Saturday 17 October 2026 Export PRCH’s income statement to Excel — free account

Porch Group, Inc.

PRCH Financial Insurance Property & Casualty

Porch Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $482.4 million, up 10.2% from fiscal 2024. In the quarter to June 2026, revenue grew 11.7%, EPS fell 524.7%, free cash flow grew 13.3% and total debt rose 2.83%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

17.50 0.07 −0.40%

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Market cap: $2.0B
P/E: 0.0×
Fwd P/E: −232×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 27.42

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	2	—	—	—	23	19	1	1	1	2	3

Insider Ownership 19.29%

Capital & Financial Ratios $m

Market Cap 1,990.00

Revenue 513.60

Net Income (8.88)

Free Cash Flow 80.12

Net Debt 338.55

Current Ratio 1.45

Debt/Equity 20.93

P/E ratio 0.00

Fwd P/E (232.00)

P/S ratio 3.79

P/B ratio 100.38

Past 5Y EPS Growth —

This Y EPS Growth 214.29%

Next Y EPS Growth 799.99%

Next Y revenue growth 6.57%

Next 5Y EPS Growth 42.52%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 76.98%

10-year low 10-year high

P/B against its own 10 years 95.66%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	333	221	66	67
Receivables	24	19	11	14
Inventory	—	—	—	—
Other	84	99	5	8
	481	365	88	93

	2023	2024	2025	Q'26
Payables	9	5	4	3
ST’ Debt	0	0	8	8
Other	145	120	13	11
	462	414	68	65

Compound Annual Growth %

	10y	5y	3y
Sales	—	46.17%	20.47%
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	(18.25%)	(26.91%)	(34.42%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	121	141	—	—	—
’25	105	126	118	134	482
’24	115	111	111	100	438
’23	87	99	130	115	430
’22	64	71	77	64	276
’21	27	51	63	52	192
’20	15	17	22	19	72

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	13	41	—	—	—
’25	(11)	36	41	1	66
’24	8	(26)	12	(27)	(32)
’23	(22)	13	84	(41)	34
’22	(15)	11	(6)	(7)	(18)
’21	(23)	(8)	(11)	7	(35)
’20	(10)	0	(7)	(32)	(49)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	9	36	—	—	—
’25	(15)	32	37	(2)	52
’24	6	(29)	9	(30)	(44)
’23	(25)	11	81	(43)	24
’22	(18)	9	(9)	(10)	(28)
’22	—	—	—	—	(18)
’21	(24)	(9)	(12)	5	(39)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	(0.04)	(0.12)	—	—	—
’25	0.03	0.00	(0.10)	(0.03)	(0.03)
’24	(0.14)	(0.65)	0.12	0.31	(0.33)
’23	(0.41)	(0.91)	(0.06)	(0.03)	(1.39)
’22	(0.10)	(0.27)	(0.88)	(0.36)	(1.61)
’21	(0.76)	(0.17)	(0.05)	(0.25)	(1.16)
’20	(0.53)	(0.18)	(0.25)	(0.53)	(1.90)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	9.15	11.74	0.94	0.50	1.05	3.72	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	17.31	27.50	16.26	3.99	6.04	19.44
People
People	Employees	—	—	—	—	1,000	1,700	1,800	895	733	803
	Revenue/emp, $m	—	—	—	0.00	0.07	0.11	0.15	0.48	0.60	0.60
Income, $m
Income, $m	Revenue	—	—	—	78	72	192	276	430	438	482
	Gross margin, %	—	—	—	72.29	75.71	69.48	61.02	46.69	46.12	70.48
	EBT	—	—	—	(103)	(56)	(117)	(156)	(133)	(31)	27
	EBT margin, %	—	—	—	(133.03)	(77.07)	(60.74)	(56.43)	(30.98)	(7.01)	5.54
	Net income	—	0	—	(103)	(54)	(107)	(157)	(134)	(33)	15
	Depreciation	—	—	—	7	7	16	28	24	26	24
Per share, $
Per share, $	Revenue	—	—	—	2.49	1.99	2.05	2.83	4.48	4.40	4.65
	Earnings	—	—	—	(3.31)	(1.90)	(1.16)	(1.61)	(1.39)	(0.33)	(0.03)
	Cash flow	—	—	—	(0.94)	(1.34)	(0.37)	(0.18)	0.35	(0.32)	0.64
	Capex	—	—	—	(0.15)	(0.08)	(0.05)	(0.11)	(0.11)	(0.13)	(0.14)
	Free cash flow	—	—	—	(1.09)	(1.42)	(0.42)	(0.29)	0.25	(0.45)	0.50
	Book value	—	—	—	(1.92)	2.95	2.31	0.82	(0.37)	(0.43)	0.22
	Shares, m	—	—	—	31	36	94	97	96	100	104
Valuation, ×
Valuation, ×	P/E	—	—	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	P/S	—	—	—	0.00	7.17	7.61	0.66	0.68	1.12	1.96
	P/B	—	—	—	0.00	4.83	6.74	2.29	0.00	0.00	42.29
	EV/Sales	—	—	—	0.00	4.97	8.03	1.30	0.92	1.54	2.64
	EV/FCF	—	—	—	0.00	(6.63)	(36.28)	(11.46)	19.06	(14.14)	26.03
Cash, $m
Cash, $m	Operating cash flow	—	—	—	(29)	(49)	(35)	(18)	34	(32)	66
	Capex	—	—	—	(5)	(3)	(5)	(10)	(10)	(13)	(14)
	Free cash flow	—	—	—	(34)	(52)	(39)	(28)	24	(44)	52
Balance, $m
Balance, $m	Working capital	—	—	—	(47)	184	242	95	19	(49)	20
	Total debt	—	—	—	61	48	415	442	436	404	393
	Net debt	—	—	—	57	(159)	81	177	103	183	327
	Shareholders’ equity	—	—	—	(60)	107	217	79	(36)	(43)	22
Returns, %
Returns, %	ROA	—	—	—	(92.88)	(45.01)	(16.31)	(15.00)	(13.75)	(3.83)	(0.42)
	ROIC	—	—	—	0.00	0.00	(17.47)	(43.23)	(176.95)	(28.86)	6.54
	ROE	—	—	—	375.83	(301.27)	(65.73)	(105.64)	(613.39)	83.21	32.26

