stockrowLufax Holding Ltd. Sponsored ADR (LU) vs Qfin Holdings Inc. - Sponsored ADR (QFIN)
- Lufax Holding Ltd. Sponsored ADR LU 9.20 +6.60%
- Qfin Holdings Inc. - Sponsored ADR QFIN 5.57 +2.01%
Lufax Holding Ltd. Sponsored ADR and Qfin Holdings Inc. - Sponsored ADR are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR and Qfin Holdings Inc. - Sponsored ADR are of similar size ($723.6M and $665.6M). Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; Qfin Holdings Inc. - Sponsored ADR trades at 1.3×. Qfin Holdings Inc. - Sponsored ADR grew revenue faster over the last twelve months: −4.44% against −10.8%. Qfin Holdings Inc. - Sponsored ADR has the higher net margin (22.5% vs −16.4%) and the higher return on invested capital (17.1% vs 9.97%). Only Qfin Holdings Inc. - Sponsored ADR pays a dividend (22.8%). Across the 19 metrics below, Qfin Holdings Inc. - Sponsored ADR leads on 15 and Lufax Holding Ltd. Sponsored ADR on 4.
Valuation
Profitability
| Metric | LU | QFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 82.15% | 76.61% |
| Operating margin | 55.22% | 31.53% | 0.34% |
| Net margin | (16.39%) | 22.49% | 8.35% |
| Free cash flow margin | (10.12%) | 52.61% | 8.73% |
| Return on equity | (4.68%) | 0.00% | 9.05% |
| Return on assets | (1.88%) | 6.86% | 1.94% |
| Return on invested capital | 9.97% | 17.05% | 4.56% |
Growth
Health
Dividend
Size
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