment.
29 Apr
First US Bancshares, Inc. (FUSB) reported first quarter 2026 results. Quarterly earnings reports directly reveal financial performance metrics that significantly influence stock price and investor sentiment.
28 Jan
First US Bancshares, Inc. reported a 10% improvement in net income for the fourth quarter and the year 2025. The financial results indicate a positive trend in the company's performance, reflecting effective management and operational efficiency. The reported net income improvement suggests a moderately noticeable influence on financial performance.
2 Dec
Investors in First US Bancshares (NASDAQ:FUSB) who purchased shares three years ago have seen a 68% increase in their investment. The company's performance reflects positive market sentiment and growth in its operations, contributing to this substantial return for shareholders. The significant increase in share value indicates a moderately noticeable influence on the company's financial performance and market positioning.
19 Nov
First US Bancshares, Inc. has announced an expansion of its share repurchase program, increasing the total authorization to $5 million. This move is aimed at enhancing shareholder value and reflects the company's confidence in its financial position. The repurchase program allows the company to buy back its shares from the market, potentially increasing the value of remaining shares and demonstrating a commitment to returning capital to shareholders. The expansion of the share repurchase program is expected to moderately influence investor sentiment and financial performance.
FIRST US BANCSHARES, INC. has declared a cash dividend of $0.10 per share, payable on December 1, 2023, to shareholders of record as of November 15, 2023. This decision reflects the company's ongoing commitment to returning value to its shareholders and indicates a stable financial position. The dividend declaration suggests a stable financial performance but does not indicate significant changes in the company's trajectory.
29 Oct
First US Bancshares, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as net income, total assets, and loan growth. The company experienced an increase in net interest income and a reduction in non-performing loans, indicating improved financial health. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The reported financial improvements and management's positive outlook may moderately influence investor sentiment and operational performance.
8 Sep
First US Bancshares, Inc. (NASDAQ:FUSB) is approaching its ex-dividend date, prompting investors to consider the implications of this event on their holdings. The company has a history of consistent dividend payments, which may attract income-focused investors. As the ex-dividend date nears, market sentiment could shift, influencing trading activity and stock performance. Investors are advised to evaluate their positions and the potential benefits of holding shares through the dividend declaration. The upcoming ex-dividend date may influence investor sentiment and trading activity, but it is not expected to fundamentally alter the company's trajectory.
28 Aug
FIRST US BANCSHARES, INC. has elected a new director to its board, enhancing its leadership team. The appointment is expected to bring valuable experience and insights to the company, potentially influencing its strategic direction and governance. The addition of a new director may moderately influence the company's strategic decisions and governance.
11 Aug
First US Bank has announced the appointment of Mac Greene as its new Chief Executive Officer. Greene brings extensive experience in the banking sector, having previously held leadership roles at several financial institutions. His appointment is expected to drive the bank's strategic initiatives and enhance its market position. The bank aims to leverage Greene's expertise to improve customer service and expand its offerings in the competitive banking landscape. The appointment of a new CEO may influence the bank's strategic direction and operational performance.
4 Aug
Warren Giardina has been appointed as the Birmingham Market Executive for First US Bank. With over 20 years of experience in the banking industry, Giardina aims to enhance the bank's presence and service offerings in the Birmingham area. His previous roles include leadership positions at various financial institutions, where he focused on client relationships and community engagement. Giardina's appointment is expected to strengthen First US Bank's market strategy and customer outreach in Birmingham. Giardina's extensive experience and leadership role may moderately influence the bank's competitive positioning and customer engagement in the Birmingham market.
2 Aug
First US Bancshares reported a significant decline in earnings for the second quarter of 2025, with earnings per share (EPS) dropping to US$0.03 compared to US$0.36 in the same quarter of 2024. This sharp decrease raises concerns about the bank's financial performance and future outlook. The decline in EPS indicates potential challenges in financial performance that could affect investor sentiment.
30 Jul
First US Bancshares, Inc. reported its financial results for the second quarter of 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The company experienced a year-over-year increase in total assets and deposits, reflecting strong operational performance. Management provided insights into strategic initiatives aimed at enhancing customer service and expanding market reach. The report also addressed challenges faced in the current economic environment, including interest rate fluctuations and competitive pressures. The financial results indicate moderate growth and operational stability, but external economic challenges may limit overall impact.
28 Jul
Scott Cox has joined First US Bank as Senior Commercial Lending Executive, bringing over 27 years of experience in corporate and business banking. He previously served as East Region Market CEO for BBVA USA. In his new role, Cox will lead a team of commercial lenders to drive growth and strengthen client relationships in Alabama and east Tennessee. First US Bank operates in Alabama, Tennessee, and Virginia, and is a subsidiary of First US Bancshares, Inc. Cox's extensive experience and leadership role are expected to moderately influence the bank's growth and competitive positioning.
U.S. Bancorp, Parke Bancorp, and United Security Bancshares see big insider stock buys. The insider stock buys may moderately influence the financial performance and competitive positioning of the banks.
