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Wednesday 14 October 2026 Export RLI’s income statement to Excel — free account

RLI Corp.

RLI Financial Insurance Property & Casualty

RLI Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 6.33% from fiscal 2024. In the quarter to June 2026, revenue grew 15.2%, EPS grew 35.8%, free cash flow fell 17.9% and total debt rose 48.5%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

57.63 0.53 +0.93%
Market cap
$5.2B
P/E
12.1×
Fwd P/E
19.5×
Dividend yield
0.90%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 1.52
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — 2 — — — 6 1 — — — —
Sell — — — — — — — — — — — —
Insider Ownership 1.58%

Capital & Financial Ratios $m

Market Cap 5,240.00
Revenue 1,974.40
Net Income 403.34
Free Cash Flow 517.02
Net Debt 264.87
Current Ratio 0.26
Debt/Equity 0.17
P/E ratio 12.11
Fwd P/E 19.50
P/S ratio 2.68
P/B ratio 3.02
Past 5Y EPS Growth 20.36% (at or above 15%: strong)
This Y EPS Growth (16.68%) (below 0%: weak)
Next Y EPS Growth (5.23%) (below 0%: weak)
Next Y revenue growth 1.73%
Next 5Y EPS Growth (7.01%) (below 0%: weak)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 10.59%
10-year low 10-year high
P/S against its own 10 years 2.21%
10-year low 10-year high
P/B against its own 10 years 12.47%
10-year low 10-year high

Dividends

Payout Ratio 0.11
Annual Dividend Rate 0.52
Annual Dividend Yield 0.90%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 3.69
0.16
0.18
0.18
2025 2.13
0.15
0.16
0.16
2.00
2024 0.43
0.14
0.15
0.15
2.00
2023 0.40
0.13
0.14
0.14
1.00
2022 0.39
0.13
0.13
0.13
3.50
2021 0.37
0.12
0.13
0.13
1.00
2020 0.48
0.12
0.12
0.12
0.12
2019 0.46
0.11
0.12
0.12
0.12
2018 1.33
0.11
0.11
0.11
1.00
0.50
2017 0.42
0.10
0.11
0.11
0.11
2016 0.40
0.10
0.10
0.10
0.10
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 36 40 52 32
Receivables 1,091 1,111 1,084 1,108
Inventory — — — —
Other — — — —
1,127 1,151 1,135 1,140
2023 2024 2025 Q'26
Payables 3,410 3,722 3,919 4,025
ST’ Debt — 100 100 297
Other — — — —
3,519 3,947 4,148 4,415

Compound Annual Growth %

10y 5y 3y
Sales 9.01% 13.86% 3.50%
Cash Flow 14.94% 18.46% 34.86%
Earnings 11.36% 20.75% (11.58%)
Book Value 8.00% 9.38% 14.73%

Revenue $m

Mar Jun Sep Dec Year
’26 424 576 — — —
’25 408 500 509 466 1,882
’24 445 416 470 439 1,770
’23 365 382 332 434 1,512
’22 265 213 859 361 1,698
’21 287 298 270 323 1,179
’20 118 298 263 304 984
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 43 145 — — —
’25 104 175 179 157 614
’24 71 142 219 128 560
’23 69 174 99 122 464
’22 39 132 112 (32) 250
’21 60 104 116 104 385
’20 (6) 90 79 100 263
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 42 142 — — —
’25 102 173 178 155 609
’24 70 139 219 128 556
’23 68 173 96 122 458
’22 37 131 111 (34) 245
’21 59 102 114 101 377
’20 (8) 88 78 99 257
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.60 1.82 — — —
’25 0.68 1.34 1.35 0.99 4.37
’24 1.39 0.89 1.03 0.44 3.74
’23 1.08 0.85 0.15 1.25 3.31
’22 0.53 (0.02) 4.81 1.07 6.37
’21 0.80 0.90 0.32 1.04 3.06
’20 (0.68) 1.02 0.47 0.92 1.73
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 27.14 25.17 29.25 32.27 33.01 47.77 48.11 61.53 66.15 57.75

