Hagerty, Inc. HGTY

13.59 0.01 0.07% as of 25 Sep
Market cap
$4.7B
P/E
84.8×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.30
Total sells 130.76
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — 2 — 1 — — — —
Sell 6 — 1 4 — — 1 — 1 1 — 1
Insider Ownership 2.70%

Capital & Financial Ratios

Market Cap 4,670.00
Revenue 1,415.40
Net Income 70.03
Free Cash Flow 278.49
Net Debt (930.98)
Current Ratio 1.53
Debt/Equity 0.40
P/E ratio 84.81
P/S ratio 0.98
P/B ratio 2.13
Past 5Y EPS Growth (37.91%)
This Y EPS Growth (93.99%)
Next Y EPS Growth 2,284.97%
Next 5Y EPS Growth 18.45%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 735 822 1,030 1,224
Receivables 288 259 306 148
Inventory — — — —
Other 49 91 — —
1,250 1,295 1,629 1,625
2023 2024 2025 Q'26
Payables 87 59 112 90
ST’ Debt 100 108 123 77
Other 484 526 581 649
842 869 998 1,064
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 23.86% 22.74%
Cash Flow — 20.96% 58.18%
Earnings — 32.47% 8.93%
Book Value — 44.81% 26.69%

Revenue

Mar Jun Sep Dec Year
’26 312 355 — — —
’25 328 379 380 369 1,456
’24 272 313 323 333 1,242
’23 218 261 276 272 1,027
’22 168 206 217 197 788
’21 129 167 168 154 619
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 16 170 — — —
’25 44 54 92 29 219
’24 58 64 67 (13) 177
’23 12 59 62 1 134
’22 9 51 34 (38) 55
’21 21 47 17 (43) 42
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 9 162 — — —
’25 38 48 85 23 194
’24 54 57 62 (17) 156
’23 4 51 56 (3) 107
’22 (2) 40 22 (49) 11
’21 10 39 5 (55) (1)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 (0.06) (0.02) — — —
’25 0.07 0.09 0.11 0.06 0.37
’24 (0.04) 0.09 0.03 0.01 0.10
’23 (0.03) 0.03 0.04 0.03 0.09
’22 (0.01) (0.07) 0.07 (0.06) (0.07)
’21 (68.51) 125.03 (5.47) (0.56) (0.56)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 9.61 7.23 7.52 7.68 8.03

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 19.97 18.71 10.42 12.35 14.00
High Price
— — — — — 1,668 1,874 1,732 1,744 1,891
Employees
— — — — 0 0 0 1 1 1
Revenue/Emp
— — — — 500 619 788 1,027 1,242 1,456
Revenue
— — — — 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
— — — — 15 (55) 11 45 94 139
EBT
— — — — 2.97% (8.82%) 1.41% 4.36% 7.55% 9.56%
EBT Margin
— 0 — — 10 (61) 2 28 78 149
Net Income
— — — — 12 22 34 46 36 33
Depreciation
— — — — 4,995.48 7.52 9.52 12.20 14.18 15.43
Revenue/Sh
— — — — 100.39 (0.56) 0.39 0.19 0.10 0.41
Earnings/Sh
— — — — 845.72 0.51 0.67 1.59 2.02 2.32
Cash Flow/Sh
— — — — (382.58) (0.53) (0.54) (0.31) (0.24) (0.26)
Capex/Sh
— — — — 463.14 (0.01) 0.13 1.27 1.78 2.06
Free CF/Sh
— — — — 1,173.21 (3.92) 4.44 5.86 6.95 7.91
Book Value/Sh
— — — — 0 82 83 84 88 94
Shares
— — — — 0.28 0.28 22.37 43.72 107.22 33.60
PE Ratio
— — — — 0.00 1.89 0.89 0.65 0.68 0.87
PS Ratio
— — — — 43.53 0.00 1.91 1.61 1.61 1.92
PB Ratio
— — — — 0.00 1.25 0.45 0.15 0.19 0.37
EV/Sales
— — — — 0.00 (707.83) 32.64 1.47 1.52 2.78
EV/FCF
— — — — 85 42 55 134 177 219
Op' Cash Flow
— — — — (38) (43) (44) (26) (21) (25)
Capex
— — — — 46 (1) 11 107 156 194
FCF
— — — — 129 399 269 408 426 631
Working Cap'
— — — — 132 207 194 231 214 301
Total Debt
— — — — (167) (397) (346) (504) (608) (729)
Net Debt
— — — — 117 (322) 367 493 608 747
Sh' Equity
— — — — 3.33% (5.61%) 2.72% 1.14% 0.58% 2.18%
ROA
— — — — 0.00% 0.00% (194.49%) 0.00% 0.00% 624.99%
ROIC
— — — — (6.30%) 45.19% 142.91% 4.26% 2.05% 7.00%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Hagerty, Inc. (HGTY) key facts

  • Hagerty, Inc. (HGTY) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
  • Hagerty, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 17.3% from fiscal 2024.
  • As of September 25, 2026, HGTY traded at $13.59, a market capitalization of $4.7 billion.
  • Return on equity was 7.00% and debt-to-equity 0.40.

