Wednesday 14 October 2026 Export SIGI’s income statement to Excel — free account

Selective Insurance Group, Inc.

SIGI Financial Insurance Property & Casualty

Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024. In the quarter to June 2026, revenue grew 4.54%, EPS grew 55.2%, free cash flow grew 34.6% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

86.21 1.06 +1.24%

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Market cap: $5.1B
P/E: 10.7×
Fwd P/E: 11.4×
Dividend yield: 2.00%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.05

Total sells 1.78

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	1	—	—	—	—	—	—	—	—
Sell	—	—	—	2	—	—	—	—	1	—	—	—

Insider Ownership 1.02%

Capital & Financial Ratios $m

Market Cap 5,070.00

Revenue 5,470.96

Net Income 497.63

Free Cash Flow 1,189.00

Net Debt 890.03

Current Ratio 0.25

Debt/Equity 0.25

P/E ratio 10.70

Fwd P/E 11.40

P/S ratio 0.94

P/B ratio 1.49

Past 5Y EPS Growth 12.86%

This Y EPS Growth 11.07%

Next Y EPS Growth 6.31%

Next Y revenue growth 2.01%

Next 5Y EPS Growth 8.09%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 2.18%

10-year low 10-year high

P/S against its own 10 years 7.49%

10-year low 10-year high

P/B against its own 10 years 15.05%

10-year low 10-year high

Dividends

Payout Ratio 0.21

Annual Dividend Rate 1.72

Annual Dividend Yield 2.00%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.79	0.43 0.43 0.43
2025	1.57	0.38 0.38 0.38 0.43
2024	1.43	0.35 0.35 0.35 0.38
2023	1.25	0.30 0.30 0.30 0.35
2022	1.14	0.28 0.28 0.28 0.30
2021	1.03	0.25 0.25 0.25 0.28
2020	0.94	0.23 0.23 0.23 0.25
2019	0.83	0.20 0.20 0.20 0.23
2018	0.74	0.18 0.18 0.18 0.20
2017	0.66	0.16 0.16 0.16 0.18
2016	0.61	0.15 0.15 0.15 0.16

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	13	63	18	11
Receivables	1,970	2,529	2,449	2,590
Inventory	—	—	—	—
Other	—	—	—	—
	1,983	2,592	2,467	2,601

	2023	2024	2025	Q'26
Payables	7,668	9,206	9,971	10,447
ST’ Debt	—	—	—	—
Other	—	—	—	—
	7,790	9,328	10,112	10,569

Compound Annual Growth %

	10y	5y	3y
Sales	9.61%	12.80%	14.47%
Cash Flow	12.44%	17.35%	15.40%
Earnings	10.67%	13.16%	28.46%
Book Value	9.95%	5.67%	12.61%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,359	1,387	—	—	—
’25	1,285	1,327	1,360	1,365	5,337
’24	1,165	1,196	1,244	1,256	4,862
’23	1,000	1,041	1,081	1,111	4,232
’22	846	865	895	952	3,558
’21	804	841	865	870	3,379
’20	665	682	777	798	2,922

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	221	229	—	—	—
’25	284	167	406	376	1,233
’24	114	266	387	332	1,100
’23	136	158	229	237	759
’22	93	151	242	317	802
’21	130	162	251	228	771
’20	39	158	183	173	554

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	211	215	—	—	—
’25	271	160	397	366	1,194
’24	108	258	378	325	1,069
’23	130	154	223	229	736
’22	85	144	234	313	776
’21	126	157	245	221	749
’20	31	154	178	169	532

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.58	2.11	—	—	—
’25	1.76	1.36	1.85	2.52	7.49
’24	1.31	(1.08)	1.47	1.52	3.23
’23	1.48	0.92	1.42	2.01	5.84
’22	0.89	0.61	0.66	1.38	3.54
’21	1.77	1.98	1.18	1.59	6.50
’20	0.25	0.57	1.16	2.10	4.09

