FinWise Bancorp FINW
- Market cap
- $156.6M
- P/E
- 11.1×
Follow FINW
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | 11.90 | 8.20 | 7.61 | 8.72 | 13.49 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| — | — | — | — | — | 14.60 | 21.86 | 14.35 | 20.50 | 22.49 |
High Price
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| — | — | — | — | 95 | 116 | 146 | 162 | 196 | 198 |
Employees
|
|||
| — | — | — | 0 | 0 | 1 | 1 | 1 | 0 | 1 |
Revenue/Emp
|
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| — | — | — | 35 | 44 | 81 | 90 | 86 | 97 | 151 |
Revenue
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|||
| — | — | — | 95.85% | 96.00% | 98.44% | 98.40% | 88.40% | 84.06% | 86.56% |
Gross Margin
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| — | — | — | 13 | 15 | 42 | 36 | 24 | 17 | 22 |
EBT
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| — | — | — | 36.39% | 34.50% | 52.13% | 40.15% | 27.69% | 17.54% | 14.41% |
EBT Margin
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| — | — | — | 10 | 11 | 32 | 25 | 17 | 13 | 16 |
Net Income
|
|||
| — | — | — | 0 | 1 | 1 | 2 | 4 | 5 | 5 |
Depreciation
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|||
| — | — | — | 5.01 | 5.47 | 9.35 | 7.05 | 6.89 | 7.68 | 11.77 |
Revenue/Sh
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| — | — | — | 1.37 | 1.40 | 3.44 | 1.96 | 1.38 | 0.98 | 1.20 |
Earnings/Sh
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| — | — | — | (1.12) | 2.44 | (1.06) | 4.80 | 0.98 | (1.19) | (2.22) |
Cash Flow/Sh
|
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| — | — | — | (0.08) | (0.07) | (0.27) | (0.57) | (0.60) | (0.08) | 0.02 |
Capex/Sh
|
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| — | — | — | (1.20) | 2.37 | (1.33) | 4.24 | 0.38 | (1.27) | (2.20) |
Free CF/Sh
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| — | — | — | 4.70 | 5.72 | 13.32 | 11.03 | 12.42 | 13.77 | 15.06 |
Book Value/Sh
|
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| — | — | — | 7 | 8 | 9 | 13 | 12 | 13 | 13 |
Shares
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| — | — | — | 4.61 | 4.61 | 3.86 | 4.46 | 10.65 | 16.31 | 14.95 |
PE Ratio
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| — | — | — | 1.55 | 1.55 | 1.47 | 1.28 | 2.12 | 2.08 | 1.52 |
PS Ratio
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|||
| — | — | — | 1.52 | 1.52 | 1.04 | 0.82 | 1.18 | 1.16 | 1.19 |
PB Ratio
|
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| — | — | — | 0.58 | 0.58 | 0.43 | 0.16 | 0.76 | 0.95 | 0.44 |
EV/Sales
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| — | — | — | 3,019.38 | 3,019.38 | (3.01) | 0.27 | 13.61 | (5.79) | (2.37) |
EV/FCF
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| — | — | — | (8) | 20 | (9) | 61 | 12 | (15) | (28) |
Op' Cash Flow
|
|||
| — | — | — | (1) | (1) | (2) | (7) | (7) | (1) | 0 |
Capex
|
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| — | — | — | (8) | 19 | (12) | 54 | 5 | (16) | (28) |
FCF
|
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| — | — | — | (1) | 116 | 33 | 84 | 76 | 23 | (45) |
Working Cap'
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| — | — | — | — | 101 | 1 | 0 | 0 | 0 | — |
Total Debt
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| — | — | — | (35) | 54 | (85) | (100) | (117) | (109) | (163) |
Net Debt
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| — | — | — | 33 | 46 | 115 | 140 | 155 | 174 | 193 |
Sh' Equity
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| — | — | — | 3.89% | 4.19% | 8.54% | 6.43% | 3.48% | 1.85% | 1.79% |
ROA
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| — | — | — | 0.00% | 9.51% | 87.58% | 58.70% | 38.89% | 16.43% | 45.65% |
ROIC
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| — | — | — | 24.41% | 26.24% | 36.95% | 19.63% | 11.62% | 7.51% | 8.39% |
ROE
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FinWise Bancorp peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| EBMT Eagle Bancorp Montana, Inc. | $170.5M | 10.5× | Compare |
| SRBK SR Bancorp, Inc. | $141.4M | 32.5× | Compare |
| BVFL BV Financial, Inc. | $176.3M | 13.6× | Compare |
| LSBK Lake Shore Bancorp, Inc. | $138.5M | 15.7× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| MNSB MainStreet Bank | $177.0M | 12.2× | Compare |
| ECBK ECB Bancorp, Inc. | $180.9M | 14.6× | Compare |
| FNWD Finward Bancorp | $183.1M | 18.9× | Compare |
| HNVR Hanover Bancorp, Inc. | $183.9M | 20.9× | Compare |
FinWise Bancorp (FINW) key facts
- FinWise Bancorp (FINW) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- FinWise Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $151.0 million, up 55.9% from fiscal 2024.
