Lufax Holding Ltd. Sponsored ADR (LU) vs Qfin Holdings Inc. - Sponsored ADR (QFIN)
- Lufax Holding Ltd. Sponsored ADR LU 0.87 −1.14%
- Qfin Holdings Inc. - Sponsored ADR QFIN 5.67 −2.58%
Lufax Holding Ltd. Sponsored ADR and Qfin Holdings Inc. - Sponsored ADR are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR and Qfin Holdings Inc. - Sponsored ADR are of similar size ($740.9M and $709.5M). Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; Qfin Holdings Inc. - Sponsored ADR trades at 1.3×. Qfin Holdings Inc. - Sponsored ADR grew revenue faster over the last twelve months: −4.44% against −22.5%. Qfin Holdings Inc. - Sponsored ADR has the higher net margin (22.5% vs −13.3%) and the higher return on invested capital (17.1% vs 9.42%). Only Qfin Holdings Inc. - Sponsored ADR pays a dividend (21.9%). Across the 20 metrics below, Qfin Holdings Inc. - Sponsored ADR leads on 14 and Lufax Holding Ltd. Sponsored ADR on 6.
Valuation
Profitability
| Metric | LU | QFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 82.15% | 77.13% |
| Operating margin | 49.67% | 31.53% | 0.34% |
| Net margin | (13.30%) | 22.49% | 9.25% |
| Free cash flow margin | 2.34% | 52.61% | 12.91% |
| Return on equity | (3.83%) | 0.00% | 8.49% |
| Return on assets | (1.50%) | 6.86% | 2.16% |
| Return on invested capital | 9.42% | 17.05% | 4.09% |
Growth
Health
Dividend
Size
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