First Guaranty Bancshares, Inc. (FGBI) vs SR Bancorp, Inc. (SRBK)
First Guaranty Bancshares, Inc. and SR Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and SR Bancorp, Inc. are of similar size ($141.4M and $130.8M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; SR Bancorp, Inc. trades at 32.5×. SR Bancorp, Inc. grew revenue faster over the last twelve months: 18.3% against −8.17%. SR Bancorp, Inc. has the higher net margin (8.89% vs −17.9%) and the higher return on invested capital (2.08% vs 0.00%). Across the 18 metrics below, SR Bancorp, Inc. leads on 12 and First Guaranty Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | FGBI | SRBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 65.81% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 8.89% | 18.66% |
| Free cash flow margin | 18.49% | 14.77% | 21.18% |
| Return on equity | (18.24%) | 2.44% | 10.64% |
| Return on assets | (0.98%) | 0.42% | 1.13% |
| Return on invested capital | 0.00% | 2.08% | 8.33% |
Growth
Health
Dividend
Size
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