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Friday 6 November 2026 Export SRBK’s income statement to Excel — free account

SR Bancorp, Inc.

SRBK Financial Banks Regional

SR Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.8 million, up 3.49% from fiscal 2025.

Revenue
−1.47%
EPS
−51.9%
Free cash flow
+141.1%
Total debt
+116.7%

Quarter to June 2026, against a year earlier

18.90 0.18 +0.96%
Market cap
$134.0M
P/E
42.2×
Fwd P/E
20.3×
Dividend yield
1.16%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.13
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 2 — 2 3 — — 1 — 1 — — —
Sell — — — — — — — — — — — —
Insider Ownership 13.37%

Capital & Financial Ratios $m

Size
Market Cap 133.97
Revenue ttm 51.80
Net income ttm 3.35
Free cash flow ttm 9.88
Net debt Q (10.70)
Valuation
P/E 42.22 (above 35: high)
Forward P/E 20.30
Price / sales 2.75
Forward P/S Powerpack
Price / FCF 14.40
Price / book 0.78
Financial health
Current ratio Q 1.06
Debt / equity Q 0.36
Interest coverage Q —
Growth
Revenue growth Q −1.47% (below 0%: shrinking)
Operating income growth Q −48.52% (below 0%: shrinking)
EPS, this year −36.09% (below 0%: weak)
EPS, next year A +56.12% (at or above 15%: strong)
Revenue, next year A −23.74% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +12.93%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 83.42%
10-year low 10-year high
P/B against its own 10 years 91.65%
10-year low 10-year high

Dividends

Yield
1.16%
Annual rate
0.22
Payout ratio
48.9%
Growth, 2025–26
−15.0%/yr
  1. 0.20 ’25
  2. 0.17 ’26 −15
paid change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 2026
Cash 43 47 60 76
Receivables — — — —
Inventory — — — —
Other — — — —
407 782 861 980
2023 2024 2025 2026
Payables 504 807 846 926
ST’ Debt — — — —
Other — — — —
504 807 846 927

Compound Annual Growth %

10y 5y 3y
Sales — 28.50% 43.90%
Cash Flow — — 66.47%
Earnings — 12.38% 29.25%
Book Value — 8.99% 14.19%

EPS $

Sep Dec Mar Jun Year
’26 — — — — —
’26 0.09 0.11 0.12 0.13 0.44
’25 0.16 0.12 0.06 0.27 0.61
Fiscal quarters ending in the months shown.

Revenue $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 13 13 13 13 52
’25 12 12 12 14 50
’24 6 13 12 8 38
’23 4 4 4 5 17
’22 — — — — 15
’21 — — — — 15
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 4 2 4 11
’25 2 (1) 3 2 5
’24 (2) (1) (4) 5 (2)
’23 1 0 1 1 2
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 3 2 4 10
’25 2 (2) 2 2 4
’24 (2) (1) (4) 4 (3)
’23 1 (1) 1 1 2
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Ten-year view Analyst estimates Powerpack
Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 10 yrs 2027e 2028e 2029e Next 3/yr
Income, $m
Income, $m Revenue — — — — 15 15 17 38 50 52 +28.5% 40 — — (23.7%)
Gross margin, % — — — — 89.62 89.62 86.03 70.05 66.56 64.58 (25.0) pt
EBT — — — — 2 2 2 (12) 6 4 +14.5%
EBT margin, % — — — — 15.11 0.00 10.37 (30.67) 12.24 8.49 (6.6) pt
Net income — — — — 0 0 2 (11) 5 3 n/m
Per share, $
Per share, $ Revenue — — — — 0.00 0.00 0.00 5.62 5.94 6.91 n/m
Earnings — — — — — — — (1.59) 0.61 0.45 n/m
Cash flow — — — — — 0.00 0.00 (0.25) 0.55 1.43 n/m
Capex — — — — — 0.00 0.00 (0.16) (0.05) (0.11) n/m
Free cash flow — — — — — 0.00 0.00 (0.41) 0.50 1.32 n/m
Book value — — — — 0.00 0.00 0.00 29.19 22.98 24.27 n/m
Shares, m — — — — — — 0 7 8 7 n/m
Valuation, ×
Valuation, × P/E — — — — 0.00 0.00 0.00 0.00 22.12 43.73 11.0
P/S — — — — 0.00 0.00 0.00 1.64 2.27 2.85 1.1
P/B — — — — 0.00 0.00 0.00 0.32 0.59 0.81 0.3
EV/Sales — — — — (1.33) (1.33) (1.33) 0.93 1.67 2.64 0.2
EV/FCF — — — — (12.85) (12.85) (12.85) (12.64) 19.72 13.84 (2.9)
Cash, $m
Cash, $m Operating cash flow — — — — — 1 2 (2) 5 11 +79.3%
Capex — — — — — 0 (1) (1) 0 (1) +25.8%
Free cash flow — — — — — 1 2 (3) 4 10 +93.3%
Balance, $m
Balance, $m Working capital — — — — 372 1 (97) (26) 14 54 (32.1%)
Net debt — — — — (36) 19 (23) (47) (30) (11) (21.6%)
Shareholders’ equity — — — — 118 118 122 199 194 182 +9.0%
Returns, %
Returns, % ROA — — — — 0.29 0.48 0.24 (1.30) 0.49 0.29 0.0 pt
ROIC — — — — 1.70 (42.65) 1.14 (4.83) 2.34 1.61 (0.1) pt
ROE — — — — 1.49 0.00 1.29 (6.75) 2.61 1.79 +0.3 pt
People
People Employees — — — — — — 65 118 121 115 +20.9%
Revenue/emp, $m — — — — 0.00 0.00 0.27 0.33 0.41 0.45 n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

