Auburn National Bancorporation, Inc. (AUBN) vs United Bancorp, Inc. (UBCP)
- Auburn National Bancorporation, Inc. AUBN 25.90 +2.86%
- United Bancorp, Inc. UBCP 14.30 −0.28%
Auburn National Bancorporation, Inc. and United Bancorp, Inc. are both Banks Regional companies. Auburn National Bancorporation, Inc. is the larger, with a market value of $92.1M against $83.3M — 1.1× the size. United Bancorp, Inc. trades at the lower P/E: 10.4× against 10.7×. United Bancorp, Inc. grew revenue faster over the last twelve months: 6.21% against 4.58%. Auburn National Bancorporation, Inc. has the higher net margin (18.6% vs 15.7%) and the lower return on invested capital (0.00% vs 4.58%). Both pay a dividend; United Bancorp, Inc. yields more (5.42% vs 4.17%). Across the 18 metrics below, United Bancorp, Inc. leads on 10 and Auburn National Bancorporation, Inc. on 8.
Valuation
Profitability
| Metric | AUBN | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.98% | 69.59% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.60% | 15.72% | 18.82% |
| Free cash flow margin | 23.02% | (8.42%) | 17.97% |
| Return on equity | 9.32% | 11.50% | 10.28% |
| Return on assets | 0.79% | 0.88% | 1.13% |
| Return on invested capital | 0.00% | 4.58% | 8.45% |
Growth
Health
Dividend
Size
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