Saturday 17 October 2026 Export SYBT’s income statement to Excel — free account

Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $564.5 million, up 11.1% from fiscal 2024. In the quarter to June 2026, revenue grew 11.3%, EPS grew 13.8%, free cash flow grew 1.75% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

76.69 0.05 +0.07%

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Market cap: $2.4B
P/E: 15.2×
Fwd P/E: 14.5×
Dividend yield: 1.68%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.13

Total sells 0.69

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	1	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	1	—	1	—	1	—

Insider Ownership 5.53%

Capital & Financial Ratios $m

Market Cap 2,380.00

Revenue 588.32

Net Income 149.51

Free Cash Flow 148.59

Net Debt (516.02)

Current Ratio 1.01

Debt/Equity 0.26

P/E ratio 15.19

Fwd P/E 14.50

P/S ratio 3.97

P/B ratio 1.87

Past 5Y EPS Growth 12.90%

This Y EPS Growth 9.79%

Next Y EPS Growth 9.08%

Next Y revenue growth (18.91%)

Next 5Y EPS Growth 6.91%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 37.60%

10-year low 10-year high

P/S against its own 10 years 26.06%

10-year low 10-year high

P/B against its own 10 years 19.61%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 1.29

Annual Dividend Yield 1.68%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.30	0.32 0.32 0.33
2025	1.26	0.31 0.31 0.32 0.32
2024	1.22	0.30 0.30 0.31 0.31
2023	1.18	0.29 0.29 0.30 0.30
2022	1.14	0.28 0.28 0.29 0.29
2021	1.10	0.27 0.27 0.28 0.28
2020	1.08	0.27 0.27 0.27 0.27
2019	1.04	0.25 0.26 0.26 0.27
2018	0.96	0.23 0.23 0.25 0.25
2017	0.80	0.19 0.20 0.20 0.21
2016	0.72	0.17 0.18 0.18 0.19

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	266	291	886	843
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	5,991	6,758	7,871	8,657

	2023	2024	2025	Q'26
Payables	6,671	7,166	7,791	8,486
ST’ Debt	—	—	—	—
Other	—	—	—	—
	6,839	7,338	7,913	8,599

Compound Annual Growth %

	10y	5y	3y
Sales	15.54%	23.09%	18.32%
Cash Flow	14.42%	16.58%	15.15%
Earnings	14.19%	18.94%	14.66%
Book Value	14.14%	19.54%	12.26%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	142	155	—	—	—
’25	134	139	145	146	565
’24	120	124	131	134	508
’23	102	106	112	120	439
’22	69	81	92	98	341
’21	53	59	65	66	243
’20	49	49	49	52	200

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	12	58	—	—	—
’25	20	56	38	52	166
’24	17	51	55	19	143
’23	10	34	33	30	107
’22	4	18	49	38	109
’21	27	20	16	39	102
’20	13	16	9	39	77

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	11	55	—	—	—
’25	18	54	35	48	155
’24	16	48	54	16	133
’23	8	33	32	28	101
’22	3	6	61	46	115
’21	27	19	14	38	98
’20	12	15	8	38	73

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.24	1.31	—	—	—
’25	1.13	1.15	1.23	1.24	4.75
’24	0.88	0.94	1.00	1.07	3.89
’23	0.99	0.94	0.92	0.82	3.67
’22	0.29	0.91	0.97	1.01	3.21
’21	0.99	0.17	0.86	0.92	2.97
’20	0.59	0.59	0.64	0.78	2.59

