SR Bancorp, Inc. SRBK

19.20 (0.06) (0.31%) as of 25 Sep
Market cap
$141.4M
P/E
32.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.15
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 3 2 — 2 3 — — 1 — 1 —
Sell — — — — — — — — — — — —
Insider Ownership 10.05%

Capital & Financial Ratios

Market Cap 141.36
Revenue 52.00
Net Income 4.62
Free Cash Flow 7.68
Net Debt (17.19)
Current Ratio 1.04
Debt/Equity 0.27
P/E ratio 32.53
P/S ratio 2.73
P/B ratio 0.77
Past 5Y EPS Growth —
This Y EPS Growth (36.09%)
Next Y EPS Growth 56.12%
Next 5Y EPS Growth 12.93%
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 0.17
0.05
0.06
0.06
2025 0.20
0.05
0.05
0.05
0.05
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 43 47 60 67
Receivables — — — —
Inventory — — — —
Other — — — —
407 782 861 930
2023 2024 2025 Q'26
Payables 504 807 846 894
ST’ Debt — — — —
Other — — — —
504 807 846 895
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 27.62% 50.16%
Cash Flow — — 65.18%
Earnings — 22.38% 48.99%
Book Value — 10.39% 17.90%

Revenue

Sep Dec Mar Jun Year
’26 13 13 13 — —
’25 12 12 12 14 50
’24 6 13 12 8 38
’23 4 4 4 5 17
’22 — — — — 15
’21 — — — — 15
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Sep Dec Mar Jun Year
’26 1 4 2 — —
’25 2 (1) 3 2 5
’24 (2) (1) (4) 5 (2)
’23 1 0 1 1 2
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Sep Dec Mar Jun Year
’26 1 3 2 — —
’25 2 (2) 2 2 4
’24 (2) (1) (4) 4 (3)
’23 1 (1) 1 1 2
in millions of $ · fiscal quarters ending in the months shown

EPS

Sep Dec Mar Jun Year
’26 0.09 0.11 0.12 — —
’25 0.16 0.12 0.06 0.27 0.61
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — — 8.01 8.94 11.36

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — — 10.00 12.76 17.11
High Price
— — — — — — — 65 118 121
Employees
— — — — — 0 0 0 0 0
Revenue/Emp
— — — — — 15 15 17 38 50
Revenue
— — — — — 89.62% 89.62% 86.03% 70.05% 66.56%
Gross Margin
— — — — — 2 2 2 (12) 6
EBT
— — — — — 15.11% 0.00% 10.37% (30.67%) 12.24%
EBT Margin
— — — — — 0 0 2 (11) 5
Net Income
— — — — — — 1 1 3 3
Depreciation
— — — — — 0.00 0.00 0.00 5.62 5.94
Revenue/Sh
— — — — — — — — (1.59) 0.61
Earnings/Sh
— — — — — — 0.00 0.00 (0.25) 0.55
Cash Flow/Sh
— — — — — — 0.00 0.00 (0.16) (0.05)
Capex/Sh
— — — — — — 0.00 0.00 (0.41) 0.50
Free CF/Sh
— — — — — 0.00 0.00 0.00 29.19 22.98
Book Value/Sh
— — — — — — — 0 7 8
Shares
— — — — — 0.00 0.00 0.00 0.00 22.12
PE Ratio
— — — — — 0.00 0.00 0.00 1.64 2.27
PS Ratio
— — — — — 0.00 0.00 0.00 0.32 0.59
PB Ratio
— — — — — (1.33) (1.33) (1.33) 0.93 1.67
EV/Sales
— — — — — (12.85) (12.85) (12.85) (12.64) 19.72
EV/FCF
— — — — — — 1 2 (2) 5
Op' Cash Flow
— — — — — — 0 (1) (1) 0
Capex
— — — — — — 1 2 (3) 4
FCF
— — — — — 372 1 (97) (26) 14
Working Cap'
— — — — — — 20 20 — 30
Total Debt
— — — — — (36) 19 (23) (47) (30)
Net Debt
— — — — — 118 118 122 199 194
Sh' Equity
— — — — — 0.29% 0.48% 0.48% (1.30%) 0.49%
ROA
— — — — — 1.70% (42.65%) 1.14% (4.83%) 2.34%
ROIC
— — — — — 1.49% 0.00% 1.29% (6.75%) 2.61%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Jun 2025 · latest quarter Mar 2026

SR Bancorp, Inc. (SRBK) key facts

  • SR Bancorp, Inc. (SRBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • SR Bancorp, Inc.’s revenue for fiscal 2025 (year ended June 2025) was $50.0 million, up 30.4% from fiscal 2024.
  • As of September 25, 2026, SRBK traded at $19.20, a market capitalization of $141.4 million.
  • Return on equity was 2.61% and debt-to-equity 0.27.

Source: company filings (standardised) and stockrow calculations.

SR Bancorp, Inc. (SRBK) Latest News

News by impact score

Fine-tune

28 Jul

3

SR Bancorp, Inc. announced fourth quarter and full year financial results. Financial results releases can shift short-term stock sentiment and valuation metrics.

