First Busey Corporation BUSE

30.09 0.09 0.30% as of 25 Sep
Market cap
$2.5B
P/E
12.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.27
Total sells 0.45
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2 — 1 — — 2 — 2 — — — —
Sell — 1 1 1 1 1 1 1 1 1 1 1
Insider Ownership 6.26%

Capital & Financial Ratios

Market Cap 2,480.00
Revenue 1,099.97
Net Income 231.01
Free Cash Flow 209.75
Net Debt (422.42)
Current Ratio 0.90
Debt/Equity 0.11
P/E ratio 12.43
P/S ratio 2.31
P/B ratio 1.07
Past 5Y EPS Growth 1.13%
This Y EPS Growth 97.56%
Next Y EPS Growth 7.51%
Next 5Y EPS Growth 33.22%
in millions of $

Dividends

Payout Ratio 0.39
Annual Dividend Rate 0.96
Annual Dividend Yield 4.24%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.04
0.26
0.26
0.26
2025 1.00
0.25
0.25
0.25
0.25
2024 0.96
0.24
0.24
0.24
0.24
2023 0.96
0.24
0.24
0.24
0.24
2022 0.92
0.23
0.23
0.23
0.23
2021 0.92
0.23
0.23
0.23
0.23
2020 0.88
0.22
0.22
0.22
0.22
2019 0.84
0.21
0.21
0.21
0.21
2018 0.80
0.20
0.20
0.20
0.20
2017 0.72
0.18
0.18
0.18
0.18
2016 0.68
0.17
0.17
0.17
0.17
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 720 698 294 680
Receivables — — — —
Inventory — — — —
Other — — — —
8,281 8,315 13,694 13,719
2023 2024 2025 Q'26
Payables 10,291 9,982 14,906 15,129
ST’ Debt — — — —
Other — — — —
10,491 10,138 15,073 15,301
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 19.03% 18.60% 28.95%
Cash Flow 12.09% 3.37% 5.12%
Earnings 12.59% 4.56% (0.77%)
Book Value 20.80% 14.22% 29.16%

Revenue

Mar Jun Sep Dec Year
’26 268 269 — — —
’25 188 292 286 278 1,044
’24 161 166 170 167 663
’23 143 145 154 160 602
’22 112 114 126 135 487
’21 104 105 111 112 432
’20 112 109 112 112 445
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 52 41 — — —
’25 8 50 62 72 193
’24 37 28 60 52 178
’23 45 40 42 46 173
’22 43 31 44 48 166
’21 44 36 23 60 162
’20 19 36 47 62 163
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 49 39 — — —
’25 7 46 55 66 174
’24 36 28 59 51 174
’23 43 41 40 44 168
’22 43 31 44 47 165
’21 44 38 23 59 164
’20 17 35 47 61 160
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.52 0.69 — — —
’25 (0.44) 0.52 0.58 0.63 1.47
’24 0.46 0.47 0.55 0.49 1.98
’23 0.65 0.52 0.54 0.46 2.18
’22 0.51 0.53 0.64 0.61 2.29
’21 0.69 0.53 0.46 0.53 2.20
’20 0.28 0.47 0.56 0.52 1.83
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
17.68 27.33 23.13 23.44 11.00 20.58 21.66 16.26 21.68 18.40

