stockrowFirst Northwest Bancorp (FNWB) vs United Bancorp, Inc. (UBCP)
- First Northwest Bancorp FNWB 9.86 −2.38%
- United Bancorp, Inc. UBCP 14.27 −1.72%
First Northwest Bancorp and United Bancorp, Inc. are both Banks Regional companies. First Northwest Bancorp is the larger, with a market value of $96.0M against $83.3M — 1.2× the size. First Northwest Bancorp has negative trailing earnings, so its P/E is not meaningful; United Bancorp, Inc. trades at 10.4×. United Bancorp, Inc. grew revenue faster over the last twelve months: 6.21% against −5.00%. United Bancorp, Inc. has the higher net margin (15.7% vs −0.04%) and the higher return on invested capital (4.58% vs −0.11%). Only United Bancorp, Inc. pays a dividend (5.42%). Across the 17 metrics below, United Bancorp, Inc. leads on 9 and First Northwest Bancorp on 8.
Valuation
Profitability
| Metric | FNWB | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 60.06% | 69.59% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (0.04%) | 15.72% | 18.82% |
| Free cash flow margin | 5.20% | (8.42%) | 17.97% |
| Return on equity | (0.03%) | 11.50% | 10.28% |
| Return on assets | 0.00% | 0.88% | 1.13% |
| Return on invested capital | (0.11%) | 4.58% | 8.45% |
Growth
Health
Dividend
Size
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