Central Plains Bancshares, Inc. (CPBI) vs United Bancorp, Inc. (UBCP)
- Central Plains Bancshares, Inc. CPBI 20.00 +1.06%
- United Bancorp, Inc. UBCP 13.40 −0.89%
Central Plains Bancshares, Inc. and United Bancorp, Inc. are both Banks Regional companies. Central Plains Bancshares, Inc. and United Bancorp, Inc. are of similar size ($82.6M and $77.6M). United Bancorp, Inc. trades at the lower P/E: 9.7× against 16.8×. Central Plains Bancshares, Inc. grew revenue faster over the last twelve months: 12.1% against 6.21%. United Bancorp, Inc. has the higher net margin (15.7% vs 14.3%) and the lower return on invested capital (4.58% vs 6.28%). Across the 15 metrics below, Central Plains Bancshares, Inc. leads on 9 and United Bancorp, Inc. on 6.
Valuation
Profitability
| Metric | CPBI | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.23% | 69.59% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.33% | 15.72% | 18.66% |
| Free cash flow margin | 20.28% | (8.42%) | 21.11% |
| Return on equity | 5.15% | 11.50% | 10.65% |
| Return on assets | 0.85% | 0.88% | 1.13% |
| Return on invested capital | 6.28% | 4.58% | 8.35% |
Growth
Health
Dividend
Size
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