Friday 6 November 2026 Export CPBI’s income statement to Excel — free account

Central Plains Bancshares, Inc.

Central Plains Bancshares, Inc.’s revenue for fiscal 2026 (year ended March 2026) was $30.3 million, up 11.1% from fiscal 2025.

Revenue: +15.1%
EPS: +50.0%
Free cash flow: +73.9%

Quarter to June 2026, against a year earlier

Revenue growth 3 yrs

20.80 0.18 +0.87%

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Market cap: $86.8M
P/E: 17.5×
Fwd P/E: 5.0×
Dividend yield: —
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Insider Decisions last twelve months

Trades a month
	Jan 26			Apr 26			Jul 26			Oct 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 9.56%

Capital & Financial Ratios $m

Size

Market Cap 86.82

Revenue ttm 31.43

Net income ttm 4.50

Free cash flow ttm 6.37

Net debt Q (34.44)

Valuation

P/E 17.48

Forward P/E 4.95

Price / sales 2.51

Forward P/S Powerpack

Price / FCF 12.38

Price / book 0.87

Financial health

Current ratio Q 1.02

Debt / equity Q 0.00

Interest coverage Q —

Growth

Revenue growth Q +15.12%

Operating income growth Q +50.45%

EPS, this year —

EPS, next year A —

Revenue, next year A +33,801.49%

EPS, past 5 yrs —

EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

Dividends

Yield: —
Annual rate: —
Payout ratio: —

Assets vs Liabilities $m

	2024	2025	2026	Q'26
Cash	11	29	30	34
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	388	429	476	479

	2024	2025	2026	Q'26
Payables	379	420	465	468
ST’ Debt	—	—	—	—
Other	—	—	—	—
	381	422	467	470

Compound Annual Growth %

	10y	5y	3y
Sales	—	—	18.09%
Cash Flow	—	—	14.33%
Earnings	—	—	34.44%
Book Value	—	—	32.03%

EPS $

	Jun	Sep	Dec	Mar	Year
’26	0.39	—	—	—	—
’26	0.26	0.23	0.31	0.25	1.05
’25	0.24	0.25	0.25	0.23	0.96

Fiscal quarters ending in the months shown.

Revenue $m

	Jun	Sep	Dec	Mar	Year
’26	8	—	—	—	—
’26	7	7	8	8	30
’25	7	7	7	7	27
’24	5	6	6	6	24
’23	4	5	5	5	18

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Jun	Sep	Dec	Mar	Year
’26	0	—	—	—	—
’26	0	1	2	3	7
’25	1	1	1	2	4
’24	1	0	3	1	6
’23	0	3	0	1	4

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Jun	Sep	Dec	Mar	Year
’26	0	—	—	—	—
’26	(1)	1	2	3	6
’25	0	(1)	(1)	(1)	(3)
’24	1	0	2	0	3
’23	0	2	0	1	4

Fiscal quarters ending in the months shown.