Analyst estimates 2026–2028

Powerpack
Low Price
31.01 32.88 33.25 28.00 27.76 28.60 29.73 25.80 28.97 25.62
High Price
1,295 1,347 1,270 1,531 1,389 1,499 1,544 1,479 1,548 1,948
Employees
0 0 0 0 0 0 0 0 0 1
Revenue/Emp
240 309 376 473 445 432 487 602 663 1,044
Revenue
95.74% 93.22% 88.13% 85.40% 90.19% 93.49% 92.49% 73.42% 69.69% 68.94%
Gross Margin
76 108 134 134 128 157 162 154 153 187
EBT
31.83% 35.01% 35.62% 28.44% 28.82% 36.33% 33.23% 25.58% 23.11% 17.88%
EBT Margin
50 63 99 103 100 123 128 123 114 135
Net Income
12 10 15 27 24 46 58 54 35 15
Depreciation
6.84 7.23 7.70 8.62 8.15 7.80 8.79 10.86 11.72 12.43
Revenue/Sh
1.42 1.47 2.02 1.88 1.84 2.23 2.32 2.21 2.01 1.47
Earnings/Sh
(0.60) 5.94 4.15 1.61 2.99 2.93 2.99 3.13 3.15 2.29
Cash Flow/Sh
(0.19) (0.30) (0.23) (0.23) (0.06) 0.04 (0.01) (0.09) (0.07) (0.22)
Capex/Sh
(0.78) 5.64 3.91 1.38 2.93 2.97 2.98 3.04 3.08 2.07
Free CF/Sh
16.94 21.90 20.37 22.25 23.28 23.82 20.69 22.95 24.44 29.39
Book Value/Sh
35 43 49 55 55 55 55 55 57 84
Shares
21.84 20.05 12.09 14.63 11.78 12.16 10.65 11.31 11.79 18.30
PE Ratio
4.50 4.13 3.19 3.19 2.64 3.48 2.80 2.29 2.01 1.91
PS Ratio
1.82 1.36 1.21 1.24 0.93 1.14 1.19 1.08 0.96 0.81
PB Ratio
4.44 3.72 3.13 2.61 1.77 2.33 3.00 1.62 1.42 1.91
EV/Sales
(38.86) 4.77 6.16 16.33 4.92 6.12 8.82 5.78 5.40 11.47
EV/FCF
(21) 253 203 88 163 162 166 173 178 193
Op' Cash Flow
(7) (13) (11) (13) (3) 2 0 (5) (4) (19)
Capex
(27) 241 191 76 160 164 165 168 174 174
FCF
(384) (736) (651) (885) (1,414) (3,095) (2,790) (2,209) (1,823) (1,379)
Working Cap'
151 225 220 254 298 340 324 313 303 291
Total Debt
(16) (128) (20) (275) (390) (496) 97 (407) (395) (4)
Net Debt
594 935 995 1,220 1,270 1,319 1,146 1,272 1,383 2,469
Sh' Equity
1.05% 0.94% 1.27% 1.18% 0.99% 1.05% 1.02% 1.00% 0.93% 0.83%
ROA
8.26% 8.37% 8.59% 8.89% 9.11% 11.90% 8.13% 11.12% 9.70% 4.73%
ROIC
10.27% 8.20% 10.25% 9.29% 8.06% 9.54% 10.41% 10.14% 8.56% 6.51%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

First Busey Corporation peers in Banks Regional

All 325 Banks Regional stocks →

First Busey Corporation (BUSE) key facts

  • First Busey Corporation (BUSE) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • First Busey Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 57.4% from fiscal 2024.
  • As of September 25, 2026, BUSE traded at $30.09, a market capitalization of $2.5 billion.
  • First Busey Corporation pays an annual dividend of $0.96 per share, a yield of 4.24%, with a payout ratio of 38.7%.
  • Return on equity was 6.51% and debt-to-equity 0.11.

Source: company filings (standardised) and stockrow calculations.

First Busey Corporation (BUSE) Latest News

News by impact score

Fine-tune

25 Sep

3

First Busey (BUSE), based in Leawood and in the Finance sector, rose about 26.1% year to date. It pays a quarterly dividend of $0.26, for a 3.47% yield, above Banks - Midwest and S&P 500 averages. The annualized dividend is $1.04, up 4% from last year, and the company has increased its dividend three times over the past five years (roughly 2.23% annualized). The current payout ratio is 39%. For 2026, Zacks Consensus expects $2.68 per share, up about 5.93%, with solid earnings growth anticipated. The stock carries a Zacks Rank of #3 (Hold). While high-yield stocks can struggle in rising rates, the piece frames BUSE as a compelling dividend opportunity. Projected 2026 EPS of $2.68 with 5.93% growth and a 39% payout imply steady, modest upside rather than transformative gains.

21 Sep

3

StockStory flags three Russell 2000 stocks to avoid, including First Busey (BUSE). The Illinois-based bank trades around $30.79 and sits at about 1.1x forward P/B, but its net interest margin is 3.5%, well below peers. Incremental sales over the last five years grew slowly, with EPS up just 1.6% annually, lagging revenue gains. A forecast shows tangible book value per share could fall about 4.8% over the next year, signaling deteriorating profitability. Monro (MNRO) and UFP Technologies (UFPT) are flagged for separate reasons. Overall, BUSE faces margin pressure, slow earnings growth, and declining TBV, factors suggesting avoiding the stock in favor of better opportunities. Negative fundamentals and a forecasted TBV decline imply a moderate downside risk.