21 May

3

SR Bancorp, Inc. adopts its third stock repurchase program. Stock repurchase program signals management confidence and can provide modest support to share price and earnings per share.

28 Apr

4

SR Bancorp, Inc. announced its financial results, reporting key metrics for the quarter including net income, earnings per share, loan growth, deposit increases, and net interest margin. Quarterly financial results disclosure significantly impacts investor sentiment, stock valuation, and market performance through revealed profitability and growth metrics.

10 Apr

3

SR Bancorp (NASDAQ:SRBK) latest earnings analyzed to assess if they merit investor attention amid profitability, growth, and valuation metrics. Earnings review influences financial performance perception and investor sentiment without fundamentally altering trajectory.

28 Jan

3

SR Bancorp, Inc. (SRBK) reported its quarterly financial results, highlighting key metrics such as revenue, net income, and earnings per share. The results indicate a positive trend in financial performance compared to previous quarters, driven by increased loan demand and effective cost management strategies. Management expressed optimism about future growth prospects and outlined plans for strategic investments to enhance operational efficiency. The financial results show moderate improvement, which may positively influence investor sentiment and operational aspects but are not expected to drastically change the company's trajectory.

26 Dec

3

SR Bancorp, Inc. (NASDAQ:SRBK) is set to pay a dividend, which may attract investor interest. The company has shown promising financial performance, making it a potentially appealing option for those looking for dividend-paying stocks. The upcoming dividend payment may positively influence investor sentiment and financial performance, but its overall impact is expected to be limited.

28 Nov

3

Insiders at SR Bancorp, Inc. (SRBK) have made bullish bets totaling $513.2k, indicating strong confidence in the company's future performance. This significant investment by insiders suggests they anticipate positive developments ahead, potentially influencing market sentiment and investor interest in SRBK. Insider buying typically reflects confidence in the company's prospects, which may moderately influence market sentiment and performance.

20 Nov

3

SR Bancorp, Inc. has announced significant management changes, including the appointment of a new CEO and CFO. These changes are part of a strategic initiative to enhance operational efficiency and drive growth. The company aims to leverage the new leadership to improve its market position and financial performance. Management changes can moderately influence the company's operational effectiveness and market positioning.

1 Nov

4

SR Bancorp, Inc. (NASDAQ:SRBK) is gaining attention due to its impressive earnings per share (EPS) growth, which suggests a strong financial performance. The company is positioned well in the market, showcasing potential for further development and investor interest. Analysts highlight its strategic initiatives and operational efficiency as key factors contributing to its positive outlook. Significant EPS growth indicates a strong financial trajectory that could enhance investor sentiment and market positioning.

30 Oct

4

SR Bancorp, Inc. announced net income of $1.4 million for the third quarter of 2024, compared to a net loss of $10.5 million in the same period in 2023. Total assets increased to $1.05 billion, with net loans and total deposits also showing growth. The company completed a stock offering and merger, resulting in improved financial performance. The article describes significant financial improvements and strategic moves that are expected to have a major impact on SR Bancorp, Inc.'s future performance.

3

SR Bancorp, Inc. (SRBK) reported its quarterly financial results, highlighting key metrics such as revenue, net income, and earnings per share. The results indicate a positive trend in financial performance compared to previous quarters, driven by increased loan demand and improved asset quality. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The financial results show moderate improvement, which may positively influence investor sentiment and operational aspects but are not expected to drastically change the company's trajectory.

12 Sep

4

SR Bancorp, Inc. reported its fourth quarter and annual financial results, highlighting key metrics such as net income, total assets, and loan growth. The company demonstrated a solid performance with increased earnings compared to the previous year, driven by strong loan demand and effective cost management. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The financial results indicate significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

2 Aug

4

SR Bancorp, Inc. reported a full-year earnings per share (EPS) of US$0.44 for 2025, a significant recovery from a loss of US$1.59 in fiscal year 2024. This turnaround indicates improved financial performance and operational stability for the company. The substantial improvement in EPS suggests a significant positive shift in the company's financial trajectory and investor sentiment.

31 Jul

3

SR Bancorp, Inc. (SRBK) reported its financial results for the fourth quarter and the entire year, highlighting key metrics such as revenue, net income, and earnings per share. The company demonstrated growth in its financial performance compared to previous periods, reflecting strong operational efficiency and strategic initiatives. Management expressed optimism about future prospects and ongoing efforts to enhance shareholder value. Financial performance improvements indicate a moderately noticeable influence on the company's trajectory.

25 Jul

3

SR Bancorp, Inc. (NASDAQ:SRBK) has 59% of its shares owned by individual investors, giving them significant influence over management and strategy. Institutions hold 34% of shares, with the largest being Somerset Regal Bank Employee Stock Ownership Plan at 9.2%. Insider ownership is noted at 1.1% by CEO William Taylor. The top 25 shareholders control less than half of the company, indicating a lack of dominant ownership. Insider buying has been observed, but there is currently no analyst coverage of the stock. Retail investors can impact decisions like dividend policies and mergers. The significant individual ownership and insider buying may moderately influence SR Bancorp's future performance and market sentiment.

