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Saturday 17 October 2026 Export QFIN’s income statement to Excel — free account

Qfin Holdings Inc. - Sponsored ADR

QFIN Financial Credit Services

Qfin Holdings Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 16.8% from fiscal 2024. In the quarter to June 2026, revenue fell 27.8%, EPS fell 72.5%, free cash flow fell 55.5% and total debt fell 50.8%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

5.67 0.15 −2.58%
Market cap
$709.5M
P/E
1.3×
Fwd P/E
3.6×
Dividend yield
21.9%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Qfin Holdings Inc. - Sponsored ADR (QFIN) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Qfin Holdings Inc. - Sponsored ADR (QFIN) trades at a P/E ratio of 1.3×. Over the past ten years it has ranged from 1.3× (October 2026) to 75.0× (December 2018) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 3.1× (52.84%)
FY2024 6.5× 61.56%
FY2023 4.0× (25.77%)
FY2022 5.4× 38.14%
FY2021 3.9× 14.96%
FY2020 3.4× (12.30%)
FY2019 3.9× (78.83%)
FY2018 18.5× (75.39%)
FY2017 75.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 3.7× 60.59%
Mar 2026 2.3× (24.57%)
Dec 2025 3.1× (25.56%)
Sep 2025 4.1× (31.53%)
28 more quarters

Against its own ten years

Low 1.3× High 75.0×
Ten-year median 4.5×
Current reading's percentile 0

P/E ratio against peers

Company P/E ratio
GDOT Green Dot Corporation compare n/m
PRAA PRA Group, Inc. compare n/m
LU Lufax Holding Ltd. Sponsored ADR compare n/m
NAVI Navient Corporation compare n/m
QFIN Qfin Holdings Inc. - Sponsored ADR 1.3×
OPFI OppFi Inc. compare 1.7×
JCAP Jefferson Capital, Inc. compare 8.4×
WRLD World Acceptance Corporation compare 20.3×
OPRT Oportun Financial Corporation compare 22.7×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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