Palomar Holdings, Inc. PLMR

123.99 (1.64) (1.31%) as of 25 Sep
Market cap
$3.3B
P/E
16.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.00
Total sells 22.32
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — 1
Sell 2 4 2 14 4 1 4 4 2 5 4 1
Insider Ownership 2.80%

Capital & Financial Ratios

Market Cap 3,310.00
Revenue 1,091.38
Net Income 197.07
Free Cash Flow 408.28
Net Debt 233.07
Current Ratio 0.50
Debt/Equity 0.30
P/E ratio 16.17
P/S ratio 2.99
P/B ratio 3.33
Past 5Y EPS Growth 55.93%
This Y EPS Growth 28.22%
Next Y EPS Growth 12.42%
Next 5Y EPS Growth 15.88%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.90
0.45
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 52 81 107 63
Receivables 539 701 922 1,242
Inventory — — — —
Other — — — —
591 781 1,029 1,305
2023 2024 2025 Q'26
Payables 1,163 1,505 2,063 2,626
ST’ Debt 53 — — —
Other — — — —
1,216 1,505 2,063 2,626
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 39.06% 38.87%
Cash Flow — 48.06% 34.12%
Earnings — 99.37% 55.74%
Book Value — 20.98% 34.81%

Revenue

Mar Jun Sep Dec Year
’26 279 314 — — —
’25 175 203 245 253 876
’24 119 131 149 156 554
’23 89 90 91 105 376
’22 78 80 81 89 327
’21 49 58 68 73 248
’20 38 43 45 42 168
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 47 167 — — —
’25 87 121 84 117 409
’24 33 55 100 73 261
’23 17 6 71 22 116
’22 49 34 12 75 170
’21 (13) 6 44 51 88
’20 22 3 20 13 57
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 45 165 — — —
’25 86 119 82 116 403
’24 32 54 99 71 255
’23 16 4 69 21 109
’22 48 32 10 74 164
’21 (13) 4 43 50 83
’20 22 3 20 9 53
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.57 1.94 — — —
’25 1.57 1.68 1.87 2.06 7.17
’24 1.04 1.00 1.15 1.29 4.48
’23 0.68 0.69 0.73 1.02 3.13
’22 0.56 0.57 0.17 0.73 2.02
’21 0.63 0.47 0.01 0.64 1.76
’20 0.48 0.48 (0.62) (0.07) 0.24
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.4
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — 18.06 39.21 60.10 43.64 45.29 54.50 98.42

Analyst estimates 2026–2028

Powerpack
Low Price
— — — 56.75 121.87 115.40 95.20 64.41 112.90 175.85
High Price
— — 63 77 77 151 191 213 253 439
Employees
0 0 1 1 2 2 2 2 2 2
Revenue/Emp
43 59 73 113 168 248 327 376 554 876
Revenue
0.00% 11.22% 28.12% 16.90% 3.69% 23.08% 20.92% 28.57% 27.50% 28.97%
Gross Margin
6 5 18 18 6 57 68 104 151 253
EBT
14.70% 8.29% 24.96% 15.96% 3.69% 23.06% 20.65% 27.57% 27.30% 28.93%
EBT Margin
7 4 18 11 6 46 52 79 118 197
Net Income
— 1 1 2 3 6 6 4 4 9
Depreciation
1.82 3.50 4.29 5.27 6.77 9.73 12.96 15.14 21.70 32.88
Revenue/Sh
0.28 0.22 1.07 0.49 0.25 1.80 2.07 3.19 4.61 7.40
Earnings/Sh
0.67 1.19 1.34 2.07 2.31 3.45 6.72 4.68 10.23 15.36
Cash Flow/Sh
0.00 0.00 (0.02) (0.14) (0.16) (0.19) (0.24) (0.27) (0.24) (0.22)
Capex/Sh
0.67 1.19 1.32 1.93 2.15 3.26 6.48 4.41 10.00 15.14
Free CF/Sh
0.00 0.00 5.66 10.16 14.62 15.48 15.24 18.99 28.57 35.39
Book Value/Sh
23 17 17 22 25 25 25 25 26 27
Shares
0.00 0.00 0.00 219.52 306.34 36.18 22.76 17.71 23.00 18.21
PE Ratio
4.21 4.21 4.21 9.58 13.12 6.66 3.62 3.74 4.87 4.10
PS Ratio
3.17 3.17 3.17 4.97 6.08 4.18 3.08 2.98 3.70 3.81
PB Ratio
4.31 4.31 4.31 9.46 13.03 6.46 3.64 3.88 4.89 4.09
EV/Sales
19.77 19.77 19.77 25.76 41.09 20.27 7.27 13.36 10.62 8.88
EV/FCF
16 20 23 45 57 88 170 116 261 409
Op' Cash Flow
(1) 0 0 (3) (4) (5) (6) (7) (6) (6)
Capex
16 20 22 42 53 83 164 109 255 403
FCF
— — (72) (85) (168) (221) (486) (625) (724) (1,035)
Working Cap'
— 17 19 — — 1 74 53 — —
Total Debt
— 17 9 (33) (34) (49) 6 1 (81) (107)
Net Debt
— 0 96 219 364 394 385 471 729 943
Sh' Equity
0.00% 2.05% 15.76% 3.39% 1.11% 5.54% 4.67% 5.25% 5.92% 7.42%
ROA
— 18.03% 10.80% 6.10% 1.18% 10.35% 10.81% 13.72% 14.57% 18.95%
ROIC
0.00% 4.33% 20.86% 6.75% 2.15% 12.10% 13.40% 18.50% 19.59% 23.58%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Palomar Holdings, Inc. (PLMR) key facts

