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Saturday 17 October 2026 Export SYBT’s income statement to Excel — free account

Stock Yards Bancorp, Inc.

SYBT Financial Banks Regional

Stock Yards Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $564.5 million, up 11.1% from fiscal 2024. In the quarter to June 2026, revenue grew 11.3%, EPS grew 13.8%, free cash flow grew 1.75% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

76.69 0.05 +0.07%
Market cap
$2.4B
P/E
15.2×
Fwd P/E
14.5×
Dividend yield
1.68%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.13
Total sells 0.69
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 1 — — — — — — — — — — —
Sell — — — — — — 1 — 1 — 1 —
Insider Ownership 5.53%

Capital & Financial Ratios $m

Market Cap 2,380.00
Revenue 588.32
Net Income 149.51
Free Cash Flow 148.59
Net Debt (516.02)
Current Ratio 1.01
Debt/Equity 0.26
P/E ratio 15.19
Fwd P/E 14.50
P/S ratio 3.97
P/B ratio 1.87
Past 5Y EPS Growth 12.90%
This Y EPS Growth 9.79%
Next Y EPS Growth 9.08%
Next Y revenue growth (18.91%) (below 0%: weak)
Next 5Y EPS Growth 6.91%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 37.60%
10-year low 10-year high
P/S against its own 10 years 26.06%
10-year low 10-year high
P/B against its own 10 years 19.61%
10-year low 10-year high

Dividends

Payout Ratio 0.26
Annual Dividend Rate 1.29
Annual Dividend Yield 1.68%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.30
0.32
0.32
0.33
2025 1.26
0.31
0.31
0.32
0.32
2024 1.22
0.30
0.30
0.31
0.31
2023 1.18
0.29
0.29
0.30
0.30
2022 1.14
0.28
0.28
0.29
0.29
2021 1.10
0.27
0.27
0.28
0.28
2020 1.08
0.27
0.27
0.27
0.27
2019 1.04
0.25
0.26
0.26
0.27
2018 0.96
0.23
0.23
0.25
0.25
2017 0.80
0.19
0.20
0.20
0.21
2016 0.72
0.17
0.18
0.18
0.19
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 266 291 886 843
Receivables — — — —
Inventory — — — —
Other — — — —
5,991 6,758 7,871 8,657
2023 2024 2025 Q'26
Payables 6,671 7,166 7,791 8,486
ST’ Debt — — — —
Other — — — —
6,839 7,338 7,913 8,599

Compound Annual Growth %

10y 5y 3y
Sales 15.54% 23.09% 18.32%
Cash Flow 14.42% 16.58% 15.15%
Earnings 14.19% 18.94% 14.66%
Book Value 14.14% 19.54% 12.26%

Revenue $m

Mar Jun Sep Dec Year
’26 142 155 — — —
’25 134 139 145 146 565
’24 120 124 131 134 508
’23 102 106 112 120 439
’22 69 81 92 98 341
’21 53 59 65 66 243
’20 49 49 49 52 200
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 12 58 — — —
’25 20 56 38 52 166
’24 17 51 55 19 143
’23 10 34 33 30 107
’22 4 18 49 38 109
’21 27 20 16 39 102
’20 13 16 9 39 77
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 11 55 — — —
’25 18 54 35 48 155
’24 16 48 54 16 133
’23 8 33 32 28 101
’22 3 6 61 46 115
’21 27 19 14 38 98
’20 12 15 8 38 73
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.24 1.31 — — —
’25 1.13 1.15 1.23 1.24 4.75
’24 0.88 0.94 1.00 1.07 3.89
’23 0.99 0.94 0.92 0.82 3.67
’22 0.29 0.91 0.97 1.01 3.21
’21 0.99 0.17 0.86 0.92 2.97
’20 0.59 0.59 0.64 0.78 2.59
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 22.67 31.90 28.02 32.00 22.98 40.10 50.83 36.93 42.35 60.75

