Wednesday 14 October 2026 Export RLI’s income statement to Excel — free account

RLI Corp.

RLI Financial Insurance Property & Casualty

RLI Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 6.33% from fiscal 2024. In the quarter to June 2026, revenue grew 15.2%, EPS grew 35.8%, free cash flow fell 17.9% and total debt rose 48.5%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

57.63 0.53 +0.93%

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Market cap: $5.2B
P/E: 12.1×
Fwd P/E: 19.5×
Dividend yield: 0.90%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 1.52

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	2	—	—	—	6	1	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 1.58%

Capital & Financial Ratios $m

Market Cap 5,240.00

Revenue 1,974.40

Net Income 403.34

Free Cash Flow 517.02

Net Debt 264.87

Current Ratio 0.26

Debt/Equity 0.17

P/E ratio 12.11

Fwd P/E 19.50

P/S ratio 2.68

P/B ratio 3.02

Past 5Y EPS Growth 20.36%

This Y EPS Growth (16.68%)

Next Y EPS Growth (5.23%)

Next Y revenue growth 1.73%

Next 5Y EPS Growth (7.01%)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 10.59%

10-year low 10-year high

P/S against its own 10 years 2.21%

10-year low 10-year high

P/B against its own 10 years 12.47%

10-year low 10-year high

Dividends

Payout Ratio 0.11

Annual Dividend Rate 0.52

Annual Dividend Yield 0.90%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	3.69	0.16 0.18 0.18
2025	2.13	0.15 0.16 0.16 2.00
2024	0.43	0.14 0.15 0.15 2.00
2023	0.40	0.13 0.14 0.14 1.00
2022	0.39	0.13 0.13 0.13 3.50
2021	0.37	0.12 0.13 0.13 1.00
2020	0.48	0.12 0.12 0.12 0.12
2019	0.46	0.11 0.12 0.12 0.12
2018	1.33	0.11 0.11 0.11 1.00 0.50
2017	0.42	0.10 0.11 0.11 0.11
2016	0.40	0.10 0.10 0.10 0.10

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	36	40	52	32
Receivables	1,091	1,111	1,084	1,108
Inventory	—	—	—	—
Other	—	—	—	—
	1,127	1,151	1,135	1,140

	2023	2024	2025	Q'26
Payables	3,410	3,722	3,919	4,025
ST’ Debt	—	100	100	297
Other	—	—	—	—
	3,519	3,947	4,148	4,415

Compound Annual Growth %

	10y	5y	3y
Sales	9.01%	13.86%	3.50%
Cash Flow	14.94%	18.46%	34.86%
Earnings	11.36%	20.75%	(11.58%)
Book Value	8.00%	9.38%	14.73%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	424	576	—	—	—
’25	408	500	509	466	1,882
’24	445	416	470	439	1,770
’23	365	382	332	434	1,512
’22	265	213	859	361	1,698
’21	287	298	270	323	1,179
’20	118	298	263	304	984

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	43	145	—	—	—
’25	104	175	179	157	614
’24	71	142	219	128	560
’23	69	174	99	122	464
’22	39	132	112	(32)	250
’21	60	104	116	104	385
’20	(6)	90	79	100	263

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	42	142	—	—	—
’25	102	173	178	155	609
’24	70	139	219	128	556
’23	68	173	96	122	458
’22	37	131	111	(34)	245
’21	59	102	114	101	377
’20	(8)	88	78	99	257

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.60	1.82	—	—	—
’25	0.68	1.34	1.35	0.99	4.37
’24	1.39	0.89	1.03	0.44	3.74
’23	1.08	0.85	0.15	1.25	3.31
’22	0.53	(0.02)	4.81	1.07	6.37
’21	0.80	0.90	0.32	1.04	3.06
’20	(0.68)	1.02	0.47	0.92	1.73

