Selective Insurance Group, Inc.

SIGI Financial Insurance Property & Casualty

Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024.

Revenue
−2.49%
EPS
+14.1%
Free cash flow
−12.7%
Total debt
−0.09%

Quarter to September 2026, against a year earlier

103.09 2.52 +2.51%
Market cap
$5.9B
P/E
12.1×
Fwd P/E
11.7×
Dividend yield
2.19%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Selective Insurance Group, Inc. (SIGI) Free cash flow margin

Alert me on Free cash flow margin

Selective Insurance Group, Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 20.9%, down 1.4 percentage points from fiscal 2025 (22.4%). Over the past ten years it has ranged from 13.6% (fiscal 2016) to 22.4% (fiscal 2025) — the current reading is the highest in ten years. That is above the Insurance Property & Casualty industry median of 17.5% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 22.4% 0.39
FY2024 22.0% 4.59
FY2023 17.4% (4.42)
FY2022 21.8% (0.35)
FY2021 22.2% 3.97
FY2020 18.2% 2.51
FY2019 15.7% (1.28)
FY2018 17.0% 2.17
FY2017 14.8% 1.17
FY2016 13.6% (3.51)

Against its own ten years

Low 13.6% High 22.4%
Ten-year median 17.4%
Current reading's percentile 100

Free cash flow margin against peers

Company Free cash flow margin
KNSL Kinsale Capital Group, Inc. compare 49.8%
PLMR Palomar Holdings, Inc. compare 37.4%
RLI RLI Corp. compare 27.4%
SIGI Selective Insurance Group, Inc. 20.9%
MCY Mercury General Corporation compare 19.9%
THG The Hanover Insurance Group, Inc. compare 17.9%
ORI Old Republic International Corporation compare 11.6%
WTM White Mountains Insurance Group, Ltd. compare 10.1%
HGTY Hagerty, Inc. compare 0.00%
Insurance Property & Casualty industry median 17.5%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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