Source: company filings (standardised) and stockrow calculations.

Hagerty, Inc. (HGTY) Latest News

News by impact score

Fine-tune

24 Sep

3

Broad Arrow Auctions, backed by Hagerty (HGTY), hosts its second Zoute Concours Auction in Knokke-Heist, Belgium on Oct. 9, 2026, with a concurrent Global Icons: Zoute Online sale running Oct. 5-14. Highlights include Ferdinand Piëch’s one-off BMW M5 W10 prototype (€250,000-€350,000), a pristine 1955 Mercedes-Benz 300 SL Gullwing Coupé (€1.7-2.0 million), and a 1974 Porsche O 317 Renntransporter tribute. Royal and notable provenance features at Broad Arrow include a 2016 Bentley Mulsanne Extended Wheelbase used by Queen Elizabeth II and a 1951 Cadillac Series 62 Convertible once owned by King Baudouin. Other notable lots include Pete Sampras’s 2000 BMW Z8 (€250k-€350k) and reimagined Lancias, a Fiat 238 E Panorama Bus, a Citroën DS 21 Cabriolet Palm Beach, and a Range Rover. Full digital catalogs and bidding details are at broadarrowauctions.com. Expands Hagerty's presence in high-end provenance auctions, potentially boosting brand and cross-sell opportunities with limited near-term financial impact.

23 Sep

3

Broad Arrow Auctions, driven by Hagerty (HGTY), released its complete digital catalog for its inaugural Audrain Auction, a 65-lot sale on October 2 at the International Tennis Hall of Fame in Newport, Rhode Island, as the official auction partner of the Audrain Newport Concours & Motor Week. The sale spans Brass Era to modern performance, with about 75% of lots offered without reserve. Highlights include a 1914 Stutz 4E Bearcat ($1.75–$2.0 million); a 1930 Cadillac V-16 Series 452 All-Weather Phaeton; a 1956 Mercedes-Benz 300 SL Gullwing; a 1957 Mercedes-Benz 300 SL Roadster; a 1967 Bizzarrini GT America 2+2 prototype; and a 2009 Ferrari 430 Scuderia ($500k–$650k). The complete catalog and event history are at broadarrowauctions.com. Expands Hagerty's brand and cross-selling opportunities in the collector-car market, with potential long-term upside but no immediate earnings impact disclosed.

22 Sep

3

RADwood NorCal, a celebration of ’80s and ’90s cars and culture, returns to the San Francisco Bay Area on Saturday, Oct. 24, 2026. Hagerty (HGTY), backed by Goodyear, is expanding the format to a free, evening event at Gold Bar Hangar in Alameda, featuring Wheels in Motion — a full-throttle driving exhibition against the SF skyline. New elements include an all-evening program, free admission with registration (a $25 value), and a Millenia class for 2000–2010 cars. Vehicle classes span Kei Cars, Tuners, Movie Cars, and Mustang vs. Camaro. Early entry is available to Hagerty Drivers Club members. Pioneer will provide period music; Bay Area food trucks will be on site; attendees can enter the Raddest Dressed contest. Celebrity guests and additional content are expected to be announced. Boosts Hagerty’s consumer exposure and brand engagement via a high-visibility, free RADwood event.

25 Aug

3

Hagerty earnings estimates are rising, raising questions on whether investors should buy HGTY stock. Rising earnings estimates may lift near-term investor sentiment and valuation for Hagerty without altering core operations.

21 Aug

3

Hagerty (HGTY) trades 7% above fair value estimates amid doubts over collector car growth and margin sustainability. Valuation premium and margin uncertainties may moderately shift investor sentiment and near-term stock trajectory.

18 Aug

3

Hagerty Inc (HGTY) growth outlook appears undervalued by the market despite higher expansion potential. Discussion of potential mispricing may shift investor views on HGTY valuation without major operational changes.

17 Aug

3

Broad Arrow's debut The Quail Auction hit a record $97.4 million total, led by a Ferrari Enzo sale. Record auction results strengthen Hagerty's collector car auction operations and market visibility.

3

Collector car auctions at Monterey Car Week reached a record $747.9 million as the 'Clark Gable' Duesenberg won at Pebble Beach. Record auction totals signal stronger collector car market activity that supports Hagerty insurance and valuation services.

13 Aug

3

Hagerty identifies the Bugatti Veyron as the collector car market's next major focus, signaling rising demand and values for the model. Mention of rising collector interest in high-value cars aligns with Hagerty's core insurance and valuation services, supporting moderate positive market sentiment.