28 Jul

3

First Busey (BUSE) posted Q2 earnings with key metrics including EPS, revenue, net interest income and loans measured against analyst estimates. Q2 earnings metrics versus estimates can shift near-term investor sentiment and valuation for the bank.

3

First Busey Corporation announced its 2026 second quarter earnings. Quarterly earnings releases update financial performance and typically move stock prices and sentiment.

27 Jul

3

First Busey Corporation (BUSE) is scheduled to report earnings tomorrow. Upcoming earnings release may moderately affect short-term stock performance and investor views.

23 Jul

3

First Busey Corporation may be 41 percent undervalued as earnings expectations continue to rise. Rising earnings expectations point to possible 41 percent undervaluation that could moderately lift investor sentiment and share price.

22 Jul

3

First Busey sustains steady dividend payouts alongside upbeat analyst estimates, suggesting a possible deeper strategic shift. Steady dividends and positive estimates indicate moderate influence on financial trajectory and investor views without major transformation.

22 Jun

3

First Busey Corporation (BUSE) carries three key risks that undermine its investment appeal, leading to a recommendation of an alternative stock instead. Negative risk analysis can sway short-term investor sentiment and share price without altering company fundamentals.

9 May

3

First Busey Corporation (BUSE) anticipates Q1 profit rebound and lower charge-offs, potentially reshaping its capital return narrative through enhanced shareholder returns. Q1 profit rebound and reduced charge-offs could moderately improve financial performance and capital return strategy.

28 Apr

4

First Busey (BUSE) reported Q1 earnings, with key metrics revealing performance insights. Q1 earnings directly impact financial performance and investor sentiment for BUSE.

4

First Busey Corporation (BUSE) announced its first quarter 2026 earnings. Quarterly earnings announcements deliver critical financial results that directly impact stock price, investor sentiment, and future performance projections.

3

First Busey Corporation (BUSE) exceeded Q1 earnings estimates. Exceeding Q1 earnings estimates positively influences financial performance and investor sentiment with moderate overall impact.

3

First Busey (NASDAQ:BUSE) posted Q1 CY2026 sales in line with analyst estimates. Q1 CY2026 sales meeting estimates affects short-term financial perception but lacks transformative elements.

26 Apr

4

First Busey Corporation (BUSE) reports Q1 results tomorrow. Upcoming Q1 earnings directly affect financial performance, stock price, and investor sentiment.

21 Apr

3

Three reasons cited to sell First Busey Corporation (BUSE) stock include weakening fundamentals, competitive pressures, and valuation concerns, while one alternative stock is recommended as a stronger buy. Bearish recommendations on BUSE highlight risks to financial performance and sentiment, with moderate potential to influence stock trajectory.

9 Apr

4

First Busey Corporation (BUSE) shows strong potential to beat earnings estimates again due to robust loan growth, deposit increases, and efficient expense management. Potential earnings beat highlights superior financial performance and positive momentum for BUSE's future trajectory.

7 Apr

3

First Busey Corporation (BUSE) upgraded to Buy rating by analysts due to strong earnings growth, solid asset quality, and attractive valuation metrics. Analyst upgrade to Buy highlights improved financial metrics and growth outlook, likely influencing market sentiment and stock price moderately.

22 Feb

3

First Busey Corporation (BUSE) emerges as the top small-cap stock with impressive fundamentals, while two others are rejected. Positive spotlight on BUSE's strong fundamentals amid comparisons boosts investor sentiment moderately.

13 Feb

3

First Busey Corporation (BUSE) is identified as one of three stocks potentially trading up to 42.2% below their estimated intrinsic value. This suggests that the stock may be undervalued in the market, presenting a possible investment opportunity for investors looking for stocks with significant upside potential. The analysis highlights the importance of intrinsic value assessments in making informed investment decisions. The identification of BUSE as undervalued indicates a moderately noticeable influence on its market performance and investor sentiment.

