Saturday 17 October 2026 Export BUSE’s income statement to Excel — free account

First Busey Corporation

First Busey Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 57.4% from fiscal 2024. In the quarter to June 2026, revenue fell 8.06%, EPS grew 30.2%, free cash flow fell 15.0% and total debt fell 3.56%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three; insiders bought in the last twelve months.

29.43 0.17 +0.58%

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Market cap: $2.4B
P/E: 12.2×
Fwd P/E: 11.2×
Dividend yield: 3.50%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.20

Total sells 0.45

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	1	—	—	2	—	2	—	—	—	—	—
Sell	1	1	1	1	1	1	1	1	1	1	1	—

Insider Ownership 6.26%

Capital & Financial Ratios $m

Market Cap 2,420.00

Revenue 1,099.97

Net Income 231.01

Free Cash Flow 209.75

Net Debt (422.42)

Current Ratio 0.90

Debt/Equity 0.11

P/E ratio 12.16

Fwd P/E 11.20

P/S ratio 2.26

P/B ratio 1.04

Past 5Y EPS Growth (4.29%)

This Y EPS Growth 97.45%

Next Y EPS Growth 7.57%

Next Y revenue growth (24.76%)

Next 5Y EPS Growth 32.49%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 40.73%

10-year low 10-year high

P/S against its own 10 years 29.64%

10-year low 10-year high

P/B against its own 10 years 39.33%

10-year low 10-year high

Dividends

Payout Ratio 0.43

Annual Dividend Rate 1.03

Annual Dividend Yield 3.50%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.04	0.26 0.26 0.26
2025	1.00	0.25 0.25 0.25 0.25
2024	0.96	0.24 0.24 0.24 0.24
2023	0.96	0.24 0.24 0.24 0.24
2022	0.92	0.23 0.23 0.23 0.23
2021	0.92	0.23 0.23 0.23 0.23
2020	0.88	0.22 0.22 0.22 0.22
2019	0.84	0.21 0.21 0.21 0.21
2018	0.80	0.20 0.20 0.20 0.20
2017	0.72	0.18 0.18 0.18 0.18
2016	0.68	0.17 0.17 0.17 0.17

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	720	698	294	680
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	8,281	8,315	13,694	13,719

	2023	2024	2025	Q'26
Payables	10,291	9,982	14,906	15,129
ST’ Debt	—	—	—	—
Other	—	—	—	—
	10,491	10,138	15,073	15,301

Compound Annual Growth %

	10y	5y	3y
Sales	19.03%	18.60%	28.95%
Cash Flow	12.09%	3.37%	5.12%
Earnings	12.59%	4.56%	(0.77%)
Book Value	20.80%	14.22%	29.16%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	268	269	—	—	—
’25	188	292	286	278	1,044
’24	161	166	170	167	663
’23	143	145	154	160	602
’22	112	114	126	135	487
’21	104	105	111	112	432
’20	112	109	112	112	445

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	52	41	—	—	—
’25	8	50	62	72	193
’24	37	28	60	52	178
’23	45	40	42	46	173
’22	43	31	44	48	166
’21	44	36	23	60	162
’20	19	36	47	62	163

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	49	39	—	—	—
’25	7	46	55	66	174
’24	36	28	59	51	174
’23	43	41	40	44	168
’22	43	31	44	47	165
’21	44	38	23	59	164
’20	17	35	47	61	160

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.52	0.69	—	—	—
’25	(0.44)	0.52	0.58	0.63	1.47
’24	0.46	0.47	0.55	0.49	1.98
’23	0.65	0.52	0.54	0.46	2.18
’22	0.51	0.53	0.64	0.61	2.29
’21	0.69	0.53	0.46	0.53	2.20
’20	0.28	0.47	0.56	0.52	1.83