Group	Line	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026	TTM Jun ’26	Trend	10 yrs	2027e	2028e	2029e	Next 3/yr
													Ten-year view		Analyst estimates Powerpack
Income, $m
Income, $m	Revenue	—	—	—	—	—	16	18	24	27	30	31		+17.9%	10,283	—	—	+33,801.5%
	Gross margin, %	—	—	—	—	—	93.12	85.12	72.75	69.93	70.36	70.23		(22.8) pt	Powerpack Central Plains Bancshares, Inc.’s next three years, line by line Analysts expect revenue to grow 33,801.5% a year to 2029 — faster than the 17.9% of the last 4 years. See the consensus for every other line: earnings, margins, cash flow, valuation and returns. Unlock estimates Try Powerpack free for 7 days, then $99 / year ($8.25 a month). Cancel any time. Also in Powerpack: every quarter, Excel exports, API & MCP access. Compare plans
	EBT	—	—	—	—	—	4	2	5	5	5	6		+7.5%
	EBT margin, %	—	—	—	—	—	23.88	10.66	19.47	16.56	16.45	17.85		(7.4) pt
	Net income	—	—	—	—	—	3	2	4	4	4	5		+6.2%
Per share, $
Per share, $	Revenue	—	—	—	—	—	0.00	0.00	13.86	7.16	8.00	8.29		n/m
	Earnings	—	—	—	—	—	—	—	2.19	0.96	1.06	1.19		(30.4%)
	Cash flow	—	—	—	—	—	0.00	0.00	3.32	1.17	1.76	1.74		n/m
	Capex	—	—	—	—	—	0.00	0.00	(1.33)	(1.97)	(0.23)	(0.06)		n/m
	Free cash flow	—	—	—	—	—	0.00	0.00	1.99	(0.80)	1.53	1.68		n/m
	Book value	—	—	—	—	—	0.00	0.00	45.57	21.84	23.48	23.81		n/m
	Shares, m	—	—	—	—	—	—	—	2	4	4	4		+48.5%
Valuation, ×
Valuation, ×	P/E	—	—	—	—	—	12.11	12.11	12.11	15.38	16.14	17.48		13.6
	P/S	—	—	—	—	—	0.00	0.00	1.63	2.08	2.14	2.51		1.2
	P/B	—	—	—	—	—	0.00	0.00	0.50	0.68	0.73	0.87		0.4
	EV/Sales	—	—	—	—	—	(1.03)	(1.03)	0.25	1.11	1.43	—		0.1
	EV/FCF	—	—	—	—	—	(7.79)	(7.79)	1.77	(9.86)	7.48	—		(3.2)
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	—	5	4	6	4	7	7		+8.0%
	Capex	—	—	—	—	—	0	0	(2)	(8)	(1)	0		+36.2%
	Free cash flow	—	—	—	—	—	5	4	3	(3)	6	6		+5.6%
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	(42)	(28)	7	6	9	9		n/m
	Net debt	—	—	—	—	—	(19)	(17)	(11)	(29)	(30)	(34)		+12.1%
	Shareholders’ equity	—	—	—	—	—	38	39	78	83	89	90		+23.4%
Returns, %
Returns, %	ROA	—	—	—	—	—	0.00	0.39	0.83	0.75	0.75	0.85		+0.8 pt
	ROIC	—	—	—	—	—	12.04	5.55	4.34	5.17	5.28	6.28		(6.8) pt
	ROE	—	—	—	—	—	0.00	4.27	6.43	4.52	4.64	5.15		+4.6 pt
People
People	Employees	—	—	—	—	—	—	67	75	73	75	—		+3.8%
	Revenue/emp, $m	—	—	—	—	—	0.00	0.27	0.32	0.37	0.40	—		n/m

Negative figures in brackets.

estimates

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FNWB First Northwest Bancorp	$96.0M	— (loss-making)	128×	−3.97% (below 0%: shrinking)	n/m	−247.30% (below 0%: shrinking)	59.40%	0.00%	Compare
AUBN Auburn National Bancorporation, Inc.	$92.1M	10.7×	—	+5.12% (above 0%: growing)	+26.92% (above 0%: growing)	−25.23% (below 0%: shrinking)	76.51%	0.00%	Compare
FDSB Fifth District Bancorp, Inc.	$91.7M	52.0×	—	−34.40% (below 0%: shrinking)	−86.89% (below 0%: shrinking)	+457.01% (above 0%: growing)	65.53%	0.00%	Compare
CPBI Central Plains Bancshares, Inc.	$86.8M	17.5×	5.0×	+15.12% (above 0%: growing)	+50.00% (above 0%: growing)	+73.89% (above 0%: growing)	70.52%	0.00%
FUSB FIRST US BANCSH	$84.5M	11.9×	—	−0.42% (below 0%: shrinking)	+9.09% (above 0%: growing)	−0.33% (below 0%: shrinking)	67.30%	0.00%	Compare
UBCP United Bancorp, Inc.	$83.3M	10.4×	10.5×	+2.96% (above 0%: growing)	+9.09% (above 0%: growing)	−109.56% (below 0%: shrinking)	70.95%	0.00%	Compare
ASRV AmeriServ Financial Inc.	$82.9M	9.6×	— (loss-making)	+4.04% (above 0%: growing)	n/m	−756.91% (below 0%: shrinking)	70.16%	0.00%	Compare
SSBI Summit State Bank	$77.1M	33.6×	—	−3.24% (below 0%: shrinking)	n/m	−207.35% (below 0%: shrinking)	100.00%	0.00%	Compare
CLST Catalyst Bancorp, Inc.	$72.4M	31.4×	—	+3.68% (above 0%: growing)	+7.14% (above 0%: growing)	−14.23% (below 0%: shrinking)	74.83%	0.00%	Compare
Median of peers	$83.9M	11.9×	—	+1.27%	+9.09%	−67.39%	70.56%	0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 25 July 2025

Ownership

Directors and executive officers, together 8.60%

Delaware Charter Guarantee & Trust Company dba Principal Trust Company as Directed Trustee for the Home Federal Savings and Loan Association of Grand Island Employee Stock Ownership Plan and the Home Federal-Grand Island 8.60%

Stilwell Activist Fund, L.P. Stilwell Activist Investments, L.P. Stilwell Partners, L.P. Stilwell Value LLC Joseph Stilwell 8.60%

Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement