SR Bancorp, Inc.

SRBK Financial Banks Regional

SR Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.8 million, up 3.49% from fiscal 2025. In the quarter to June 2026, revenue fell 1.47%, EPS fell 51.9%, free cash flow grew 141.1% and total debt rose 116.7%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.

18.46 0.14 −0.75%
Market cap
$133.4M
P/E
41.0×
Fwd P/E
20.3×
Dividend yield
1.19%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.15
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 3 2 — 2 3 — — 1 — 1 — —
Sell — — — — — — — — — — — —
Insider Ownership 13.24%

Capital & Financial Ratios $m

Market Cap 133.38
Revenue 51.80
Net Income 3.35
Free Cash Flow 9.88
Net Debt (10.70)
Current Ratio 1.06
Debt/Equity 0.36
P/E ratio 41.02 (above 35: high)
Fwd P/E 20.30
P/S ratio 2.67
P/B ratio 0.76
Past 5Y EPS Growth —
This Y EPS Growth (36.09%) (below 0%: weak)
Next Y EPS Growth 56.12% (at or above 15%: strong)
Next Y revenue growth (23.74%) (below 0%: weak)
Next 5Y EPS Growth 12.93%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 79.84%
10-year low 10-year high
P/B against its own 10 years 89.14%
10-year low 10-year high

Dividends

Payout Ratio 0.49
Annual Dividend Rate 0.22
Annual Dividend Yield 1.19%
total individual payouts
2027 Powerpack
2026 0.17
0.05
0.06
0.06
2025 0.20
0.05
0.05
0.05
0.05
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 2026
Cash 43 47 60 76
Receivables — — — —
Inventory — — — —
Other — — — —
407 782 861 980
2023 2024 2025 2026
Payables 504 807 846 926
ST’ Debt — — — —
Other — — — —
504 807 846 927

Compound Annual Growth %

10y 5y 3y
Sales — 28.50% 43.90%
Cash Flow — — 66.47%
Earnings — 12.38% 29.25%
Book Value — 8.99% 14.19%

Revenue $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 13 13 13 13 52
’25 12 12 12 14 50
’24 6 13 12 8 38
’23 4 4 4 5 17
’22 — — — — 15
’21 — — — — 15
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 4 2 4 11
’25 2 (1) 3 2 5
’24 (2) (1) (4) 5 (2)
’23 1 0 1 1 2
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 3 2 4 10
’25 2 (2) 2 2 4
’24 (2) (1) (4) 4 (3)
’23 1 (1) 1 1 2
Fiscal quarters ending in the months shown.

EPS $

Sep Dec Mar Jun Year
’26 — — — — —
’26 0.09 0.11 0.12 0.13 0.44
’25 0.16 0.12 0.06 0.27 0.61
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low — — — — — — 8.01 8.94 11.36 15.65