8 Jul

3

SR Bancorp, Inc. has announced the adoption of its second stock repurchase program, allowing the company to buy back up to 1 million shares of its common stock. This initiative reflects the company's commitment to enhancing shareholder value and optimizing its capital structure. The program is set to be executed over the next 12 months, depending on market conditions and other factors. SR Bancorp believes that repurchasing shares is a prudent use of capital, particularly in light of its current stock price. The stock repurchase program is expected to moderately influence investor sentiment and financial performance.

3 May

3

Insiders at SR Bancorp, Inc. (SRBK) have purchased a total of US$1.05 million in company stock, indicating confidence in the firm's future prospects. This significant investment by executives may reflect their belief in the company's growth potential and could positively influence market sentiment towards SRBK. Insider buying often signals confidence in the company's future, which may moderately influence market perception and performance.

30 Apr

3

SR Bancorp, Inc. reported a net income of $537,000 for Q1 2025, down from $1.1 million in Q1 2024. Excluding fair value adjustments from a recent merger, net income would have been $124,000. For the nine months ending March 31, 2025, net income was $2.9 million, a significant recovery from a $7.8 million loss in the same period last year. Total assets increased to $1.07 billion, with net loans rising to $780.8 million. The bank's interest income decreased slightly, while interest expense rose significantly due to increased deposit costs. Noninterest income and expenses showed modest changes, with a notable decrease in noninterest expenses compared to the previous year. The bank's equity decreased to $195.1 million, primarily due to stock repurchases. The financial results indicate a recovery in profitability but also highlight challenges in interest income and expenses.

3

SR Bancorp, Inc. announced quarterly financial results with net income of $1.1 million for the three months ended March 31, 2024. Financial results show a moderate influence on future performance with changes in net interest income and noninterest expense.

30 Mar

4

SR Bancorp, Inc. (SRBK) has seen significant buying activity from institutional investors, indicating strong confidence in the bank's future performance. This surge in purchases comes amid a broader trend of increased interest in small bank stocks, suggesting a potential shift in market dynamics. Analysts are closely monitoring these developments as they could influence SRBK's market position and investor sentiment moving forward. Increased institutional buying signals strong confidence that could significantly impact SRBK's market performance.

15 Feb

3

Retail investors control 60% of SR Bancorp, Inc. (NASDAQ:SRBK), while institutions hold 33%. The top 25 shareholders own 40% of the company, indicating a lack of dominant shareholders. Insiders have recently purchased shares, and CEO William Taylor owns 1.1%. Institutional ownership suggests some credibility, but hedge funds have minimal investment. The general public's significant ownership allows them to influence management decisions, including dividends and mergers. There is no analyst coverage, and insiders hold shares worth $7.5 million, aligning their interests with shareholders. The significant retail ownership and insider purchases may moderately influence SR Bancorp's governance and market sentiment.

31 Jan

3

SR Bancorp, Inc. reported a net income of $1.0 million for Q4 2024, down from $1.6 million in Q4 2023, with significant adjustments for fair value and merger costs. For the first half of 2024, net income was $2.4 million, a recovery from an $8.9 million loss in the same period last year. Total assets increased to $1.06 billion, driven by a rise in net loans and deposits. The bank's interest income decreased, while interest expenses rose significantly, impacting net interest income. Noninterest income and expenses showed improvements, with a notable decrease in overall expenses compared to the previous year. The bank's equity decreased slightly due to stock repurchases. The financial results indicate a recovery trajectory, but challenges in interest income and expenses suggest a limited overall impact on future performance.

20 Sep

3

SR Bancorp, Inc. announces adoption of initial stock repurchase program to repurchase up to 950,793 shares of its common stock. The stock repurchase program may moderately influence the company's financial performance and market sentiment.

30 Jul

4

SR Bancorp, Inc. reported a net loss of $10.9 million for the year ended June 30, 2024, compared to a net income of $1.6 million for the previous year. The loss was attributed to one-time expenses related to the acquisition of Regal Bancorp and a charitable contribution. Total assets, loans, and deposits increased significantly due to the acquisition. The company also reported a net loss of $3.0 million for the three months ended June 30, 2024. The significant net loss and one-time expenses related to the acquisition of Regal Bancorp are expected to have a significant impact on SR Bancorp, Inc.'s future financial performance.

23 May

4

SR Bancorp, Inc. completed a balance sheet repositioning strategy by selling lower-yielding investment securities for real estate mortgages. The repositioning strategy is expected to have a significant impact on future earnings, net interest margin, and return on assets.

18 Feb

4

SR Bancorp reported strong second quarter 2024 earnings with revenue up 150% and EPS at US$0.18. The significant increase in revenue and EPS is likely to have a major impact on SR Bancorp's future performance and investor sentiment.

19 Sep

3

Somerset Savings Bank, SLA announced a decrease in net income for the year ended June 30, 2023, compared to the previous year. The financial results and upcoming stock offering could moderately influence SR Bancorp, Inc.'s future performance.

stockrow.com/SRBK · Data as of Mar 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com