  • Palomar Holdings, Inc. (PLMR) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
  • Palomar Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $876.0 million, up 58.2% from fiscal 2024.
  • Net income was $197.1 million, or $7.40 per share (basic), a net margin of 22.5%.
  • As of September 25, 2026, PLMR traded at $123.99, a market capitalization of $3.3 billion.
  • At that price the stock trades at 16.2× trailing-twelve-month earnings and 3.0× sales.
  • Return on equity was 23.6% and debt-to-equity 0.30.

Source: company filings (standardised) and stockrow calculations.

Palomar Holdings, Inc. (PLMR) Latest News

News by impact score

Fine-tune

23 Sep

3

Palomar Holdings (PLMR) trades around $132.28 and has risen about 9.8% in the last six months, lagging the S&P 500's roughly 18% gain in that period. The piece highlights three bullish themes: net premiums earned grew at a 56.8% annualized rate over the past two years; long-term EPS growth reached 72.1% CAGR over five years, signaling rising profitability per share; and BVPS rose 20.3% annually over five years, accelerating to 32.6% in the last two years (from $21.32 to $37.46). Palomar is shown as trading at about 3.3x forward P/B. The article promotes a free full research report and also plugs other stock picks and AI-driven recommendations, framing Palomar as a bullish, high-quality insurer with upside potential under current valuation. Strong growth metrics and reasonable valuation support optimism but lack of near-term catalysts caps upside.

19 Sep

4

Strengthening earnings expectations and cash flow trends are boosting Palomar Holdings (PLMR) investor outlook through improved financial performance indicators. Improved earnings expectations and cash flow directly strengthen Palomar Holdings' financial trajectory and investor sentiment.

18 Sep

3

Palomar Holdings shows three growth factors that make the stock attractive to investors focused on expansion and returns. Positive growth highlights for PLMR may moderately lift investor sentiment without major operational shifts.

9 Sep

4

Palomar Holdings, Inc. acquires Gray Surety, increasing scale and diversification. Gray Surety acquisition expands Palomar Holdings' operations and market reach substantially.

21 Aug

3

Palomar Holdings reports strong premium growth while facing questions on sustaining earnings momentum. Premium growth sustainability questions may moderately shape PLMR earnings trajectory and investor views.

12 Aug

3

Palomar Holdings Q2 earnings call drew five key analyst questions on operational performance, growth strategy, risk management, and competitive positioning in specialty insurance. Earnings call analyst questions provide targeted insight into management priorities and risks that can moderately shape near-term investor views on Palomar Holdings.

11 Aug

4 transcript

Palomar Holdings, Inc. released its Q2 2026 earnings call transcript covering quarterly financial results, operational updates, and forward guidance. Earnings call provides detailed results and outlook that can materially shift company trajectory and investor sentiment.

7 Aug

3

Palomar Holdings achieves premium growth but sector caution overshadows outlook and performance. Sector caution tempers PLMR premium growth and limits upside in market performance.

5 Aug

4

Palomar Holdings reported record Q2 2026 earnings and raised guidance. Record earnings plus raised guidance signal stronger financial trajectory and positive investor reaction.

4

Palomar Holdings, Inc. released its Q2 2026 earnings call summary covering financial results, performance metrics, and management commentary on operations and outlook. Q2 earnings call directly shapes near-term stock reaction and investor views on growth trajectory.

