Central Plains Bancshares, Inc. (CPBI) vs United Bancorp, Inc. (UBCP)
Central Plains Bancshares, Inc. and United Bancorp, Inc. are both Banks Regional companies. Central Plains Bancshares, Inc. and United Bancorp, Inc. are of similar size ($87.1M and $83.9M). United Bancorp, Inc. trades at the lower P/E: 10.7× against 16.6×. Central Plains Bancshares, Inc. grew revenue faster over the last twelve months: 12.1% against 6.21%. United Bancorp, Inc. has the higher net margin (15.7% vs 14.3%) and the lower return on invested capital (4.58% vs 6.28%). Across the 16 metrics below, Central Plains Bancshares, Inc. leads on 10 and United Bancorp, Inc. on 6.
Valuation
Profitability
| Metric | CPBI | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.23% | 69.59% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.33% | 15.72% | 18.66% |
| Free cash flow margin | 20.28% | (8.42%) | 21.18% |
| Return on equity | 5.15% | 11.50% | 10.64% |
| Return on assets | 0.85% | 0.88% | 1.13% |
| Return on invested capital | 6.28% | 4.58% | 8.33% |
Growth
Health
Dividend
Size
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