Analyst estimates 2027–2029

Powerpack
High — — — — — — 10.00 12.76 17.11 20.95
People
People Employees — — — — — — 65 118 121 115
Revenue/emp, $m — — — — 0.00 0.00 0.27 0.33 0.41 0.45
Income, $m
Income, $m Revenue — — — — 15 15 17 38 50 52
Gross margin, % — — — — 89.62 89.62 86.03 70.05 66.56 64.58
EBT — — — — 2 2 2 (12) 6 4
EBT margin, % — — — — 15.11 0.00 10.37 (30.67) 12.24 8.49
Net income — — — — 0 0 2 (11) 5 3
Depreciation — — — — — 1 1 3 3 2
Per share, $
Per share, $ Revenue — — — — 0.00 0.00 0.00 5.62 5.94 6.91
Earnings — — — — — — — (1.59) 0.61 0.45
Cash flow — — — — — 0.00 0.00 (0.25) 0.55 1.43
Capex — — — — — 0.00 0.00 (0.16) (0.05) (0.11)
Free cash flow — — — — — 0.00 0.00 (0.41) 0.50 1.32
Book value — — — — 0.00 0.00 0.00 29.19 22.98 24.27
Shares, m — — — — — — 0 7 8 7
Valuation, ×
Valuation, × P/E — — — — 0.00 0.00 0.00 0.00 22.12 43.73
P/S — — — — 0.00 0.00 0.00 1.64 2.27 2.85
P/B — — — — 0.00 0.00 0.00 0.32 0.59 0.81
EV/Sales — — — — (1.33) (1.33) (1.33) 0.93 1.67 2.64
EV/FCF — — — — (12.85) (12.85) (12.85) (12.64) 19.72 13.84
Cash, $m
Cash, $m Operating cash flow — — — — — 1 2 (2) 5 11
Capex — — — — — 0 (1) (1) 0 (1)
Free cash flow — — — — — 1 2 (3) 4 10
Balance, $m
Balance, $m Working capital — — — — 372 1 (97) (26) 14 54
Total debt — — — — — 20 20 — 30 65
Net debt — — — — (36) 19 (23) (47) (30) (11)
Shareholders’ equity — — — — 118 118 122 199 194 182
Returns, %
Returns, % ROA — — — — 0.29 0.48 0.48 (1.30) 0.49 0.29
ROIC — — — — 1.70 (42.65) 1.14 (4.83) 2.34 1.61
ROE — — — — 1.49 0.00 1.29 (6.75) 2.61 1.79
Negative figures in brackets.

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026 · fundamentals updated 2 Oct 2026

Charts ten years each

SR Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FINW FinWise Bancorp $149.2M 10.5× 13.1× +98.06% (above 0%: growing) −48.39% (below 0%: shrinking) −43.89% (below 0%: shrinking) 91.22% 0.00% Compare
LSBK Lake Shore Bancorp, Inc. $142.3M 16.1× — +2.32% (above 0%: growing) +16.05% (above 0%: growing) +60.67% (above 0%: growing) 75.39% 0.00% Compare
HYNE Hoyne Bancorp, Inc. $136.0M — — +11.37% (above 0%: growing) — −140.80% (below 0%: shrinking) 83.07% 0.00% Compare
FGBI First Guaranty Bancshares, Inc. $135.0M — (loss-making) 24.3× −5.84% (below 0%: shrinking) n/m +17.37% (above 0%: growing) 45.46% 0.00% Compare
SRBK SR Bancorp, Inc. $133.4M 41.0× 20.3× −1.47% (below 0%: shrinking) −51.91% (below 0%: shrinking) +141.06% (above 0%: growing) 63.94% 0.00%
MGYR Magyar Bancorp, Inc. $128.4M 10.4× 10.6× +9.88% (above 0%: growing) +25.00% (above 0%: growing) +84.11% (above 0%: growing) 63.70% 0.00% Compare
BOTJ Bank of the James Financial Group, Inc. $122.6M 10.6× 9.7× +6.68% (above 0%: growing) +18.33% (above 0%: growing) −90.59% (below 0%: shrinking) 81.91% 0.00% Compare
RVSB Riverview Bancorp Inc $119.1M — (loss-making) 17.7× +6.30% (above 0%: growing) +33.33% (above 0%: growing) +342.43% (above 0%: growing) 75.12% 0.00% Compare
BSBK Bogota Financial Corporation $116.5M 43.4× 29.2× −5.42% (below 0%: shrinking) +200.00% (above 0%: growing) +11.78% (above 0%: growing) 43.91% 0.00% Compare
Median of peers $131.7M 10.6× 15.4× +6.49% +21.67% +14.58% 75.26% 0.00%

All 323 Banks Regional stocks →

SR Bancorp, Inc. (SRBK) key facts

  • Strength: SR Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.8 million, up 3.49% from fiscal 2025.
  • SR Bancorp, Inc. (SRBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, SRBK traded at $18.46, a market capitalization of $133.4 million.
  • SR Bancorp, Inc. pays an annual dividend of $0.22 per share, a yield of 1.19%, with a payout ratio of 48.9%.
  • Return on equity was 1.79% and debt-to-equity 0.36.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2026.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Oct 2, 2026.

SR Bancorp, Inc. (SRBK) Latest News

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stockrow.com/SRBK · Data as of Oct 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com