- As of September 25, 2026, FINW traded at $11.32, a market capitalization of $156.6 million.
- Return on equity was 8.39% and debt-to-equity 0.00.
FinWise Bancorp (FINW) Latest News
7 Aug
FinWise Bancorp (FINW) released its Q2 2026 earnings call transcript covering financial results, operations and management commentary. Earnings call transcript provides performance details and outlook that can shift near-term investor sentiment and valuation.
30 Jul
FinWise Bancorp held its Q2 2026 earnings call covering financial results, operational updates, and forward outlook. Quarterly earnings details provide moderate insight into financial performance and near-term expectations.
FinWise Bancorp reports Q2 2026 loan originations surge offset by credit concerns that may affect asset quality and future earnings. Mixed signals of loan growth and credit issues point to moderate effects on profitability and risk profile without altering overall trajectory.
29 Jul
FinWise Bancorp Q2 earnings call covered financial results, business updates and outlook. Q2 earnings metrics and outlook directly move FINW valuation and sentiment.
FinWise Bancorp reported Q2 earnings with key metrics compared to analyst estimates. Q2 earnings metrics versus estimates can shift near-term investor views on performance.
FinWise Bancorp released second quarter 2026 financial results. Quarterly results reveal performance metrics that shape near-term valuation and sentiment.
22 Jul
FinWise Bancorp (FINW) Q2 earnings expected to decline. Expected Q2 earnings decline signals potential negative pressure on FinWise Bancorp stock performance.
20 Jul
FinWise Bancorp acquires Tallied Technology Platform to bring end-to-end credit card issuing and processing in-house. Acquisition brings core credit card operations in-house and alters operational control and competitive positioning.
21 May
FinWise Bancorp launched a share repurchase program to buy back its outstanding shares. Share buybacks reduce outstanding shares and typically support earnings per share and stock price for FinWise Bancorp.
4 May
Analysts slashed FinWise Bancorp (NASDAQ:FINW) revenue estimates for this year by 13%. 13% revenue estimate cut indicates substantial downward revision in expected financial performance, likely eroding investor confidence and stock value.
1 May
FinWise Bancorp (FINW) released Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and forward outlook. Q1 2026 earnings transcript discloses key financial metrics, operational updates, and guidance that significantly shape investor expectations and stock performance.
FinWise Bancorp released Q1 2026 earnings call summary detailing quarterly financial performance, loan growth, deposit increases, and forward guidance. Q1 2026 earnings highlights directly affect financial metrics, investor confidence, and stock trajectory.
FinWise Bancorp (FINW) reported strong loan growth in Q1 2026 earnings call highlights, despite facing challenges. Strong loan growth demonstrates significant operational momentum capable of positively influencing future financial performance and market sentiment despite challenges.
30 Apr
FinWise Bancorp released Q1 earnings call highlights, covering financial results, strategic updates, and forward guidance. Q1 earnings call highlights reveal financial performance and guidance that significantly shape investor sentiment and stock trajectory.
FinWise Bancorp reported first quarter 2026 results. Quarterly earnings reports significantly influence financial performance metrics and investor sentiment for FinWise Bancorp.
FinWise Bancorp (FINW) Q1 earnings compared to analyst estimates, with key metrics analyzed for performance. Q1 earnings metrics versus estimates moderately affect financial performance and investor sentiment.
FinWise Bancorp (FINW) reported Q1 earnings of $0.11 per share, missing the $0.26 estimate, and revenue of $18.4 million, below the $20.1 million forecast. Missing Q1 earnings and revenue estimates indicates weaker financial performance with moderate impact on investor sentiment and stock price.
14 Apr
FinWise Bancorp announced a BIN sponsorship agreement with Vera, Inc. to launch an unsecured consumer credit card program targeting prime and near-prime U.S. consumers. The agreement launches a new credit card program, representing a major strategic expansion into consumer lending for prime and near-prime segments.