3

First Busey Corporation (BUSE) is highlighted as one of three stocks priced below their estimated value in February 2026. The analysis suggests that BUSE, along with two other companies, presents a potential investment opportunity due to its undervaluation in the current market. Investors are encouraged to consider these stocks for their portfolios as they may offer significant upside potential. The identification of BUSE as undervalued indicates a moderately noticeable influence on its market performance and investor sentiment.

12 Feb

3

First Busey Corporation (BUSE) is identified as one of three stocks potentially undervalued by up to 39.1% compared to their intrinsic value, suggesting a possible investment opportunity for investors seeking growth. The analysis highlights the company's financial metrics and market position, indicating that it may be trading below its true worth, which could attract interest from value-focused investors. The identification of BUSE as undervalued suggests a moderately noticeable influence on investor sentiment and potential financial performance.

11 Feb

3

Apollo Global Management and two other stocks are identified as trading below their intrinsic value, suggesting potential investment opportunities. First Busey Corporation (BUSE) is among the companies highlighted, indicating that its current market price may not reflect its true worth based on financial metrics and analysis. The identification of BUSE as undervalued may influence investor sentiment and market performance, but the overall effect is expected to be limited.

10 Feb

4

First Busey Corporation (BUSE) is highlighted as a stable investment with promising growth potential, particularly due to its strategic initiatives and market positioning. The company is noted for its consistent performance and ability to adapt to changing market conditions, making it a favorable choice for investors seeking reliability alongside growth opportunities. In contrast, two other stocks are deemed less favorable and are brushed off as less appealing options in the current market landscape. Strategic initiatives and market positioning are likely to significantly impact future performance and investor sentiment.

5 Feb

3

First Busey Corporation (BUSE) is highlighted among three stocks trading at significant discounts, with estimates suggesting a potential undervaluation of up to 49.2%. This assessment is based on various financial metrics and market conditions, indicating that BUSE may present a compelling investment opportunity for value-focused investors. The identification of BUSE as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.

3

First Busey Corporation (BUSE) is highlighted as a discounted value stock with potential upside by February 2026. Analysts suggest that the company's current valuation presents an attractive investment opportunity, considering its fundamentals and market position. The report emphasizes the importance of evaluating BUSE's financial health and growth prospects in the context of broader market trends. The potential upside in valuation indicates a moderately noticeable influence on future performance.

4 Feb

3

First Busey Corporation (BUSE) is highlighted among three stocks trading at discounts, with estimates suggesting potential undervaluation of up to 44%. The analysis indicates that BUSE, along with other selected stocks, may present attractive investment opportunities based on their current pricing relative to intrinsic value. Investors are encouraged to consider these stocks for potential gains as market conditions evolve. The identification of BUSE as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.

3

First Busey Corporation (BUSE) is highlighted among three stocks potentially trading at discounts, with estimates suggesting a discount of up to 49.6%. The analysis indicates that these stocks may present attractive investment opportunities based on their current valuations compared to intrinsic values. Investors are encouraged to consider these stocks for potential gains as market conditions evolve. The identification of BUSE as a potentially undervalued stock may influence investor sentiment and market performance moderately.

31 Jan

4

First Busey Corporation reported a strong Q4 earnings beat, showcasing improved financial performance. The company also announced leadership changes, which may influence its strategic direction. Analysts are reassessing the valuation of BUSE in light of these developments, considering the potential for growth and market positioning. Leadership changes and a strong earnings report are likely to significantly impact the company's future performance and investor sentiment.

27 Jan

4

First Busey Corporation (BUSE) reported Q4 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The results indicate robust growth and effective management strategies, positioning the company favorably in the market. Investors reacted positively to the news, reflecting confidence in the company's future prospects. Earnings and revenue surpassing estimates can significantly enhance investor sentiment and influence future performance.

3

First Busey Corporation (BUSE) reported its Q4 earnings, highlighting key financial metrics that reflect the company's performance. The results indicate growth in various areas, including revenue and net income, which may influence investor sentiment and market positioning. The report also outlines strategic initiatives aimed at enhancing operational efficiency and customer service, contributing to a positive outlook for the upcoming quarters. The earnings report shows moderate growth and strategic initiatives that may positively influence financial performance but are not expected to drastically change the company's trajectory.

stockrow.com/BUSE · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com