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	27.14	25.17	29.25	32.27	33.01	47.77	48.11	61.53	66.15	57.75	Analyst estimates 2026–2028 Powerpack
	High	35.73	31.85	39.99	49.97	55.30	58.92	67.41	74.83	91.15	83.03
People
People	Employees	943	902	912	905	875	913	1,001	1,099	1,147	1,193
	Revenue/emp, $m	0.87	0.88	0.90	1.11	1.12	1.29	1.70	1.38	1.54	1.58
Income, $m
Income, $m	Revenue	816	797	818	1,004	984	1,179	1,698	1,512	1,770	1,882
	Gross margin, %	26.57	17.95	14.94	30.04	25.85	34.36	47.94	32.36	32.03	34.43
	EBT	157	85	68	233	190	344	721	377	428	506
	EBT margin, %	19.24	10.61	8.26	23.19	19.30	29.20	42.44	24.95	24.15	26.88
	Net income	115	105	64	192	157	279	583	305	346	403
	Depreciation	6	7	7	8	7	7	8	9	8	8
Per share, $
Per share, $	Revenue	9.32	9.05	9.22	11.22	10.93	13.04	18.71	16.58	19.34	20.50
	Earnings	1.30	1.18	0.72	2.12	1.73	3.06	6.37	3.31	3.74	4.37
	Cash flow	1.99	2.24	2.45	3.10	2.93	4.26	2.76	5.09	6.12	6.69
	Capex	(0.17)	(0.10)	(0.07)	(0.08)	(0.06)	(0.09)	(0.06)	(0.06)	(0.05)	(0.06)
	Free cash flow	1.83	2.14	2.38	3.02	2.86	4.16	2.70	5.03	6.07	6.63
	Book value	9.41	9.69	9.09	11.13	12.62	13.59	12.98	15.50	16.63	19.36
	Shares, m	88	88	89	89	90	90	91	91	92	92
Valuation, ×
Valuation, ×	P/E	23.88	25.10	48.25	21.23	30.19	18.35	10.40	20.42	22.01	14.67
	P/S	3.30	3.29	3.74	4.01	4.77	4.30	3.54	4.08	4.26	3.12
	P/B	3.28	3.07	3.79	4.05	4.13	4.12	5.11	4.36	4.96	3.30
	EV/Sales	3.46	3.44	3.89	4.12	4.85	4.39	3.76	4.18	4.35	3.20
	EV/FCF	17.67	14.56	15.06	15.30	18.54	13.76	26.08	13.80	13.87	9.90
Cash, $m
Cash, $m	Operating cash flow	174	198	217	277	263	385	250	464	560	614
	Capex	(14)	(9)	(6)	(7)	(6)	(8)	(6)	(6)	(5)	(6)
	Free cash flow	160	188	211	270	257	377	245	458	556	609
Balance, $m
Balance, $m	Working capital	(1,158)	(1,279)	(1,407)	(1,522)	(1,661)	(1,870)	(2,166)	(2,392)	(2,796)	(3,012)
	Total debt	149	149	149	149	149	200	400	100	200	100
	Net debt	130	125	119	103	87	111	377	64	160	48
	Shareholders’ equity	824	854	807	995	1,136	1,229	1,177	1,414	1,522	1,778
Returns, %
Returns, %	ROA	4.17	3.67	2.12	5.76	4.20	6.61	12.58	6.12	6.40	6.84
	ROIC	10.07	4.78	3.98	12.48	9.05	14.69	28.91	15.87	16.30	17.63
	ROE	13.95	12.52	7.73	21.27	14.74	23.62	48.48	23.51	23.56	24.44

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
THG The Hanover Insurance Group, Inc.	$7.8B	10.7×	10.4×	+4.34% (above 0%: growing)	+27.21% (above 0%: growing)	+2.20% (above 0%: growing)	44.24%	14.75%	Compare
KNSL Kinsale Capital Group, Inc.	$7.7B	14.1×	15.2×	+16.75% (above 0%: growing)	+33.51% (above 0%: growing)	−5.14% (below 0%: shrinking)	40.91%	40.68%	Compare
MCY Mercury General Corporation	$5.7B	6.1×	8.7×	+13.80% (above 0%: growing)	+58.14% (above 0%: growing)	−45.52% (below 0%: shrinking)	27.24%	19.93%	Compare
RLI RLI Corp.	$5.2B	12.1×	19.5×	+15.15% (above 0%: growing)	+35.82% (above 0%: growing)	−17.87% (below 0%: shrinking)	43.61%	36.86%
HGTY Hagerty, Inc.	$5.2B	93.1×	— (loss-making)	−6.46% (below 0%: shrinking)	n/m	+238.74% (above 0%: growing)	100.00%	18.38%	Compare
SIGI Selective Insurance Group, Inc.	$5.1B	10.7×	11.4×	+4.54% (above 0%: growing)	+55.15% (above 0%: growing)	+34.56% (above 0%: growing)	41.15%	12.69%	Compare
WTM White Mountains Insurance Group, Ltd.	$5.0B	4.8×	5.1×	+22.55% (above 0%: growing)	+68.75% (above 0%: growing)	−131.27% (below 0%: shrinking)	54.44%	32.51%	Compare
PLMR Palomar Holdings, Inc.	$3.5B	17.8×	13.7×	+54.65% (above 0%: growing)	+14.94% (above 0%: growing)	+38.21% (above 0%: growing)	23.77%	23.77%	Compare
LMND Lemonade, Inc.	$3.5B	— (loss-making)	— (loss-making)	+79.40% (above 0%: growing)	n/m	−335.29% (below 0%: shrinking)	47.69%	(14.20%)	Compare
Median of peers	$5.1B	10.7×	10.9×	+15.28%	+44.33%	−1.47%	42.70%	19.16%

All 45 Insurance Property & Casualty stocks →

RLI Corp. (RLI) key facts

Strength: RLI Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 6.33% from fiscal 2024.
Strength: Net income was $403.3 million, or $4.37 per share (basic), a net margin of 21.4%.
RLI Corp. (RLI) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
As of October 14, 2026, RLI traded at $57.63, a market capitalization of $5.2 billion.
At that price the stock trades at 12.1× trailing-twelve-month earnings and 2.7× sales; its P/E is higher than 11% of its own readings over the past ten years.
RLI Corp. pays an annual dividend of $0.52 per share, a yield of 0.90%, with a payout ratio of 10.9%.
Return on equity was 24.4% and debt-to-equity 0.17.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.