Saturday 17 October 2026
Export CLST’s income statement to Excel — free account
Catalyst Bancorp, Inc.
CLST Financial Banks Regional
In the quarter to June 2026, revenue grew 3.68%, EPS grew 7.14%, free cash flow fell 14.2% and total debt rose 1.44%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.
16.99
0.24
+1.43%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | 13.31 | 12.03 | 9.26 | 10.78 | 10.67 |
Analyst estimates 2026–2028 Powerpack |
|||
| High | — | — | — | — | — | 14.09 | 14.00 | 13.10 | 12.10 | 15.85 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | 52 | 56 | 50 | 48 | 49 | 49 | ||||
| Revenue/emp, $m | — | — | — | 0.00 | 0.18 | 0.18 | 0.18 | 0.23 | 0.20 | 0.31 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | 10 | 9 | 10 | 9 | 11 | 10 | 15 | ||||
| Gross margin, % | — | — | — | 80.78 | 81.97 | 92.30 | 92.57 | 82.61 | 56.92 | 73.08 | |||||
| EBT | — | — | — | 2 | (1) | 2 | 0 | 1 | (4) | 3 | |||||
| EBT margin, % | — | — | — | 16.70 | (12.45) | 23.23 | 1.73 | 5.22 | (39.74) | 16.42 | |||||
| Net income | — | — | — | 1 | (1) | 2 | 0 | 1 | (3) | 2 | |||||
| Depreciation | — | — | — | 0 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | 1.95 | 1.86 | 2.12 | 1.89 | 2.57 | 2.54 | 4.17 | ||||
| Earnings | — | — | — | 0.26 | (0.14) | 0.40 | 0.04 | 0.14 | (0.78) | 0.56 | |||||
| Cash flow | — | — | — | 0.34 | 0.17 | 0.70 | 0.16 | 0.46 | 0.81 | 0.90 | |||||
| Capex | — | — | — | (0.45) | (0.10) | (0.31) | (0.05) | (0.04) | (0.11) | (0.05) | |||||
| Free cash flow | — | — | — | (0.11) | 0.06 | 0.40 | 0.11 | 0.42 | 0.70 | 0.85 | |||||
| Book value | — | — | — | 10.04 | 9.92 | 20.24 | 18.22 | 19.29 | 20.36 | 22.32 | |||||
| Shares, m | — | — | — | 5 | 5 | 5 | 5 | 4 | 4 | 4 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | 36.95 | 36.95 | 36.95 | 293.74 | 85.16 | 0.00 | 28.13 | ||||
| P/S | — | — | — | 6.75 | 6.75 | 7.00 | 6.69 | 4.29 | 4.63 | 3.78 | |||||
| P/B | — | — | — | 1.38 | 1.38 | 0.73 | 0.69 | 0.57 | 0.58 | 0.71 | |||||
| EV/Sales | — | — | — | (1.85) | (1.85) | 3.92 | 6.23 | 4.33 | 1.16 | 3.09 | |||||
| EV/FCF | — | — | — | 67.93 | 67.93 | 20.84 | 110.03 | 26.76 | 4.22 | 15.23 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | 2 | 1 | 3 | 1 | 2 | 3 | 3 | ||||
| Capex | — | — | — | (2) | (1) | (1) | 0 | 0 | 0 | 0 | |||||
| Free cash flow | — | — | — | (1) | 0 | 2 | 1 | 2 | 3 | 3 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | 38 | 10 | (6) | (19) | (3) | 24 | 9 | ||||
| Total debt | — | — | — | 25 | 9 | 9 | 9 | 19 | 10 | 15 | |||||
| Net debt | — | — | — | 7 | (16) | (32) | (4) | 0 | (35) | (10) | |||||
| Shareholders’ equity | — | — | — | 51 | 51 | 99 | 89 | 85 | 80 | 82 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | 0.60 | (0.32) | 0.75 | 0.07 | 0.20 | (1.13) | 0.73 | ||||
| ROIC | — | — | — | 1.78 | (2.16) | 2.25 | 0.12 | 0.43 | (5.48) | 2.20 | |||||
| ROE | — | — | — | 2.61 | (1.38) | 2.57 | 0.19 | 0.61 | (3.75) | 2.53 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
Catalyst Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| FDSB Fifth District Bancorp, Inc. | $88.4M | 49.7× | — | −34.40% (below 0%: shrinking) | −86.89% (below 0%: shrinking) | +457.01% (above 0%: growing) | 65.53% | 0.00% | Compare |
| CPBI Central Plains Bancshares, Inc. | $82.6M | 16.8× | 5.0× | +15.12% (above 0%: growing) | +50.00% (above 0%: growing) | +73.89% (above 0%: growing) | 70.52% | 0.00% | Compare |
| SSBI Summit State Bank | $81.7M | 36.5× | — | −3.24% (below 0%: shrinking) | n/m | −207.35% (below 0%: shrinking) | 100.00% | 0.00% | Compare |
| UBCP United Bancorp, Inc. | $77.6M | 9.7× | 11.8× | +2.96% (above 0%: growing) | +9.09% (above 0%: growing) | −109.56% (below 0%: shrinking) | 70.95% | 0.00% | Compare |
| ASRV AmeriServ Financial Inc. | $75.7M | 8.9× | — (loss-making) | +4.04% (above 0%: growing) | n/m | −756.91% (below 0%: shrinking) | 70.16% | 0.00% | Compare |
| HFBL Home Federal Bancorp, Inc. of Louisiana | $73.1M | 11.8× | — | +10.29% (above 0%: growing) | +23.08% (above 0%: growing) | +210.53% (above 0%: growing) | 70.94% | 0.00% | Compare |
| CLST Catalyst Bancorp, Inc. | $68.0M | 29.8× | — | +3.68% (above 0%: growing) | +7.14% (above 0%: growing) | −14.23% (below 0%: shrinking) | 74.83% | 0.00% | |
| CULL Cullman Bancorp, Inc. | $65.2M | 32.5× | 19.5× | +8.86% (above 0%: growing) | −26.67% (below 0%: shrinking) | −90.89% (below 0%: shrinking) | 71.49% | 0.00% | Compare |
| BCOW 1895 Bancorp of Wisconsin Inc. | $57.9M | 88.0× | — (loss-making) | +1.53% (above 0%: growing) | n/m | +993.81% (above 0%: growing) | 64.21% | 0.00% | Compare |
| Median of peers | $76.6M | 24.7× | 11.8× | +3.50% | +9.09% | −8.50% | 70.73% | 0.00% |
Catalyst Bancorp, Inc. (CLST) key facts
- Catalyst Bancorp, Inc. (CLST) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, CLST traded at $16.99, a market capitalization of $68.0 million.
- Return on equity was 2.53% and debt-to-equity 0.12.
- Its Piotroski F-score is 7 out of 9 for fiscal 2025.