Fifth District Bancorp, Inc. FDSB

17.75 (0.07) (0.39%) as of 25 Sep
Market cap
$93.3M
P/E
52.6×

Insider Decisions

Total sells 0.20
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — 2 — — 1 —
Insider Ownership 10.88%

Capital & Financial Ratios

Market Cap 93.30
Revenue 23.73
Net Income 1.66
Free Cash Flow 1.26
Net Debt (13.23)
Current Ratio 1.06
Debt/Equity 0.05
P/E ratio 52.65
P/S ratio 3.67
P/B ratio 0.68
Past 5Y EPS Growth —
This Y EPS Growth (72.60%)
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 19 38 34 19
Receivables — — — —
Inventory — — — —
Other — — — —
386 407 412 415
2023 2024 2025 Q'26
Payables 390 391 393 392
ST’ Debt — — — —
Other — — — —
390 391 393 392
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — —
Cash Flow — — —
Earnings — — —
Book Value — — —

Revenue

Mar Jun Sep Dec Year
’26 6 6 — — —
’25 5 9 6 6 26
’24 3 5 5 5 19
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 1 1 — — —
’25 1 0 0 0 1
’24 (1) 0 1 (1) (1)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 1 1 — — —
’25 1 0 0 0 1
’24 (1) (1) 1 0 (1)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.08 0.08 — — —
’25 0.02 0.61 0.07 0.11 0.80
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — — — 9.85 11.35

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — — — 13.40 15.64
High Price
— — — — — — — — 68 67
Employees
— — — — — — — 0 0 0
Revenue/Emp
— — — — — — — 17 19 26
Revenue
— — — — — — — 63.39% 52.19% 65.23%
Gross Margin
— — — — — — — 1 (1) 4
EBT
— — — — — — — 5.44% (7.45%) 15.80%
EBT Margin
— — — — — — — 1 (1) 4
Net Income
— — — — — — — 1 1 1
Depreciation
— — — — — — — 0.00 3.76 5.17
Revenue/Sh
— — — — — — — — (0.21) 0.80
Earnings/Sh
— — — — — — — 0.00 (0.21) 0.26
Cash Flow/Sh
— — — — — — — 0.00 0.00 (0.07)
Capex/Sh
— — — — — — — 0.00 (0.21) 0.18
Free CF/Sh
— — — — — — — 0.00 24.51 25.33
Book Value/Sh
— — — — — — — — 5 5
Shares
— — — — — — — 24.45 24.45 18.63
PE Ratio
— — — — — — — 0.00 3.36 2.90
PS Ratio
— — — — — — — 0.00 0.51 0.59
PB Ratio
— — — — — — — (2.43) 1.67 1.86
EV/Sales
— — — — — — — 15.33 (30.44) 52.18
EV/FCF
— — — — — — — 1 (1) 1
Op' Cash Flow
— — — — — — — (2) 0 0
Capex
— — — — — — — (1) (1) 1
FCF
— — — — — — — (4) 16 19
Working Cap'
— — — — — — — 8 5 6
Total Debt
— — — — — — — (11) (33) (28)
Net Debt
— — — — — — — 78 126 130
Sh' Equity
— — — — — — — 0.00% (0.21%) 0.77%
ROA
— — — — — — — 0.88% (0.96%) 2.56%
ROIC
— — — — — — — 0.00% (1.06%) 3.20%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Fifth District Bancorp, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Fifth District Bancorp, Inc. (FDSB) key facts

  • Fifth District Bancorp, Inc. (FDSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Fifth District Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $26.5 million, up 37.3% from fiscal 2024.
  • Net income was $4.1 million, or $0.80 per share (basic), a net margin of 15.4%.
  • As of September 25, 2026, FDSB traded at $17.75, a market capitalization of $93.3 million.
  • At that price the stock trades at 52.6× trailing-twelve-month earnings and 3.7× sales.
  • Return on equity was 3.20% and debt-to-equity 0.05.

Source: company filings (standardised) and stockrow calculations.

Fifth District Bancorp, Inc. (FDSB) Latest News

News by impact score

Fine-tune

9 Feb

3

Fifth District Bancorp, Inc. has appointed Amie L. Lyons as the permanent President and Chief Executive Officer, following her interim role since March 2023. Lyons has been with the company for over 20 years, previously serving as Chief Operating Officer and Chief Financial Officer. The board expressed confidence in her leadership abilities and vision for the bank's future. The appointment of a permanent CEO may influence the company's strategic direction and operational stability.

25 Aug

3

Fifth District Bancorp, Inc. has authorized a stock repurchase program, allowing the company to buy back up to 1 million shares of its common stock. This initiative aims to enhance shareholder value and reflects the company's confidence in its financial position. The repurchase program will be executed in accordance with applicable laws and regulations, and the timing and amount of repurchases will depend on market conditions and other factors. The stock repurchase program is expected to moderately influence investor sentiment and financial performance.

15 Aug

4

Fifth District Bancorp, Inc. reported a significant increase in earnings for the second quarter of 2025, with earnings per share (EPS) rising to $0.61 compared to $0.12 in the same quarter of 2024. This notable growth reflects improved financial performance and operational efficiency within the company. The substantial increase in EPS indicates a significant improvement in financial performance that could positively influence investor sentiment and the company's future trajectory.

31 Jul

4

Fifth District Bancorp, Inc. completes initial public offering, selling 5,459,473 shares of common stock for gross proceeds of $54.6 million. The completion of the initial public offering and conversion to stock form of organization is a significant move that could alter the company's trajectory and investor sentiment.

stockrow.com/FDSB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com