stockrowPPDAI Group Inc. Sponsored ADR (FINV) vs Qfin Holdings Inc. - Sponsored ADR (QFIN)
- PPDAI Group Inc. Sponsored ADR FINV 2.97 +2.41%
- Qfin Holdings Inc. - Sponsored ADR QFIN 5.59 +2.38%
PPDAI Group Inc. Sponsored ADR and Qfin Holdings Inc. - Sponsored ADR are both Credit Services companies. Qfin Holdings Inc. - Sponsored ADR is the larger, with a market value of $665.6M against $376.9M — 1.8× the size. Qfin Holdings Inc. - Sponsored ADR trades at the lower P/E: 1.3× against 2.6×. PPDAI Group Inc. Sponsored ADR grew revenue faster over the last twelve months: 1.76% against −4.44%. Qfin Holdings Inc. - Sponsored ADR has the higher net margin (22.5% vs 14.6%) and the higher return on invested capital (17.1% vs 14.4%). Both pay a dividend; Qfin Holdings Inc. - Sponsored ADR yields more (22.8% vs 10.6%). Across the 20 metrics below, Qfin Holdings Inc. - Sponsored ADR leads on 13 and PPDAI Group Inc. Sponsored ADR on 7.
Valuation
Profitability
| Metric | FINV | QFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 76.61% | 82.15% | 76.61% |
| Operating margin | 18.04% | 31.53% | 0.34% |
| Net margin | 14.61% | 22.49% | 8.35% |
| Free cash flow margin | 3.85% | 52.61% | 8.73% |
| Return on equity | 11.93% | 0.00% | 9.05% |
| Return on assets | 7.59% | 6.86% | 1.94% |
| Return on invested capital | 14.43% | 17.05% | 4.56% |
Growth
Health
Dividend
Size
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