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	29.27	38.50	53.55	58.06	37.05	62.81	66.81	87.66	81.00	71.75	Analyst estimates 2026–2028 Powerpack
	High	44.00	62.40	67.17	81.35	70.89	91.46	98.80	108.18	109.58	96.49
People
People	Employees	2,250	2,260	2,290	2,400	2,400	2,440	2,520	2,650	2,840	2,800
	Revenue/emp, $m	1.02	1.09	1.13	1.19	1.22	1.38	1.41	1.60	1.71	1.91
Income, $m
Income, $m	Revenue	2,284	2,470	2,586	2,846	2,922	3,379	3,558	4,232	4,862	5,337
	Gross margin, %	45.94	45.54	42.07	45.49	44.02	46.32	40.65	41.30	34.91	40.83
	EBT	220	262	212	336	303	505	280	458	258	590
	EBT margin, %	9.63	10.61	8.19	11.82	10.37	14.95	7.87	10.83	5.31	11.05
	Net income	158	169	179	272	246	404	225	365	207	466
	Depreciation	62	52	45	55	59	55	42	30	35	33
Per share, $
Per share, $	Revenue	39.46	42.25	43.87	47.90	48.82	56.15	58.90	69.80	79.87	88.04
	Earnings	2.74	2.84	3.00	4.53	4.09	6.50	3.54	5.84	3.23	7.49
	Cash flow	5.69	6.49	7.72	8.04	9.26	12.82	13.28	12.52	18.07	20.34
	Capex	(0.31)	(0.24)	(0.27)	(0.52)	(0.37)	(0.37)	(0.43)	(0.37)	(0.51)	(0.64)
	Free cash flow	5.38	6.25	7.44	7.51	8.89	12.45	12.85	12.14	17.56	19.70
	Book value	26.45	29.30	30.40	36.94	45.75	49.56	41.84	48.73	51.26	59.53
	Shares, m	58	58	59	59	60	60	60	61	61	61
Valuation, ×
Valuation, ×	P/E	16.01	20.16	20.31	14.42	16.42	12.57	25.33	17.17	29.04	11.17
	P/S	1.10	1.36	1.39	1.36	1.37	1.46	1.52	1.43	1.17	0.95
	P/B	1.64	1.96	2.00	1.76	1.58	1.77	2.33	2.20	1.95	1.49
	EV/Sales	1.31	1.54	1.57	1.57	1.61	1.65	1.70	1.59	1.30	1.15
	EV/FCF	9.38	10.17	9.11	9.84	8.73	7.34	7.73	9.04	5.85	5.09
Cash, $m
Cash, $m	Operating cash flow	330	380	455	477	554	771	802	759	1,100	1,233
	Capex	(18)	(14)	(16)	(31)	(22)	(22)	(26)	(23)	(31)	(39)
	Free cash flow	311	365	439	447	532	749	776	736	1,069	1,194
Balance, $m
Balance, $m	Working capital	(3,784)	(3,866)	(4,106)	(4,312)	(4,555)	(4,915)	(5,359)	(5,806)	(6,736)	(7,644)
	Total debt	439	439	440	551	551	506	505	504	508	902
	Net debt	438	394	423	543	536	461	479	491	445	884
	Shareholders’ equity	1,531	1,713	1,792	2,195	2,739	2,983	2,528	2,954	3,120	3,609
Returns, %
Returns, %	ROA	2.22	2.24	2.29	3.24	2.67	3.92	2.03	3.15	1.56	3.19
	ROIC	7.70	8.49	6.66	8.45	6.37	9.70	6.42	8.84	5.03	8.89
	ROE	10.82	10.41	10.21	13.63	10.41	14.83	8.44	14.01	6.97	14.45

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
THG The Hanover Insurance Group, Inc.	$7.8B	10.7×	10.4×	+4.34% (above 0%: growing)	+27.21% (above 0%: growing)	+2.20% (above 0%: growing)	44.24%	14.75%	Compare
KNSL Kinsale Capital Group, Inc.	$7.7B	14.1×	15.2×	+16.75% (above 0%: growing)	+33.51% (above 0%: growing)	−5.14% (below 0%: shrinking)	40.91%	40.68%	Compare
MCY Mercury General Corporation	$5.7B	6.1×	8.7×	+13.80% (above 0%: growing)	+58.14% (above 0%: growing)	−45.52% (below 0%: shrinking)	27.24%	19.93%	Compare
RLI RLI Corp.	$5.2B	12.1×	19.5×	+15.15% (above 0%: growing)	+35.82% (above 0%: growing)	−17.87% (below 0%: shrinking)	43.61%	36.86%	Compare
HGTY Hagerty, Inc.	$5.2B	93.1×	— (loss-making)	−6.46% (below 0%: shrinking)	n/m	+238.74% (above 0%: growing)	100.00%	18.38%	Compare
SIGI Selective Insurance Group, Inc.	$5.1B	10.7×	11.4×	+4.54% (above 0%: growing)	+55.15% (above 0%: growing)	+34.56% (above 0%: growing)	41.15%	12.69%
WTM White Mountains Insurance Group, Ltd.	$5.0B	4.8×	5.1×	+22.55% (above 0%: growing)	+68.75% (above 0%: growing)	−131.27% (below 0%: shrinking)	54.44%	32.51%	Compare
PLMR Palomar Holdings, Inc.	$3.5B	17.8×	13.7×	+54.65% (above 0%: growing)	+14.94% (above 0%: growing)	+38.21% (above 0%: growing)	23.77%	23.77%	Compare
LMND Lemonade, Inc.	$3.5B	— (loss-making)	— (loss-making)	+79.40% (above 0%: growing)	n/m	−335.29% (below 0%: shrinking)	47.69%	(14.20%)	Compare
Median of peers	$5.2B	12.1×	12.1×	+15.95%	+34.67%	−11.50%	43.93%	21.85%

All 45 Insurance Property & Casualty stocks →

Selective Insurance Group, Inc. (SIGI) key facts

Strength: Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024.
Strength: Net income was $466.4 million, or $7.49 per share (basic), a net margin of 8.57%.
Selective Insurance Group, Inc. (SIGI) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
As of October 14, 2026, SIGI traded at $86.21, a market capitalization of $5.1 billion.
At that price the stock trades at 10.7× trailing-twelve-month earnings and 0.9× sales; its P/E is higher than 2% of its own readings over the past ten years.
Selective Insurance Group, Inc. pays an annual dividend of $1.72 per share, a yield of 2.00%, with a payout ratio of 21.3%.
Return on equity was 14.5% and debt-to-equity 0.25.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.