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Wednesday 4 November 2026 Export SIGI’s income statement to Excel — free account

Selective Insurance Group, Inc.

SIGI Financial Insurance Property & Casualty

Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024.

Revenue
−2.49%
EPS
+14.1%
Free cash flow
−12.7%
Total debt
−0.09%

Quarter to September 2026, against a year earlier

103.09 2.52 +2.51%
Market cap
$5.9B
P/E
12.1×
Fwd P/E
11.7×
Dividend yield
2.19%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
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Selective Insurance Group, Inc. (SIGI) Gross margin

Alert me on Gross margin

Selective Insurance Group, Inc.'s gross margin over the twelve months to 30 September 2026 was 41.8%, up 1.0 percentage points from fiscal 2025 (40.8%). Over the past ten years it has ranged from 27.4% (fiscal 2015) to 46.3% (fiscal 2021); the current reading is higher than 36% of that period. That is in line with the Insurance Property & Casualty industry median of 41.7% and below the Financial sector median of 70.2%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 40.8% 5.92
FY2024 34.9% (6.39)
FY2023 41.3% 0.65
FY2022 40.7% (5.67)
FY2021 46.3% 2.30
FY2020 44.0% (1.47)
FY2019 45.5% 3.42
FY2018 42.1% (3.47)
FY2017 45.5% (0.40)
FY2016 45.9% 18.55

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 42.5% 1.34
Jun 2026 41.2% 1.16
Mar 2026 40.0% (3.71)
Dec 2025 43.7% 3.92
43 more quarters

Against its own ten years

Low 27.4% High 46.3%
Ten-year median 42.1%
Current reading's percentile 53

Gross margin against peers

Company Gross margin
HGTY Hagerty, Inc. compare 100.0%
WTM White Mountains Insurance Group, Ltd. compare 59.4%
THG The Hanover Insurance Group, Inc. compare 44.4%
SIGI Selective Insurance Group, Inc. 41.8%
KNSL Kinsale Capital Group, Inc. compare 34.5%
RLI RLI Corp. compare 33.5%
PLMR Palomar Holdings, Inc. compare 24.9%
MCY Mercury General Corporation compare 21.1%
ORI Old Republic International Corporation compare 14.9%
Insurance Property & Casualty industry median 41.7%
Financial sector median 70.2%
Market median 46.4%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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