Selective Insurance Group, Inc.

SIGI Financial Insurance Property & Casualty

Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024.

Revenue
−2.49%
EPS
+14.1%
Free cash flow
−12.7%
Total debt
−0.09%

Quarter to September 2026, against a year earlier

103.09 2.52 +2.51%
Market cap
$5.9B
P/E
12.1×
Fwd P/E
11.7×
Dividend yield
2.19%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Selective Insurance Group, Inc. (SIGI) Operating margin

Alert me on Operating margin

Selective Insurance Group, Inc.'s operating margin over the twelve months to 30 September 2026 was 12.8%, up 0.9 percentage points from fiscal 2025 (12.0%). Over the past ten years it has ranged from 5.90% (fiscal 2024) to 15.8% (fiscal 2021); the current reading is higher than 82% of that period. That is below the Insurance Property & Casualty industry median of 14.7% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 12.0% 6.07
FY2024 5.90% (5.61)
FY2023 11.5% 2.82
FY2022 8.69% (7.13)
FY2021 15.8% 4.40
FY2020 11.4% (1.58)
FY2019 13.0% 3.87
FY2018 9.13% (2.46)
FY2017 11.6% 0.96
FY2016 10.6% (1.34)

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 13.2% 0.53
Jun 2026 12.7% 2.58
Mar 2026 10.1% (5.23)
Dec 2025 15.3% 3.65
43 more quarters

Against its own ten years

Low 5.90% High 15.8%
Ten-year median 11.5%
Current reading's percentile 86

Operating margin against peers

Company Operating margin
WTM White Mountains Insurance Group, Ltd. compare 40.8%
KNSL Kinsale Capital Group, Inc. compare 34.3%
RLI RLI Corp. compare 26.4%
PLMR Palomar Holdings, Inc. compare 24.9%
ORI Old Republic International Corporation compare 14.9%
THG The Hanover Insurance Group, Inc. compare 14.7%
HGTY Hagerty, Inc. compare 13.4%
MCY Mercury General Corporation compare 13.4%
SIGI Selective Insurance Group, Inc. 12.8%
Insurance Property & Casualty industry median 14.7%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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