Nelnet, Inc. (NNI) vs Sezzle Inc. (SEZL)
Nelnet, Inc. and Sezzle Inc. are both Credit Services companies. Nelnet, Inc. is the larger, with a market value of $4.5B against $3.8B — 1.2× the size. Nelnet, Inc. trades at the lower P/E: 14.9× against 23.6×. Sezzle Inc. grew revenue faster over the last twelve months: 43.1% against −6.25%. Sezzle Inc. has the higher net margin (30.4% vs 14.4%) and the higher return on invested capital (49.7% vs 3.14%). Across the 21 metrics below, Sezzle Inc. leads on 12 and Nelnet, Inc. on 9.
Valuation
Profitability
| Metric | NNI | SEZL | Credit Services median |
|---|---|---|---|
| Gross margin | 78.28% | 82.59% | 77.13% |
| Operating margin | 0.00% | 40.39% | 0.34% |
| Net margin | 14.35% | 30.35% | 9.25% |
| Free cash flow margin | 13.85% | 51.12% | 13.03% |
| Return on equity | 8.49% | 88.85% | 8.49% |
| Return on assets | 2.16% | 40.01% | 2.29% |
| Return on invested capital | 3.14% | 49.69% | 4.09% |
Growth
Health
Dividend
Size
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