Friday 6 November 2026
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Hoyne Bancorp, Inc.
HYNE Financial Banks Regional
Hoyne Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $21.6 million, up 20.7% from fiscal 2024.
- Revenue
- +11.4%
- Free cash flow
- −140.8%
Quarter to June 2026, against a year earlier
18.06
0.61
−3.27%
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Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | — | 18 | 22 | 23 | +20.7% | — | — | — | — | |
| Gross margin, % | — | — | — | — | — | — | — | — | 60.37 | 70.89 | 77.92 | +10.5 pt | ||||||
| EBT | — | — | — | — | — | — | — | — | (3) | 0 | 0 | n/m | ||||||
| EBT margin, % | — | — | — | — | — | — | — | — | (16.74) | 0.04 | 0.14 | +16.8 pt | ||||||
| Net income | — | — | — | — | — | — | — | — | (2) | 0 | 0 | n/m | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | — | 0.00 | 2.90 | 3.05 | n/m | |||||
| Earnings | — | — | — | — | — | — | — | — | — | 0.03 | — | — | ||||||
| Cash flow | — | — | — | — | — | — | — | — | 0.00 | 0.17 | (0.37) | n/m | ||||||
| Capex | — | — | — | — | — | — | — | — | 0.00 | (0.14) | (0.20) | n/m | ||||||
| Free cash flow | — | — | — | — | — | — | — | — | 0.00 | 0.03 | (0.58) | n/m | ||||||
| Book value | — | — | — | — | — | — | — | — | 0.00 | 21.66 | 21.60 | n/m | ||||||
| Shares, m | — | — | — | — | — | — | — | — | — | 7 | — | — | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | — | — | — | — | — | |||||
| P/S | — | — | — | — | — | — | — | — | 0.00 | 0.00 | 6.15 | 0.0 | ||||||
| P/B | — | — | — | — | — | — | — | — | 0.00 | 0.00 | 0.87 | 0.0 | ||||||
| EV/Sales | — | — | — | — | — | — | — | — | (1.40) | (2.25) | — | (1.8) | ||||||
| EV/FCF | — | — | — | — | — | — | — | — | 12.80 | (239.93) | — | (113.6) | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | — | (3) | 1 | (3) | n/m | |||||
| Capex | — | — | — | — | — | — | — | — | (1) | (1) | (2) | +6.6% | ||||||
| Free cash flow | — | — | — | — | — | — | — | — | (4) | 0 | (4) | n/m | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | — | (102) | (7) | (6) | (93.0%) | |||||
| Net debt | — | — | — | — | — | — | — | — | (17) | (48) | (26) | +190.6% | ||||||
| Shareholders’ equity | — | — | — | — | — | — | — | — | 86 | 161 | 161 | +88.0% | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | — | 0.00 | 0.05 | 0.11 | +0.1 pt | |||||
| ROIC | — | — | — | — | — | — | — | — | (2.70) | 0.00 | 0.02 | +2.7 pt | ||||||
| ROE | — | — | — | — | — | — | — | — | 0.00 | 0.19 | 0.21 | +0.2 pt | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | — | 61 | — | — | |||||
| Revenue/emp, $m | — | — | — | — | — | — | — | — | 0.00 | 0.35 | — | n/m | ||||||
Negative figures in brackets.
estimates
Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 25 Oct 2026
Hoyne Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| FINW FinWise Bancorp | $187.9M | 13.5× | 19.5× | +98.06% (above 0%: growing) | −48.39% (below 0%: shrinking) | −43.89% (below 0%: shrinking) | 91.22% | 0.00% | Compare |
| BAFN BayFirst Financial Corp. | $179.3M | — (loss-making) | — | −70.88% (below 0%: shrinking) | n/m | −99.45% (below 0%: shrinking) | 27.34% | 0.00% | Compare |
| EBMT Eagle Bancorp Montana, Inc. | $166.3M | 10.6× | 10.6× | +1.67% (above 0%: growing) | −19.15% (below 0%: shrinking) | +45.65% (above 0%: growing) | 75.79% | 0.00% | Compare |
| MNSB MainStreet Bank | $154.1M | 10.6× | 10.7× | −6.70% (below 0%: shrinking) | +9.43% (above 0%: growing) | +286.64% (above 0%: growing) | 57.99% | 0.00% | Compare |
| HNVR Hanover Bancorp, Inc. | $153.7M | 17.0× | 11.4× | −2.10% (below 0%: shrinking) | +66.67% (above 0%: growing) | +972.77% (above 0%: growing) | 56.13% | 0.00% | Compare |
| HYNE Hoyne Bancorp, Inc. | $151.2M | — | — | +11.37% (above 0%: growing) | — | −140.80% (below 0%: shrinking) | 83.07% | 0.00% | |
| LSBK Lake Shore Bancorp, Inc. | $145.7M | 16.6× | — | +2.32% (above 0%: growing) | +16.05% (above 0%: growing) | +60.67% (above 0%: growing) | 75.39% | 0.00% | Compare |
| MGYR Magyar Bancorp, Inc. | $142.1M | 11.4× | 10.6× | +9.88% (above 0%: growing) | +25.00% (above 0%: growing) | +84.11% (above 0%: growing) | 63.70% | 0.00% | Compare |
| SRBK SR Bancorp, Inc. | $134.0M | 42.2× | 20.3× | −1.47% (below 0%: shrinking) | −51.91% (below 0%: shrinking) | +141.06% (above 0%: growing) | 63.94% | 0.00% | Compare |
| Median of peers | $153.9M | 13.5× | 11.1× | +0.10% | +9.43% | +72.39% | 63.82% | 0.00% |
Pay and ownership Proxy statement filed 23 April 2026
Ownership
Directors and executive officers, together
3.20%
Hoyne Savings Bank ESOP Trust
8.00%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more.
Read the proxy statement