SR Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
MNSB MainStreet Bank $154.1M 10.6× 10.7× −6.70% (below 0%: shrinking) +9.43% (above 0%: growing) +286.64% (above 0%: growing) 57.99% 0.00% Compare
HYNE Hoyne Bancorp, Inc. $151.2M — — +11.37% (above 0%: growing) — −140.80% (below 0%: shrinking) 83.07% 0.00% Compare
LSBK Lake Shore Bancorp, Inc. $145.7M 16.6× — +2.32% (above 0%: growing) +16.05% (above 0%: growing) +60.67% (above 0%: growing) 75.39% 0.00% Compare
MGYR Magyar Bancorp, Inc. $142.1M 11.4× 10.6× +9.88% (above 0%: growing) +25.00% (above 0%: growing) +84.11% (above 0%: growing) 63.70% 0.00% Compare
SRBK SR Bancorp, Inc. $134.0M 42.2× 20.3× −1.47% (below 0%: shrinking) −51.91% (below 0%: shrinking) +141.06% (above 0%: growing) 63.94% 0.00%
WSBK Winchester Bancorp, Inc. $122.3M 26.3× — +22.45% (above 0%: growing) +27.27% (above 0%: growing) +27.84% (above 0%: growing) 52.35% 0.00% Compare
RVSB Riverview Bancorp Inc $120.8M — (loss-making) 20.7× +6.30% (above 0%: growing) +33.33% (above 0%: growing) +342.43% (above 0%: growing) 75.12% 0.00% Compare
BSBK Bogota Financial Corporation $119.9M 44.8× 29.2× −5.42% (below 0%: shrinking) +200.00% (above 0%: growing) +11.78% (above 0%: growing) 43.91% 0.00% Compare
SFBC Sound Financial Bancorp, Inc. $115.8M 14.4× — +1.50% (above 0%: growing) +22.50% (above 0%: growing) +132.05% (above 0%: growing) 67.71% 0.00% Compare
Median of peers $132.2M 15.5× 15.7× +4.31% +25.00% +72.39% 65.71% 0.00%

All 327 Banks Regional stocks →

SR Bancorp, Inc. (SRBK) Latest News

26 Oct

Impact 3 · · PR Newswire

28 Jul

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21 May

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28 Apr

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10 Apr

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20 Nov

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1 Nov

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30 Oct

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12 Sep

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2 Aug

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31 Jul

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25 Jul

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8 Jul

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3 May

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30 Apr

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30 Mar

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15 Feb

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31 Jan

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20 Sep

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30 Jul

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23 May

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18 Feb

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19 Sep

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stockrow.com/SRBK · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com