3

Palomar Holdings beat earnings expectations and announced its first dividend, refocusing attention on valuation. Earnings beat plus inaugural dividend signals financial strength that can lift near-term valuation and sentiment.

3

Palomar Holdings shares fell 6.2% after the company beat earnings expectations and announced a new dividend plan. Earnings beat and dividend plan may affect short-term sentiment and valuation but are unlikely to alter long-term trajectory.

3

Palomar Holdings Inc. shared highlights from its Q2 earnings call covering financial results and outlook. Q2 earnings highlights disclose financial metrics likely to sway short-term investor sentiment on PLMR.

3

Palomar Holdings reported Q2 earnings above expectations, fueled by higher premiums and increased investment income year over year. Quarterly earnings beat from premium growth and investment income may lift near-term sentiment and stock performance but does not alter long-term trajectory.

4 Aug

3

Palomar Holdings (PLMR) Q2 earnings results compared to analyst estimates, with details on key metrics including revenue and earnings performance. Q2 earnings beat or miss versus estimates and associated metrics can shift near-term investor sentiment and stock movement for PLMR.

3

Palomar Holdings, Inc. (PLMR) exceeded Q2 earnings and revenue estimates. Quarterly earnings beat offers moderate positive signal for near-term financial performance and sentiment.

3

Palomar Holdings reported strong Q2 CY2026 financial results. Strong quarterly results signal better financial performance that may affect near-term market sentiment.

3

Palomar Holdings, Inc. reported its second quarter 2026 financial results. Quarterly results update financial performance and may shift short-term market views without guaranteed long-term trajectory change.

3 Aug

3

Palomar Holdings (PLMR) prepares to report Q2 earnings, with focus on premium growth, underwriting margins, and property insurance results amid current market conditions. Q2 earnings provide a moderate update on financial performance and growth trajectory but represent one period in ongoing operations.

27 Jul

3

Palomar Holdings earnings are anticipated to increase ahead of the second quarter results release. Earnings growth preview ahead of quarterly release may sway near-term investor sentiment without major long-term shifts.

7 Jul

4

Palomar Holdings lifted 2026 earnings guidance, raising questions on whether the stock is now fairly valued. Lifting 2026 earnings guidance signals stronger future performance that can materially lift investor sentiment and valuation.

3

Palomar Holdings raised 2026 adjusted net income guidance, driving a 12.5% stock price increase. Raising 2026 adjusted net income guidance improves financial outlook visibility without shifting core operations or market position.

24 Jun

3

Palomar Holdings (PLMR) reported Q1 results within the property and casualty insurance sector, with performance metrics placed alongside peer companies. Q1 earnings numbers directly inform near-term views on PLMR revenue, margins, and guidance.

29 May

4

Palomar Holdings' high-risk insurance underwriting strategy delivers substantial returns and improved financial performance. High-risk strategy success drives major gains in profitability and competitive positioning for Palomar.

3

Palomar Holdings completed its June 1 reinsurance placement successfully. Reinsurance placement secures risk transfer capacity essential for Palomar's underwriting stability and capital management.

19 May

3

Recent analyst revisions are shifting the investment narrative for Palomar Holdings (PLMR) and altering perceptions of its future performance and stock trajectory. Analyst revisions typically adjust investor sentiment and near-term valuations without fundamentally redefining company strategy.

11 May

4

Palomar Holdings (PLMR) stock fell 5.7% despite the company raising its guidance and announcing a new share buyback program. Raising guidance improves future financial outlook while the new buyback program enhances shareholder value through strategic capital allocation.

8 May

4

Palomar Holdings (PLMR) released Q1 earnings call highlights covering financial results, growth metrics, and strategic updates. Q1 earnings call highlights disclose key financial performance and forward guidance, significantly influencing PLMR's market trajectory and investor sentiment.

7 May

4 transcript

Palomar Holdings, Inc. (PLMR) released its Q1 2026 earnings call transcript, detailing financial performance, operational updates, and forward guidance. Q1 2026 earnings transcript discloses financial results and strategic outlook, likely driving significant shifts in PLMR's market performance and investor sentiment.

4

Palomar Holdings (PLMR) Q1 earnings and revenues beat estimates, investment income rose year-over-year. Q1 earnings and revenues exceeding estimates with rising investment income signals strong financial performance likely to enhance investor sentiment and stock trajectory.

stockrow.com/PLMR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com