Lemonade, Inc. (LMND) vs RLI Corp. (RLI)
- Lemonade, Inc. LMND 44.20 −3.62%
- RLI Corp. RLI 61.07 +2.67%
Lemonade, Inc. and RLI Corp. are both Insurance Property & Casualty companies. RLI Corp. is the larger, with a market value of $5.5B against $3.6B — 1.5× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; RLI Corp. trades at 12.8×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 8.69%. RLI Corp. has the higher net margin (22.2% vs −14.2%) and the higher return on invested capital (17.4% vs −25.6%). Across the 19 metrics below, RLI Corp. leads on 14 and Lemonade, Inc. on 5.
Valuation
Profitability
| Metric | LMND | RLI | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 35.51% | 41.16% |
| Operating margin | (13.67%) | 28.50% | 15.09% |
| Net margin | (14.19%) | 22.22% | 11.51% |
| Free cash flow margin | 0.83% | 26.19% | 17.46% |
| Return on equity | (26.96%) | 25.16% | 17.34% |
| Return on assets | (7.01%) | 7.07% | 3.74% |
| Return on invested capital | (25.59%) | 17.43% | 12.06% |
Growth
Health
Dividend
Size
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