stockrow
Friday 6 November 2026
Export FINW’s income statement to Excel — free account
FinWise Bancorp
FINW Financial Banks Regional
FinWise Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $151.0 million, up 55.9% from fiscal 2024.
- Revenue
- +98.1%
- EPS
- −48.4%
- Free cash flow
- −43.9%
Quarter to June 2026, against a year earlier
13.68
0.01
+0.07%
Follow FINW
Alert me
Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | — | 35 | 44 | 81 | 90 | 86 | 97 | 151 | 202 | +27.4% | 183 | 201 | 213 | +12.1% | |
| Gross margin, % | — | — | — | 95.85 | 96.00 | 98.44 | 98.40 | 88.40 | 84.06 | 86.56 | 89.27 | (9.3) pt | ||||||
| EBT | — | — | — | 13 | 15 | 42 | 36 | 24 | 17 | 22 | 18 | +9.2% | ||||||
| EBT margin, % | — | — | — | 36.39 | 34.50 | 52.13 | 40.15 | 27.69 | 17.54 | 14.41 | 9.15 | (22.0) pt | ||||||
| Net income | — | — | — | 10 | 11 | 32 | 25 | 17 | 13 | 16 | 14 | +8.9% | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | — | 5.01 | 5.47 | 9.35 | 7.05 | 6.89 | 7.68 | 11.77 | 15.43 | +15.3% | |||||
| Earnings | — | — | — | 1.37 | 1.40 | 3.44 | 1.96 | 1.38 | 0.98 | 1.20 | 1.02 | (2.2%) | ||||||
| Cash flow | — | — | — | (1.12) | 2.44 | (1.06) | 4.80 | 0.98 | (1.19) | (2.22) | 0.42 | +12.0% | ||||||
| Capex | — | — | — | (0.08) | (0.07) | (0.27) | (0.57) | (0.60) | (0.08) | 0.02 | (0.03) | n/m | ||||||
| Free cash flow | — | — | — | (1.20) | 2.37 | (1.33) | 4.24 | 0.38 | (1.27) | (2.20) | 0.39 | +10.6% | ||||||
| Book value | — | — | — | 4.70 | 5.72 | 13.32 | 11.03 | 12.42 | 13.77 | 15.06 | 15.19 | +21.4% | ||||||
| Shares, m | — | — | — | 7 | 8 | 9 | 13 | 12 | 13 | 13 | 13 | +10.5% | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | — | 4.61 | 4.61 | 3.86 | 4.46 | 10.65 | 16.31 | 14.95 | 13.47 | 8.5 | |||||
| P/S | — | — | — | 1.55 | 1.55 | 1.47 | 1.28 | 2.12 | 2.08 | 1.52 | 0.89 | 1.7 | ||||||
| P/B | — | — | — | 1.52 | 1.52 | 1.04 | 0.82 | 1.18 | 1.16 | 1.19 | 0.90 | 1.2 | ||||||
| EV/Sales | — | — | — | 0.58 | 0.58 | 0.43 | 0.16 | 0.76 | 0.95 | 0.44 | — | 0.6 | ||||||
| EV/FCF | — | — | — | 3,019.38 | 3,019.38 | (3.01) | 0.27 | 13.61 | (5.79) | (2.37) | — | 863.1 | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | (8) | 20 | (9) | 61 | 12 | (15) | (28) | 6 | +23.8% | |||||
| Capex | — | — | — | (1) | (1) | (2) | (7) | (7) | (1) | 0 | 0 | n/m | ||||||
| Free cash flow | — | — | — | (8) | 19 | (12) | 54 | 5 | (16) | (28) | 5 | +22.3% | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | — | (1) | 116 | 33 | 84 | 76 | 23 | (45) | (86) | +103.3% | |||||
| Net debt | — | — | — | (35) | 54 | (85) | (100) | (117) | (109) | (163) | (94) | +29.4% | ||||||
| Shareholders’ equity | — | — | — | 33 | 46 | 115 | 140 | 155 | 174 | 193 | 199 | +34.2% | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | — | 3.89 | 4.19 | 8.54 | 6.43 | 3.48 | 1.85 | 1.79 | 1.50 | (2.1) pt | |||||
| ROIC | — | — | — | 0.00 | 9.51 | 87.58 | 58.70 | 38.89 | 16.43 | 45.65 | 10.95 | +45.7 pt | ||||||
| ROE | — | — | — | 24.41 | 26.24 | 36.95 | 19.63 | 11.62 | 7.51 | 8.39 | 6.94 | (16.0) pt | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | — | 95 | 116 | 146 | 162 | 196 | 198 | — | +15.8% | |||||
| Revenue/emp, $m | — | — | — | 0.00 | 0.46 | 0.70 | 0.61 | 0.53 | 0.49 | 0.76 | — | n/m | ||||||
Negative figures in brackets.
estimates
Fiscal years to Dec 2025 · latest quarter Jun 2026
FinWise Bancorp vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| FGBI First Guaranty Bancshares, Inc. | $196.0M | — (loss-making) | 20.6× | −5.84% (below 0%: shrinking) | n/m | +17.37% (above 0%: growing) | 45.46% | 0.00% | Compare |
| LARK Landmark Bancorp Inc. | $193.6M | 9.6× | 9.2× | +2.62% (above 0%: growing) | +21.58% (above 0%: growing) | +828.81% (above 0%: growing) | 78.76% | 0.00% | Compare |
| FNWD Finward Bancorp | $188.2M | 19.0× | 16.5× | +0.43% (above 0%: growing) | −2.00% (below 0%: shrinking) | +0.22% (above 0%: growing) | 69.03% | 0.00% | Compare |
| FINW FinWise Bancorp | $187.9M | 13.5× | 19.5× | +98.06% (above 0%: growing) | −48.39% (below 0%: shrinking) | −43.89% (below 0%: shrinking) | 91.22% | 0.00% | |
| BVFL BV Financial, Inc. | $183.1M | 14.2× | — | −2.37% (below 0%: shrinking) | +48.28% (above 0%: growing) | +1.43% (above 0%: growing) | 78.95% | 0.00% | Compare |
| BAFN BayFirst Financial Corp. | $179.3M | — (loss-making) | — | −70.88% (below 0%: shrinking) | n/m | −99.45% (below 0%: shrinking) | 27.34% | 0.00% | Compare |
| SBFG SB Financial Group, Inc. | $179.2M | 10.7× | 11.9× | +9.21% (above 0%: growing) | 0.00% | −28.66% (below 0%: shrinking) | 71.79% | 0.00% | Compare |
| EBMT Eagle Bancorp Montana, Inc. | $166.3M | 10.6× | 10.6× | +1.67% (above 0%: growing) | −19.15% (below 0%: shrinking) | +45.65% (above 0%: growing) | 75.79% | 0.00% | Compare |
| HNVR Hanover Bancorp, Inc. | $153.7M | 17.0× | 11.4× | −2.10% (below 0%: shrinking) | +66.67% (above 0%: growing) | +972.77% (above 0%: growing) | 56.13% | 0.00% | Compare |
| Median of peers | $181.2M | 12.5× | 11.7× | −0.83% | +10.79% | +9.40% | 70.41% | 0.00% |
Pay and ownership Proxy statement filed 28 April 2026
Ownership
Directors and executive officers, together
22.40%
Kent Landvatter
8.60%
Menachem Wilenkin
6.10%
AllianceBernstein L.P.
5.90%
Jarret Prussin
5.50%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more.
Read the proxy statement