8 Aug

3

Hagerty Q2 earnings call highlighted revenue growth, subscriber gains and raised full-year guidance for the specialty insurance provider. Quarterly earnings updates and guidance revisions typically produce moderate short-term share-price movement without altering long-term trajectory.

5 Aug

4 transcript

Hagerty Inc posted record Q2 2026 growth and raised full-year guidance on strong operating results. Record growth plus raised guidance directly boosts revenue outlook and investor sentiment.

3

Hagerty, Inc. (HGTY) released Q2 earnings results with focus on key financial metrics. Q2 earnings data offers performance details that may shift near-term investor views without major strategic shifts.

3

Hagerty, Inc. (HGTY) posted a Q2 net loss while exceeding revenue estimates. Mixed Q2 results with a loss but revenue beat can sway near-term stock sentiment without shifting long-term trajectory.

3

Hagerty, Inc. (HGTY) released second quarter 2026 financial results. Quarterly results update revenue and earnings metrics that shape near-term investor expectations.

6 Jul

4

Hagerty acquired Bennetts, a UK motorcycle insurer, marking its third acquisition in a decade and extending its insurance operations into the motorcycle market abroad. Purchase of Bennetts expands Hagerty into UK motorcycle insurance and continues its acquisition-driven growth strategy.

3 Jul

4

Hagerty acquires Bennetts to expand into UK motorcycle insurance market. Acquisition represents major strategic expansion into new UK motorcycle insurance segment with potential to alter growth trajectory.

2 Jul

4

Hagerty agrees to acquire Bennetts to become the #2 specialty motorcycle insurance broker in the United Kingdom. Acquisition expands Hagerty into UK market as second-largest specialty motorcycle insurer.

8 Jun

3

Hagerty renews Agero partnership and achieves media wins expected to shape investor outcomes through sustained operations and added visibility. Partnership renewal sustains revenue while media wins add modest brand exposure without redefining core trajectory.

3 Jun

3

Putnam Leasing partnered with Hagerty and Broad Arrow to provide integrated financing, insurance and auction services for collector car ownership. Partnership broadens Hagerty service reach in collector vehicles but represents incremental rather than transformative growth.

10 May

4

Hagerty reported Q1 revenue of $325.9 million, up 30% year-over-year and beating estimates. EPS was $0.06, topping forecasts. Membership grew 29% to 2.5 million, active policies up 25%. Company raised full-year revenue guidance to $1.35-1.375 billion and highlighted strong collector car market demand. Earnings beat, membership growth, and raised guidance indicate significant positive impact on financial performance and investor sentiment.

6 May

4

Hagerty, Inc. (HGTY) Q1 2026 earnings call summary covers financial results, operational updates, and forward guidance for the classic car insurance and marketplace company. Quarterly earnings call summaries directly influence investor sentiment and stock performance through revealed financial metrics and strategic outlook.

4 transcript

Hagerty Inc. (HGTY) Q1 2026 earnings call transcript released, covering first-quarter financial results, operational updates, and forward guidance. Earnings call transcripts disclose quarterly financials, management commentary, and guidance that significantly shape investor expectations and stock trajectory.

3

Hagerty, Inc. (HGTY) reported a first-quarter loss but beat revenue estimates. Quarterly loss despite revenue beat moderately affects financial performance and investor sentiment.

3

Hagerty, Inc. reported first quarter 2026 results and reaffirmed its 2026 growth outlook. Q1 results and reaffirmed growth outlook signal moderate positive influence on financial performance without major trajectory shifts.

28 Apr

3

Porsche 918 Spyder Weissach edition topped Broad Arrow’s Air|Water auction with total sales reaching $20 million. Broad Arrow’s $20 million auction success signals strength in Hagerty’s collector car auction operations, potentially lifting short-term revenue and market sentiment.

27 Apr

4

Hagerty, Inc. (HGTY) board shift could influence company valuation and growth priorities. Board changes represent major strategic shifts capable of altering valuation and growth trajectories.

24 Apr

4

An exclusive Ferrari Daytona SP3 leads a spectacular group of Ferraris at Broad Arrow’s Concorso d’Eleganza Villa d’Este Auction. Broad Arrow's high-profile auction of rare Ferraris significantly boosts Hagerty's auction revenue potential and investor sentiment.

22 Apr

3

Broad Arrow Auctions set a new benchmark by selling a Gordon Murray Automotive T.50 for $8.035 million at the California Mille. Record high-value auction sale by Hagerty-owned Broad Arrow boosts prestige in collector car auctions and supports moderate positive market sentiment.

19 Apr

3

Hagerty (HGTY) valuation assessed following latest revenue and net income report. Revenue and net income report influences HGTY financial performance and investor sentiment moderately.

30 Mar

4

Hagerty Inc. (HGTY) Q4 earnings compared to analyst estimates, focusing on key metrics. Q4 earnings versus estimates directly affect financial outlook, stock price, and investor sentiment.

stockrow.com/HGTY · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com