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
SKWD Skyward Specialty Insurance Group, Inc.	$2.7B	13.8×	10.3×	+53.03% (above 0%: growing)	+14.58% (above 0%: growing)	−23.60% (below 0%: shrinking)	43.47%	14.78%	Compare
HCI HCI Group, Inc.	$2.4B	8.3×	8.6×	+11.15% (above 0%: growing)	+3.77% (above 0%: growing)	−13.60% (below 0%: shrinking)	58.07%	45.43%	Compare
PRCH Porch Group, Inc.	$2.0B	— (loss-making)	— (loss-making)	+11.74% (above 0%: growing)	n/m	+13.30% (above 0%: growing)	62.17%	(2.92%)
HMN Horace Mann Educators Corporation	$1.9B	10.7×	11.7×	+7.72% (above 0%: growing)	+43.66% (above 0%: growing)	+70.37% (above 0%: growing)	45.68%	13.21%	Compare
KMPR Kemper Corporation	$1.7B	— (loss-making)	14.6×	−10.84% (below 0%: shrinking)	n/m	−76.71% (below 0%: shrinking)	0.17%	(41.92%)	Compare
STC Stewart Information Services Corporation	$1.6B	11.5×	12.3×	+24.52% (above 0%: growing)	+7.08% (above 0%: growing)	−12.37% (below 0%: shrinking)	64.98%	9.41%	Compare
SAFT Safety Insurance Group, Inc.	$1.5B	22.4×	— (loss-making)	+2.95% (above 0%: growing)	+21.03% (above 0%: growing)	+16.88% (above 0%: growing)	14.33%	13.69%	Compare
UFCS United Fire Group, Inc	$1.4B	10.5×	10.8×	+14.38% (above 0%: growing)	+48.28% (above 0%: growing)	−34.70% (below 0%: shrinking)	33.66%	11.76%	Compare
UVE UNIVERSAL INSURANCE HOLDINGS INC	$1.3B	6.0×	8.1×	+6.72% (above 0%: growing)	+71.20% (above 0%: growing)	−4.81% (below 0%: shrinking)	26.79%	19.11%	Compare
Median of peers	$1.6B	10.7×	10.8×	+9.44%	+21.03%	−12.99%	38.57%	13.45%

All 45 Insurance Property & Casualty stocks →

Porch Group, Inc. (PRCH) key facts

Strength: Porch Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $482.4 million, up 10.2% from fiscal 2024.
Porch Group, Inc. (PRCH) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, PRCH traded at $17.50, a market capitalization of $2.0 billion.
Return on equity was 32.3% and debt-to-equity 20.93.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.