3 May
First US Bancshares (NASDAQ:FUSB) reported its First Quarter 2025 results, showing a revenue of US$9.24 million, down 6.7% from the previous year, and a net income of US$1.77 million, a 16% decrease. The profit margin fell to 19% from 21% in 1Q 2024, primarily due to lower revenue. Earnings per share (EPS) decreased to US$0.30 from US$0.36 in 1Q 2024. The company's share price remains largely unchanged from the previous week, and there is one warning sign noted for potential investors. The decline in revenue and net income indicates moderate financial challenges that could affect performance.
30 Apr
First US Bancshares, Inc. reported a net income of $1.8 million for Q1 2025, slightly up from $1.7 million in Q4 2024 but down from $2.1 million in Q1 2024. The diluted earnings per share remained stable at $0.29. Total loans increased by $25.3 million, driven by growth in consumer indirect loans. The net interest margin improved to 3.53%, while total deposits decreased by 1.1%. The company declared a cash dividend of $0.07 per share and repurchased 40,000 shares during the quarter. Shareholders' equity rose to $101.2 million, representing 8.98% of total assets. The increase in net income and loan growth indicates moderate financial improvement, but overall performance remains balanced by other factors.
22 Apr
First US Bancshares (NASDAQ:FUSB) shareholders have seen a 93% share price increase over the past five years, outperforming the market's 75% return. However, the stock's recent performance has been less impressive, with a 34% return in the last year. The company's earnings per share (EPS) grew at 15% annually, closely matching the share price growth of 14%. The total shareholder return (TSR) over five years is 110%, largely due to dividends. Recent sentiment appears positive, with a 34% TSR in the last year, suggesting potential business momentum. One warning sign has been identified regarding the company. The company's consistent EPS growth and positive recent TSR indicate a moderately noticeable influence on its future performance.
27 Jan
First US Bancshares, Inc. reported its fourth quarter and full-year 2024 earnings, highlighting significant growth in net income and total assets. The company experienced an increase in loans and deposits, reflecting strong demand and effective management strategies. Additionally, the bank's efficiency ratio improved, indicating better operational performance. The earnings report underscores the company's commitment to enhancing shareholder value and expanding its market presence. The earnings report indicates significant growth and improved operational performance, which could positively influence investor sentiment and the company's future trajectory.
8 Dec
First US Bancshares, Inc. (NASDAQ:FUSB) is about to pay a dividend of US$0.07 per share, with a trailing yield of approximately 2.0% on its current stock price of US$14.01. The company has been growing earnings and dividends consistently over the past years. The article discusses the potential impact of the upcoming dividend payment and the company's growth on its future performance.
26 Nov
First US Bancshares (NASDAQ:FUSB) is increasing its dividend to $0.07, a 40% increase from last year's payment of $0.05, with a low yield of 1.6% but a solid track record of dividend payments and potential for future growth. The increase in dividend and solid track record may moderately influence the company's financial performance and investor sentiment.
20 Nov
First US Bancshares, Inc. announces expansion of share repurchase program. Expansion of share repurchase program may moderately influence financial performance.
26 Oct
First US Bancshares reported third quarter 2024 earnings with revenue of US$9.93m, net income of US$2.22m, and EPS of US$0.38. The financial results show moderate improvement in key areas, but the overall impact is expected to be somewhat limited.
24 Oct
First US Bancshares, Inc. reported net income of $2.2 million for the third quarter of 2024, with diluted earnings per share of $0.36. Total assets reached $1.1 billion, with tangible assets at $1.09 billion. The company's net interest margin was 3.60% for the quarter. The financial results are expected to moderately influence the company's future performance and market sentiment.
12 Aug
First US Bancshares reported second quarter 2024 earnings with revenue up 1.9% and net income up 5.1% from the same period in 2023. The financial results show a moderately noticeable influence on the company's performance.
24 Jul
First US Bancshares, Inc. reported net income of $2.1 million for the second quarter of 2024, with diluted earnings per share of $0.34. The company's total assets were $1.08 billion, with tangible assets at $1.08 billion. Total deposits increased by $11.2 million, and the company declared a cash dividend of $0.05 per share. The financial results and strategic moves described in the article are expected to moderately influence the company's future performance.
Robert C. Field elected as a director of First US Bancshares, Inc. and its subsidiary, First US Bank. The addition of Robert C. Field to the Board of Directors may moderately influence the company's strategic decisions and financial performance.
26 May
First US Bancshares (NASDAQ:FUSB) to pay dividend of $0.05 per share on July 1, with a dividend yield of 2.1%. Dividend payment and growth potential may moderately influence company's financial performance.
22 May
First US Bancshares, Inc. declares a cash dividend of $0.05 per share payable on July 1, 2024. The cash dividend announcement may moderately influence the company's financial performance and investor sentiment.
24 Apr
First US Bancshares, Inc. reported net income of $2.1 million for the first quarter of 2024, with diluted earnings per share of $0.34. The financial results and strategic initiatives mentioned in the article are expected to moderately influence the company's future performance.