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	22.67	31.90	28.02	32.00	22.98	40.10	50.83	36.93	42.35	60.75	Analyst estimates 2026–2028 Powerpack
	High	47.50	48.05	41.00	42.60	44.73	67.40	78.71	65.52	79.79	83.83
People
People	Employees	578	580	591	615	641	820	1,040	1,075	1,080	1,123
	Revenue/emp, $m	0.25	0.27	0.30	0.32	0.31	0.30	0.33	0.41	0.47	0.50
Income, $m
Income, $m	Revenue	145	155	175	197	200	243	341	439	508	565
	Gross margin, %	96.61	95.34	91.22	88.57	94.02	97.53	94.64	77.36	69.33	70.37
	EBT	56	55	68	76	68	95	120	138	144	178
	EBT margin, %	38.77	35.51	38.60	38.34	33.91	39.27	35.35	31.42	28.41	31.56
	Net income	41	38	56	66	59	75	93	108	115	140
	Depreciation	11	14	6	5	10	11	21	22	13	8
Per share, $
Per share, $	Revenue	6.49	6.90	7.74	8.73	8.85	9.76	11.89	15.03	17.35	19.23
	Earnings	1.84	1.69	2.45	2.92	2.61	3.00	3.24	3.69	3.91	4.77
	Cash flow	2.83	2.38	2.91	2.59	3.42	4.10	3.79	3.65	4.88	5.65
	Capex	(0.28)	(0.12)	(0.30)	(0.10)	(0.19)	(0.18)	0.22	(0.21)	(0.33)	(0.39)
	Free cash flow	2.55	2.26	2.61	2.49	3.23	3.92	4.01	3.45	4.55	5.27
	Book value	14.04	14.81	16.20	17.98	19.53	27.15	26.52	29.38	32.11	36.63
	Shares, m	22	23	23	23	23	25	29	29	29	29
Valuation, ×
Valuation, ×	P/E	25.77	22.43	13.39	14.06	15.51	21.51	19.77	14.14	18.31	13.62
	P/S	7.26	5.50	4.24	4.70	4.57	6.55	5.34	3.48	4.13	3.38
	P/B	3.36	2.56	2.02	2.28	2.07	2.35	2.39	1.78	2.23	1.77
	EV/Sales	7.28	4.92	3.38	3.84	3.14	2.66	5.07	3.39	4.20	2.39
	EV/FCF	18.55	15.02	10.01	13.48	8.60	6.62	15.02	14.79	16.01	8.71
Cash, $m
Cash, $m	Operating cash flow	63	54	66	58	77	102	109	107	143	166
	Capex	(6)	(3)	(7)	(2)	(4)	(5)	6	(6)	(10)	(11)
	Free cash flow	57	51	59	56	73	98	115	101	133	155
Balance, $m
Balance, $m	Working capital	(296)	(275)	(110)	(92)	(215)	(775)	(1,210)	(848)	(579)	(42)
	Total debt	51	49	48	80	32	14	76	227	327	327
	Net debt	3	(90)	(151)	(170)	(286)	(947)	(91)	(39)	36	(560)
	Shareholders’ equity	314	334	367	406	441	676	760	858	940	1,076
Returns, %
Returns, %	ROA	1.40	1.21	1.70	1.88	1.41	1.33	1.31	1.38	1.34	1.52
	ROIC	11.10	14.14	19.57	20.34	27.42	0.00	13.07	10.53	9.24	21.58
	ROE	13.67	11.75	15.86	17.10	13.90	13.37	12.95	13.31	12.74	13.90

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CUBI Customers Bancorp, Inc	$2.5B	8.8×	8.7×	+5.90% (above 0%: growing)	+19.77% (above 0%: growing)	−34.56% (below 0%: shrinking)	60.05%	0.00%	Compare
FBNC First Bancorp	$2.5B	18.7×	12.6×	+8.82% (above 0%: growing)	+31.18% (above 0%: growing)	+49.87% (above 0%: growing)	77.46%	0.00%	Compare
FBK FB Financial Corporation	$2.5B	11.4×	11.4×	−1.10% (below 0%: shrinking)	+180.40% (above 0%: growing)	+8.46% (above 0%: growing)	66.94%	0.00%	Compare
FRME First Merchants Corporation	$2.5B	12.7×	10.9×	+14.16% (above 0%: growing)	−28.57% (below 0%: shrinking)	+64.02% (above 0%: growing)	65.81%	0.00%	Compare
BANR Banner Corporation	$2.5B	11.1×	11.1×	+1.33% (above 0%: growing)	+9.92% (above 0%: growing)	−29.43% (below 0%: shrinking)	77.84%	0.00%	Compare
BUSE First Busey Corporation	$2.4B	12.2×	11.2×	−8.06% (below 0%: shrinking)	+30.19% (above 0%: growing)	−15.02% (below 0%: shrinking)	73.20%	0.00%	Compare
SYBT Stock Yards Bancorp, Inc.	$2.4B	15.2×	14.5×	+11.27% (above 0%: growing)	+13.79% (above 0%: growing)	+1.75% (above 0%: growing)	73.89%	0.00%
BBT Beacon Financial Corporation	$2.3B	15.1×	9.7×	+99.71% (above 0%: growing)	+211.49% (above 0%: growing)	+88.09% (above 0%: growing)	68.58%	0.00%	Compare
MBIN Merchants Bancorp	$2.3B	9.8×	9.1×	−4.26% (below 0%: shrinking)	+146.67% (above 0%: growing)	+267.73% (above 0%: growing)	53.63%	0.00%	Compare
Median of peers	$2.5B	11.8×	11.0×	+3.62%	+30.69%	+29.16%	67.76%	0.00%

All 323 Banks Regional stocks →

Stock Yards Bancorp, Inc. (SYBT) key facts

Strength: Stock Yards Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $564.5 million, up 11.1% from fiscal 2024.
Strength: Net income was $140.2 million, or $4.77 per share (basic), a net margin of 24.8%.
Stock Yards Bancorp, Inc. (SYBT) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, SYBT traded at $76.69, a market capitalization of $2.4 billion.
At that price the stock trades at 15.2× trailing-twelve-month earnings and 4.0× sales; its P/E is higher than 38% of its own readings over the past ten years.
Stock Yards Bancorp, Inc. pays an annual dividend of $1.29 per share, a yield of 1.68%, with a payout ratio of 25.7%.
Return on equity was 13.9% and debt-to-equity 0.26.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.