Analyst estimates 2026–2028

Powerpack
High 35.73 31.85 39.99 49.97 55.30 58.92 67.41 74.83 91.15 83.03
People
People Employees 943 902 912 905 875 913 1,001 1,099 1,147 1,193
Revenue/emp, $m 0.87 0.88 0.90 1.11 1.12 1.29 1.70 1.38 1.54 1.58
Income, $m
Income, $m Revenue 816 797 818 1,004 984 1,179 1,698 1,512 1,770 1,882
Gross margin, % 26.57 17.95 14.94 30.04 25.85 34.36 47.94 32.36 32.03 34.43
EBT 157 85 68 233 190 344 721 377 428 506
EBT margin, % 19.24 10.61 8.26 23.19 19.30 29.20 42.44 24.95 24.15 26.88
Net income 115 105 64 192 157 279 583 305 346 403
Depreciation 6 7 7 8 7 7 8 9 8 8
Per share, $
Per share, $ Revenue 9.32 9.05 9.22 11.22 10.93 13.04 18.71 16.58 19.34 20.50
Earnings 1.30 1.18 0.72 2.12 1.73 3.06 6.37 3.31 3.74 4.37
Cash flow 1.99 2.24 2.45 3.10 2.93 4.26 2.76 5.09 6.12 6.69
Capex (0.17) (0.10) (0.07) (0.08) (0.06) (0.09) (0.06) (0.06) (0.05) (0.06)
Free cash flow 1.83 2.14 2.38 3.02 2.86 4.16 2.70 5.03 6.07 6.63
Book value 9.41 9.69 9.09 11.13 12.62 13.59 12.98 15.50 16.63 19.36
Shares, m 88 88 89 89 90 90 91 91 92 92
Valuation, ×
Valuation, × P/E 23.88 25.10 48.25 21.23 30.19 18.35 10.40 20.42 22.01 14.67
P/S 3.30 3.29 3.74 4.01 4.77 4.30 3.54 4.08 4.26 3.12
P/B 3.28 3.07 3.79 4.05 4.13 4.12 5.11 4.36 4.96 3.30
EV/Sales 3.46 3.44 3.89 4.12 4.85 4.39 3.76 4.18 4.35 3.20
EV/FCF 17.67 14.56 15.06 15.30 18.54 13.76 26.08 13.80 13.87 9.90
Cash, $m
Cash, $m Operating cash flow 174 198 217 277 263 385 250 464 560 614
Capex (14) (9) (6) (7) (6) (8) (6) (6) (5) (6)
Free cash flow 160 188 211 270 257 377 245 458 556 609
Balance, $m
Balance, $m Working capital (1,158) (1,279) (1,407) (1,522) (1,661) (1,870) (2,166) (2,392) (2,796) (3,012)
Total debt 149 149 149 149 149 200 400 100 200 100
Net debt 130 125 119 103 87 111 377 64 160 48
Shareholders’ equity 824 854 807 995 1,136 1,229 1,177 1,414 1,522 1,778
Returns, %
Returns, % ROA 4.17 3.67 2.12 5.76 4.20 6.61 12.58 6.12 6.40 6.84
ROIC 10.07 4.78 3.98 12.48 9.05 14.69 28.91 15.87 16.30 17.63
ROE 13.95 12.52 7.73 21.27 14.74 23.62 48.48 23.51 23.56 24.44
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

RLI Corp. vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
THG The Hanover Insurance Group, Inc. $7.8B 10.7× 10.4× +4.34% (above 0%: growing) +27.21% (above 0%: growing) +2.20% (above 0%: growing) 44.24% 14.75% Compare
KNSL Kinsale Capital Group, Inc. $7.7B 14.1× 15.2× +16.75% (above 0%: growing) +33.51% (above 0%: growing) −5.14% (below 0%: shrinking) 40.91% 40.68% Compare
MCY Mercury General Corporation $5.7B 6.1× 8.7× +13.80% (above 0%: growing) +58.14% (above 0%: growing) −45.52% (below 0%: shrinking) 27.24% 19.93% Compare
RLI RLI Corp. $5.2B 12.1× 19.5× +15.15% (above 0%: growing) +35.82% (above 0%: growing) −17.87% (below 0%: shrinking) 43.61% 36.86%
HGTY Hagerty, Inc. $5.2B 93.1× — (loss-making) −6.46% (below 0%: shrinking) n/m +238.74% (above 0%: growing) 100.00% 18.38% Compare
SIGI Selective Insurance Group, Inc. $5.1B 10.7× 11.4× +4.54% (above 0%: growing) +55.15% (above 0%: growing) +34.56% (above 0%: growing) 41.15% 12.69% Compare
WTM White Mountains Insurance Group, Ltd. $5.0B 4.8× 5.1× +22.55% (above 0%: growing) +68.75% (above 0%: growing) −131.27% (below 0%: shrinking) 54.44% 32.51% Compare
PLMR Palomar Holdings, Inc. $3.5B 17.8× 13.7× +54.65% (above 0%: growing) +14.94% (above 0%: growing) +38.21% (above 0%: growing) 23.77% 23.77% Compare
LMND Lemonade, Inc. $3.5B — (loss-making) — (loss-making) +79.40% (above 0%: growing) n/m −335.29% (below 0%: shrinking) 47.69% (14.20%) Compare
Median of peers $5.1B 10.7× 10.9× +15.28% +44.33% −1.47% 42.70% 19.16%

All 45 Insurance Property & Casualty stocks →

RLI Corp. (RLI) key facts

  • Strength: RLI Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 6.33% from fiscal 2024.
  • Strength: Net income was $403.3 million, or $4.37 per share (basic), a net margin of 21.4%.
  • RLI Corp. (RLI) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 14, 2026, RLI traded at $57.63, a market capitalization of $5.2 billion.
  • At that price the stock trades at 12.1× trailing-twelve-month earnings and 2.7× sales; its P/E is higher than 11% of its own readings over the past ten years.
  • RLI Corp. pays an annual dividend of $0.52 per share, a yield of 0.90%, with a payout ratio of 10.9%.
  • Return on equity was 24.4% and debt-to-equity 0.17.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

RLI Corp. (RLI) Latest News

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stockrow.com/RLI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com