Catalyst Bancorp, Inc. (CLST) vs United Bancorp, Inc. (UBCP)
Catalyst Bancorp, Inc. and United Bancorp, Inc. are both Banks Regional companies. United Bancorp, Inc. is the larger, with a market value of $87.1M against $72.2M — 1.2× the size. United Bancorp, Inc. trades at the lower P/E: 10.7× against 31.4×. United Bancorp, Inc. grew revenue faster over the last twelve months: 6.21% against −0.32%. United Bancorp, Inc. has the higher net margin (15.7% vs 13.0%) and the higher return on invested capital (4.58% vs 2.84%). Across the 18 metrics below, Catalyst Bancorp, Inc. leads on 9 and United Bancorp, Inc. on 9.
Valuation
Profitability
| Metric | CLST | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.59% | 69.59% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.99% | 15.72% | 18.66% |
| Free cash flow margin | 20.74% | (8.42%) | 21.18% |
| Return on equity | 2.48% | 11.50% | 10.64% |
| Return on assets | 0.72% | 0.88% | 1.13% |
| Return on invested capital | 2.84% | 4.58% | 8.33% |
Growth
Health
Dividend
Size
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