First Guaranty Bancshares, Inc. (FGBI) vs SR Bancorp, Inc. (SRBK)
- First Guaranty Bancshares, Inc. FGBI 8.22 +0.74%
- SR Bancorp, Inc. SRBK 18.46 −0.75%
First Guaranty Bancshares, Inc. and SR Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and SR Bancorp, Inc. are of similar size ($135.0M and $133.4M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; SR Bancorp, Inc. trades at 41.0×. SR Bancorp, Inc. grew revenue faster over the last twelve months: 3.49% against −8.17%. SR Bancorp, Inc. has the higher net margin (6.47% vs −17.9%) and the higher return on invested capital (1.61% vs 0.00%). Both pay a dividend; SR Bancorp, Inc. yields more (1.19% vs 0.49%). Across the 18 metrics below, SR Bancorp, Inc. leads on 14 and First Guaranty Bancshares, Inc. on 4.
Valuation
Profitability
| Metric | FGBI | SRBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 64.58% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 6.47% | 18.66% |
| Free cash flow margin | 18.49% | 19.08% | 21.11% |
| Return on equity | (18.24%) | 1.79% | 10.65% |
| Return on assets | (0.98%) | 0.29% | 1.13% |
| Return on invested capital | 0.00% | 1.61% | 8.35% |
Growth
Health
Dividend
Size
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