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	17.68	27.33	23.13	23.44	11.00	20.58	21.66	16.26	21.68	18.40	Analyst estimates 2026–2028 Powerpack
	High	31.01	32.88	33.25	28.00	27.76	28.60	29.73	25.80	28.97	25.62
People
People	Employees	1,295	1,347	1,270	1,531	1,389	1,499	1,544	1,479	1,548	1,948
	Revenue/emp, $m	0.19	0.23	0.30	0.31	0.32	0.29	0.32	0.41	0.43	0.54
Income, $m
Income, $m	Revenue	240	309	376	473	445	432	487	602	663	1,044
	Gross margin, %	95.74	93.22	88.13	85.40	90.19	93.49	92.49	73.42	69.69	68.94
	EBT	76	108	134	134	128	157	162	154	153	187
	EBT margin, %	31.83	35.01	35.62	28.44	28.82	36.33	33.23	25.58	23.11	17.88
	Net income	50	63	99	103	100	123	128	123	114	135
	Depreciation	12	10	15	27	24	46	58	54	35	15
Per share, $
Per share, $	Revenue	6.84	7.23	7.70	8.62	8.15	7.80	8.79	10.86	11.72	12.43
	Earnings	1.42	1.47	2.02	1.88	1.84	2.23	2.32	2.21	2.01	1.47
	Cash flow	(0.60)	5.94	4.15	1.61	2.99	2.93	2.99	3.13	3.15	2.29
	Capex	(0.19)	(0.30)	(0.23)	(0.23)	(0.06)	0.04	(0.01)	(0.09)	(0.07)	(0.22)
	Free cash flow	(0.78)	5.64	3.91	1.38	2.93	2.97	2.98	3.04	3.08	2.07
	Book value	16.94	21.90	20.37	22.25	23.28	23.82	20.69	22.95	24.44	29.39
	Shares, m	35	43	49	55	55	55	55	55	57	84
Valuation, ×
Valuation, ×	P/E	21.84	20.05	12.09	14.63	11.78	12.16	10.65	11.31	11.79	18.30
	P/S	4.50	4.13	3.19	3.19	2.64	3.48	2.80	2.29	2.01	1.91
	P/B	1.82	1.36	1.21	1.24	0.93	1.14	1.19	1.08	0.96	0.81
	EV/Sales	4.44	3.72	3.13	2.61	1.77	2.33	3.00	1.62	1.42	1.91
	EV/FCF	(38.86)	4.77	6.16	16.33	4.92	6.12	8.82	5.78	5.40	11.47
Cash, $m
Cash, $m	Operating cash flow	(21)	253	203	88	163	162	166	173	178	193
	Capex	(7)	(13)	(11)	(13)	(3)	2	0	(5)	(4)	(19)
	Free cash flow	(27)	241	191	76	160	164	165	168	174	174
Balance, $m
Balance, $m	Working capital	(384)	(736)	(651)	(885)	(1,414)	(3,095)	(2,790)	(2,209)	(1,823)	(1,379)
	Total debt	151	225	220	254	298	340	324	313	303	291
	Net debt	(16)	(128)	(20)	(275)	(390)	(496)	97	(407)	(395)	(4)
	Shareholders’ equity	594	935	995	1,220	1,270	1,319	1,146	1,272	1,383	2,469
Returns, %
Returns, %	ROA	1.05	0.94	1.27	1.18	0.99	1.05	1.02	1.00	0.93	0.83
	ROIC	8.26	8.37	8.59	8.89	9.11	11.90	8.13	11.12	9.70	4.73
	ROE	10.27	8.20	10.25	9.29	8.06	9.54	10.41	10.14	8.56	6.51

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CUBI Customers Bancorp, Inc	$2.5B	8.8×	8.7×	+5.90% (above 0%: growing)	+19.77% (above 0%: growing)	−34.56% (below 0%: shrinking)	60.05%	0.00%	Compare
FBNC First Bancorp	$2.5B	18.7×	12.6×	+8.82% (above 0%: growing)	+31.18% (above 0%: growing)	+49.87% (above 0%: growing)	77.46%	0.00%	Compare
FBK FB Financial Corporation	$2.5B	11.4×	11.4×	−1.10% (below 0%: shrinking)	+180.40% (above 0%: growing)	+8.46% (above 0%: growing)	66.94%	0.00%	Compare
FRME First Merchants Corporation	$2.5B	12.7×	10.9×	+14.16% (above 0%: growing)	−28.57% (below 0%: shrinking)	+64.02% (above 0%: growing)	65.81%	0.00%	Compare
BANR Banner Corporation	$2.5B	11.1×	11.1×	+1.33% (above 0%: growing)	+9.92% (above 0%: growing)	−29.43% (below 0%: shrinking)	77.84%	0.00%	Compare
BUSE First Busey Corporation	$2.4B	12.2×	11.2×	−8.06% (below 0%: shrinking)	+30.19% (above 0%: growing)	−15.02% (below 0%: shrinking)	73.20%	0.00%
SYBT Stock Yards Bancorp, Inc.	$2.4B	15.2×	14.5×	+11.27% (above 0%: growing)	+13.79% (above 0%: growing)	+1.75% (above 0%: growing)	73.89%	0.00%	Compare
BBT Beacon Financial Corporation	$2.3B	15.1×	9.7×	+99.71% (above 0%: growing)	+211.49% (above 0%: growing)	+88.09% (above 0%: growing)	68.58%	0.00%	Compare
MBIN Merchants Bancorp	$2.3B	9.8×	9.1×	−4.26% (below 0%: shrinking)	+146.67% (above 0%: growing)	+267.73% (above 0%: growing)	53.63%	0.00%	Compare
Median of peers	$2.5B	12.0×	11.0×	+7.36%	+25.48%	+29.16%	67.76%	0.00%

All 323 Banks Regional stocks →

First Busey Corporation (BUSE) key facts

Strength: First Busey Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 57.4% from fiscal 2024.
First Busey Corporation (BUSE) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, BUSE traded at $29.43, a market capitalization of $2.4 billion.
First Busey Corporation pays an annual dividend of $1.03 per share, a yield of 3.50%, with a payout ratio of 42.6%.
Return on equity was 6.51% and debt-to-equity 0.11.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.