8 Apr
FinWise Bancorp announces leadership transition, appointing Jim Noone as Chief Executive Officer of the holding company. New CEO appointment signals major strategic leadership shift with potential to significantly alter company trajectory and investor sentiment.
23 Feb
FinWise Bancorp announces agreement with Albert Corporation to provide millions of Americans with transparent, affordable, and convenient short-term personal loans. Partnership enables FinWise to scale short-term personal loans to millions, enhancing revenue streams and market reach.
4 Feb
FinWise Bancorp (FINW) is highlighted as a growth stock that insiders are keen to hold, indicating strong confidence in the company's future performance. The article emphasizes the positive outlook for FinWise, driven by its strategic initiatives and market positioning, which are expected to yield favorable results. Insiders' willingness to retain their shares suggests a belief in the company's potential for growth and profitability in the coming periods. Insider confidence and strategic initiatives are likely to significantly influence the company's future performance and investor sentiment.
2 Feb
FinWise Bancorp (FINW) has been identified as a strong buy stock for February 2nd, indicating positive market sentiment and potential for growth. Analysts suggest that the company's financial health and strategic positioning make it an attractive investment opportunity at this time. The identification of FinWise Bancorp as a strong buy suggests significant positive market sentiment and potential for growth.
Wall Street analysts project a 29.47% upside for FinWise Bancorp (FINW), suggesting potential growth in the stock's value. The analysis highlights factors contributing to this optimistic outlook, including the bank's financial performance and market positioning. Investors are encouraged to consider whether the stock can achieve this projected increase amid current market conditions. Analysts' projections indicate a moderately noticeable influence on the stock's performance, but broader market factors may balance the impact.
30 Jan
FinWise Bancorp (FINW) reported strong net income growth in its Q4 2025 earnings call, highlighting robust financial performance and strategic initiatives that contributed to its success. The bank's focus on expanding its loan portfolio and improving operational efficiency has positioned it well for future growth. Management expressed optimism about ongoing market conditions and the potential for continued profitability. Strong net income growth and strategic initiatives indicate significant potential for future performance.
29 Jan
FinWise Bancorp reported its Q4 earnings, highlighting strong financial performance with increased net income and improved asset quality. The bank's loan portfolio showed growth, driven by strategic initiatives and a focus on customer service. Management emphasized their commitment to expanding market presence and enhancing operational efficiency. Future outlook remains positive, with plans for continued investment in technology and product offerings to meet customer needs. Significant growth in net income and strategic initiatives indicate a strong potential for future performance.
FinWise Bancorp reported its financial results for the fourth quarter and full year of 2025, highlighting significant growth in net income and total assets. The bank's earnings per share increased, driven by strong loan demand and improved net interest margins. Additionally, the company announced strategic initiatives aimed at enhancing operational efficiency and expanding its market presence. Overall, the results reflect a positive trajectory for FinWise Bancorp, positioning it well for future growth. Strong financial results and strategic initiatives indicate significant potential for future growth and market performance.
FinWise Bancorp (FINW) reported its Q4 earnings, which fell short of analysts' expectations. The company's financial performance was impacted by various factors, leading to a decline in net income compared to the previous quarter. Despite the earnings miss, management remains optimistic about future growth and strategic initiatives aimed at improving operational efficiency. Investors are closely monitoring the bank's performance as it navigates a challenging economic environment. Earnings lagging estimates may moderately affect investor sentiment and financial performance.
23 Jan
FinWise Bancorp (NASDAQ:FINW) has gained popularity among individual investors, who now own 37% of the company, while insiders hold 33%. This distribution of ownership highlights a significant interest from retail investors in the bank's performance and potential. The ownership distribution indicates a moderately noticeable influence on market sentiment and investor interest.
12 Dec
FinWise Bancorp (FINW) has been upgraded to a 'Buy' rating by analysts, indicating a positive outlook for the stock. This upgrade suggests that the company's financial health and market position are expected to improve, potentially attracting more investors. The upgrade may lead to increased trading activity and a rise in stock price as market sentiment shifts favorably towards FinWise Bancorp. The upgrade to 'Buy' indicates significant positive sentiment and potential for improved market performance.
18 Nov
Wall Street analysts project that FinWise Bancorp (FINW) could experience a surge of 26.01% in its stock price. This optimistic outlook is based on various factors influencing the company's performance and market conditions. Investors are encouraged to consider these insights before making investment decisions. Analysts' projections indicate a moderately noticeable influence on FinWise Bancorp's market performance.