Central Plains Bancshares, Inc. CPBI

19.80 (0.30) (1.49%) as of 25 Sep
Market cap
$83.9M
P/E
16.6×
Growth Flags show if company had growth for consecutive years

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 9.56%

Capital & Financial Ratios

Market Cap 83.86
Revenue 31.43
Net Income 4.50
Free Cash Flow 6.37
Net Debt (34.44)
Current Ratio 1.02
Debt/Equity 0.00
P/E ratio 16.64
P/S ratio 2.39
P/B ratio 0.83
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2024 2025 2026 Q'26
Cash 11 29 30 34
Receivables — — — —
Inventory — — — —
Other — — — —
388 429 476 479
2024 2025 2026 Q'26
Payables 379 420 465 468
ST’ Debt — — — —
Other — — — —
381 422 467 470
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — 18.09%
Cash Flow — — 14.33%
Earnings — — 34.44%
Book Value — — 32.03%

Revenue

Jun Sep Dec Mar Year
’26 8 — — — —
’26 7 7 8 8 30
’25 7 7 7 7 27
’24 5 6 6 6 24
’23 4 5 5 5 18
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Jun Sep Dec Mar Year
’26 0 — — — —
’26 0 1 2 3 7
’25 1 1 1 2 4
’24 1 0 3 1 6
’23 0 3 0 1 4
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Jun Sep Dec Mar Year
’26 0 — — — —
’26 (1) 1 2 3 6
’25 0 (1) (1) (1) (3)
’24 1 0 2 0 3
’23 0 2 0 1 4
in millions of $ · fiscal quarters ending in the months shown

EPS

Jun Sep Dec Mar Year
’26 0.39 — — — —
’26 0.26 0.23 0.31 0.25 1.05
’25 0.24 0.25 0.25 0.23 0.96
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029
— — — — — — 8.20 9.91 13.00 16.81

Analyst estimates 2027–2029

Powerpack
Low Price
— — — — — — 10.20 15.50 17.14 21.84
High Price
— — — — — — 67 75 73 75
Employees
— — — — — 0 0 0 0 0
Revenue/Emp
— — — — — 16 18 24 27 30
Revenue
— — — — — 93.12% 85.12% 72.75% 69.93% 70.36%
Gross Margin
— — — — — 4 2 5 5 5
EBT
— — — — — 23.88% 10.66% 19.47% 16.56% 16.45%
EBT Margin
— — — — — 3 2 4 4 4
Net Income
— — — — — 1 1 1 1 1
Depreciation
— — — — — 0.00 0.00 13.86 7.16 8.00
Revenue/Sh
— — — — — — — 2.19 0.96 1.06
Earnings/Sh
— — — — — 0.00 0.00 3.32 1.17 1.76
Cash Flow/Sh
— — — — — 0.00 0.00 (1.33) (1.97) (0.23)
Capex/Sh
— — — — — 0.00 0.00 1.99 (0.80) 1.53
Free CF/Sh
— — — — — 0.00 0.00 45.57 21.84 23.48
Book Value/Sh
— — — — — — — 2 4 4
Shares
— — — — — 4.68 4.68 4.68 15.38 16.14
PE Ratio
— — — — — 0.00 0.00 0.74 2.08 2.14
PS Ratio
— — — — — 0.00 0.00 0.22 0.68 0.73
PB Ratio
— — — — — (1.03) (1.03) 0.25 1.11 1.43
EV/Sales
— — — — — (7.79) (7.79) 1.77 (9.86) 7.48
EV/FCF
— — — — — 5 4 6 4 7
Op' Cash Flow
— — — — — 0 0 (2) (8) (1)
Capex
— — — — — 5 4 3 (3) 6
FCF
— — — — — (42) (28) 7 6 9
Working Cap'
— — — — — — — — — —
Total Debt
— — — — — (19) (17) (11) (29) (30)
Net Debt
— — — — — 38 39 78 83 89
Sh' Equity
— — — — — 0.00% 0.39% 0.83% 0.75% 0.75%
ROA
— — — — — 12.04% 5.55% 4.34% 5.17% 5.28%
ROIC
— — — — — 0.00% 4.27% 6.43% 4.52% 4.64%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Central Plains Bancshares, Inc. (CPBI) key facts

  • Central Plains Bancshares, Inc. (CPBI) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Central Plains Bancshares, Inc.’s revenue for fiscal 2026 (year ended March 2026) was $30.3 million, up 11.1% from fiscal 2025.
  • As of September 25, 2026, CPBI traded at $19.80, a market capitalization of $83.9 million.
  • Return on equity was 4.64% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Central Plains Bancshares, Inc. (CPBI) Latest News

News by impact score

Fine-tune

9 Sep

3

Central Plains Bancshares, Inc. adopts a new 10% share repurchase program. A 10% repurchase authorization can lift share price via reduced float and management confidence signals.

29 Jul

3

Central Plains Bancshares, Inc. approved regulatory submission of a new 10% stock repurchase program. A 10% repurchase program signals management confidence and may support share price in the near term but does not alter core operations or long-term strategy.

28 Jun

3

Central Plains Bancshares, Inc. (NASDAQ:CPBI) reported its Full Year 2025 results, showing revenue of US$18.9 million, a 9.6% increase from FY 2024. However, net income decreased by 2.8% to US$3.65 million, with EPS dropping to US$0.96 from US$2.19 in FY 2024. The profit margin fell to 19% from 22% due to higher expenses. The net interest margin improved to 3.56%, while non-performing loans rose to 0.36%. The share price remained stable over the past week, but there is a warning sign regarding investment risk. The decrease in net income and EPS indicates potential challenges in financial performance.

15 Nov

3

Central Plains Bancshares, Inc. (CPBI) reported their second quarter 2025 earnings. The earnings report may moderately influence financial performance and competitive positioning.

28 Oct

3

Central Plains Bancshares, Inc. adopts a stock repurchase program allowing for the repurchase of up to 200,000 shares of its common stock. The stock repurchase program may moderately influence the company's financial performance and market sentiment.

stockrow.com/CPBI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com