Analyst estimates 2026–2028

Powerpack
High 47.50 48.05 41.00 42.60 44.73 67.40 78.71 65.52 79.79 83.83
People
People Employees 578 580 591 615 641 820 1,040 1,075 1,080 1,123
Revenue/emp, $m 0.25 0.27 0.30 0.32 0.31 0.30 0.33 0.41 0.47 0.50
Income, $m
Income, $m Revenue 145 155 175 197 200 243 341 439 508 565
Gross margin, % 96.61 95.34 91.22 88.57 94.02 97.53 94.64 77.36 69.33 70.37
EBT 56 55 68 76 68 95 120 138 144 178
EBT margin, % 38.77 35.51 38.60 38.34 33.91 39.27 35.35 31.42 28.41 31.56
Net income 41 38 56 66 59 75 93 108 115 140
Depreciation 11 14 6 5 10 11 21 22 13 8
Per share, $
Per share, $ Revenue 6.49 6.90 7.74 8.73 8.85 9.76 11.89 15.03 17.35 19.23
Earnings 1.84 1.69 2.45 2.92 2.61 3.00 3.24 3.69 3.91 4.77
Cash flow 2.83 2.38 2.91 2.59 3.42 4.10 3.79 3.65 4.88 5.65
Capex (0.28) (0.12) (0.30) (0.10) (0.19) (0.18) 0.22 (0.21) (0.33) (0.39)
Free cash flow 2.55 2.26 2.61 2.49 3.23 3.92 4.01 3.45 4.55 5.27
Book value 14.04 14.81 16.20 17.98 19.53 27.15 26.52 29.38 32.11 36.63
Shares, m 22 23 23 23 23 25 29 29 29 29
Valuation, ×
Valuation, × P/E 25.77 22.43 13.39 14.06 15.51 21.51 19.77 14.14 18.31 13.62
P/S 7.26 5.50 4.24 4.70 4.57 6.55 5.34 3.48 4.13 3.38
P/B 3.36 2.56 2.02 2.28 2.07 2.35 2.39 1.78 2.23 1.77
EV/Sales 7.28 4.92 3.38 3.84 3.14 2.66 5.07 3.39 4.20 2.39
EV/FCF 18.55 15.02 10.01 13.48 8.60 6.62 15.02 14.79 16.01 8.71
Cash, $m
Cash, $m Operating cash flow 63 54 66 58 77 102 109 107 143 166
Capex (6) (3) (7) (2) (4) (5) 6 (6) (10) (11)
Free cash flow 57 51 59 56 73 98 115 101 133 155
Balance, $m
Balance, $m Working capital (296) (275) (110) (92) (215) (775) (1,210) (848) (579) (42)
Total debt 51 49 48 80 32 14 76 227 327 327
Net debt 3 (90) (151) (170) (286) (947) (91) (39) 36 (560)
Shareholders’ equity 314 334 367 406 441 676 760 858 940 1,076
Returns, %
Returns, % ROA 1.40 1.21 1.70 1.88 1.41 1.33 1.31 1.38 1.34 1.52
ROIC 11.10 14.14 19.57 20.34 27.42 0.00 13.07 10.53 9.24 21.58
ROE 13.67 11.75 15.86 17.10 13.90 13.37 12.95 13.31 12.74 13.90
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Stock Yards Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CUBI Customers Bancorp, Inc $2.5B 8.8× 8.7× +5.90% (above 0%: growing) +19.77% (above 0%: growing) −34.56% (below 0%: shrinking) 60.05% 0.00% Compare
FBNC First Bancorp $2.5B 18.7× 12.6× +8.82% (above 0%: growing) +31.18% (above 0%: growing) +49.87% (above 0%: growing) 77.46% 0.00% Compare
FBK FB Financial Corporation $2.5B 11.4× 11.4× −1.10% (below 0%: shrinking) +180.40% (above 0%: growing) +8.46% (above 0%: growing) 66.94% 0.00% Compare
FRME First Merchants Corporation $2.5B 12.7× 10.9× +14.16% (above 0%: growing) −28.57% (below 0%: shrinking) +64.02% (above 0%: growing) 65.81% 0.00% Compare
BANR Banner Corporation $2.5B 11.1× 11.1× +1.33% (above 0%: growing) +9.92% (above 0%: growing) −29.43% (below 0%: shrinking) 77.84% 0.00% Compare
BUSE First Busey Corporation $2.4B 12.2× 11.2× −8.06% (below 0%: shrinking) +30.19% (above 0%: growing) −15.02% (below 0%: shrinking) 73.20% 0.00% Compare
SYBT Stock Yards Bancorp, Inc. $2.4B 15.2× 14.5× +11.27% (above 0%: growing) +13.79% (above 0%: growing) +1.75% (above 0%: growing) 73.89% 0.00%
BBT Beacon Financial Corporation $2.3B 15.1× 9.7× +99.71% (above 0%: growing) +211.49% (above 0%: growing) +88.09% (above 0%: growing) 68.58% 0.00% Compare
MBIN Merchants Bancorp $2.3B 9.8× 9.1× −4.26% (below 0%: shrinking) +146.67% (above 0%: growing) +267.73% (above 0%: growing) 53.63% 0.00% Compare
Median of peers $2.5B 11.8× 11.0× +3.62% +30.69% +29.16% 67.76% 0.00%

All 323 Banks Regional stocks →

Stock Yards Bancorp, Inc. (SYBT) key facts

  • Strength: Stock Yards Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $564.5 million, up 11.1% from fiscal 2024.
  • Strength: Net income was $140.2 million, or $4.77 per share (basic), a net margin of 24.8%.
  • Stock Yards Bancorp, Inc. (SYBT) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, SYBT traded at $76.69, a market capitalization of $2.4 billion.
  • At that price the stock trades at 15.2× trailing-twelve-month earnings and 4.0× sales; its P/E is higher than 38% of its own readings over the past ten years.
  • Stock Yards Bancorp, Inc. pays an annual dividend of $1.29 per share, a yield of 1.68%, with a payout ratio of 25.7%.
  • Return on equity was 13.9% and debt-to-equity 0.26.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Stock Yards Bancorp, Inc. (SYBT) Latest News

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stockrow.com/SYBT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com