Stewart Information Services Corporation STC

59.19 (0.54) (0.90%) as of 25 Sep
Market cap
$1.8B
P/E
13.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.13
Total sells 0.89
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — 1 — — 1 — — —
Sell — — — — — — 1 — — — 1 —
Insider Ownership 1.77%

Capital & Financial Ratios

Market Cap 1,820.00
Revenue 3,268.02
Net Income 149.93
Free Cash Flow 147.16
Net Debt 385.11
Current Ratio 1.81
Debt/Equity 0.39
P/E ratio 12.98
P/S ratio 0.55
P/B ratio 1.08
Past 5Y EPS Growth (4.67%)
This Y EPS Growth 11.62%
Next Y EPS Growth 28.65%
Next 5Y EPS Growth 11.55%
in millions of $

Dividends

Payout Ratio 0.97
Annual Dividend Rate 1.90
Annual Dividend Yield 3.10%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 2.10
0.53
0.53
0.55
2025 2.05
0.50
0.50
0.53
0.53
2024 1.95
0.48
0.48
0.50
0.50
2023 1.85
0.45
0.45
0.48
0.48
2022 1.65
0.38
0.38
0.45
0.45
2021 1.37
0.33
0.33
0.33
0.38
2020 1.20
0.30
0.30
0.30
0.30
2019 1.20
0.30
0.30
0.30
0.30
2018 1.20
0.30
0.30
0.30
0.30
2017 1.20
0.30
0.30
0.30
0.30
2016 1.20
0.30
0.30
0.30
0.30
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 233 216 322 262
Receivables 125 141 190 228
Inventory — — — —
Other — — — —
358 357 512 489
2023 2024 2025 Q'26
Payables 190 215 256 270
ST’ Debt — — — —
Other — — — —
190 215 256 270
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 3.69% 5.01% (1.63%)
Cash Flow 9.83% (5.70%) 2.35%
Earnings 0.00% (5.70%) (10.71%)
Book Value 9.99% 10.27% 6.40%

Revenue

Mar Jun Sep Dec Year
’26 781 899 — — —
’25 612 722 797 791 2,922
’24 554 602 668 666 2,490
’23 524 549 602 582 2,257
’22 853 844 716 656 3,069
’21 689 819 837 962 3,306
’20 440 516 596 737 2,288
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (4) 60 — — —
’25 (30) 53 93 90 206
’24 (30) 21 76 68 136
’23 (51) 35 60 39 83
’22 35 83 49 25 192
’21 47 103 107 133 390
’20 (11) 61 91 135 276
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (21) 35 — — —
’25 (41) 40 74 59 132
’24 (40) 12 67 55 95
’23 (60) 29 46 31 45
’22 23 70 40 11 144
’21 42 103 97 120 361
’20 (16) 59 87 131 261
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.55 1.21 — — —
’25 0.11 1.13 1.55 1.25 4.05
’24 0.11 0.62 1.07 0.80 2.61
’23 (0.30) 0.58 0.51 0.32 1.11
’22 2.11 2.26 1.08 0.49 5.94
’21 2.01 3.50 3.26 3.12 11.90
’20 0.22 1.44 2.21 2.22 6.22
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
30.34 34.48 38.72 32.61 20.26 45.58 35.96 36.01 56.16 56.39

Analyst estimates 2026–2028

Powerpack
Low Price
48.60 48.03 47.37 44.99 52.07 80.99 81.00 59.91 78.44 78.61
High Price
6,350 5,960 5,400 5,300 5,800 7,300 7,100 6,800 7,000 7,800
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
2,007 1,956 1,908 1,940 2,288 3,306 3,069 2,257 2,490 2,922
Revenue
58.84% 57.20% 56.65% 58.80% 58.73% 60.66% 60.63% 63.96% 65.27% 64.14%
Gross Margin
88 75 73 117 219 434 233 61 114 166
EBT
4.39% 3.84% 3.80% 6.03% 9.55% 13.13% 7.58% 2.70% 4.59% 5.67%
EBT Margin
68 60 59 90 170 340 182 46 88 130
Net Income
37 33 31 27 23 40 59 63 61 60
Depreciation
85.89 83.42 81.03 82.17 92.30 123.25 113.45 82.71 90.14 104.09
Revenue/Sh
1.85 2.06 2.01 3.31 6.22 11.90 5.94 1.11 2.61 4.05
Earnings/Sh
5.26 4.61 3.58 7.05 11.12 14.55 7.09 3.04 4.91 7.33
Cash Flow/Sh
(0.75) (0.68) (0.45) (0.67) (0.60) (1.09) (1.77) (1.38) (1.46) (2.62)
Capex/Sh
4.52 3.93 3.13 6.38 10.53 13.47 5.32 1.66 3.44 4.71
Free CF/Sh
27.77 28.95 28.88 31.92 40.83 48.27 50.65 50.51 51.07 58.80
Book Value/Sh
23 23 24 24 25 27 27 27 28 28
Shares
24.63 20.74 20.60 12.36 7.94 6.71 7.35 52.26 25.96 17.39
PE Ratio
0.53 0.51 0.51 0.50 0.52 0.65 0.38 0.70 0.75 0.68
PS Ratio
1.63 1.48 1.43 1.28 1.18 1.65 0.86 1.15 1.32 1.19
PB Ratio
0.49 0.49 0.47 0.38 0.38 0.65 0.45 0.80 0.84 0.79
EV/Sales
9.29 10.42 12.10 4.93 3.33 5.91 9.58 39.67 22.01 17.36
EV/FCF
123 108 84 166 276 390 192 83 136 206
Op' Cash Flow
(17) (16) (11) (16) (15) (29) (48) (38) (40) (73)
Capex
105 92 74 151 261 361 144 45 95 132
FCF
142 111 154 276 295 318 170 168 142 256
Working Cap'
107 109 108 111 102 483 447 445 446 647
Total Debt
(79) (41) (84) (220) (331) (2) 199 212 230 325
Net Debt
649 679 680 754 1,012 1,295 1,370 1,379 1,411 1,650
Sh' Equity
4.17% 3.54% 3.42% 5.30% 8.67% 13.49% 5.85% 1.12% 2.70% 3.86%
ROA
19.99% 17.15% 15.52% 24.09% 30.85% 27.34% 14.09% 6.32% 8.18% 8.47%
ROIC
8.63% 7.33% 7.00% 10.97% 17.54% 28.02% 12.18% 2.21% 5.26% 7.55%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Stewart Information Services Corporation (STC) key facts

  • Stewart Information Services Corporation (STC) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
  • Stewart Information Services Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 17.3% from fiscal 2024.
  • As of September 25, 2026, STC traded at $59.19, a market capitalization of $1.8 billion.
  • Stewart Information Services Corporation pays an annual dividend of $1.90 per share, a yield of 3.10%, with a payout ratio of 97.3%.
  • Return on equity was 7.55% and debt-to-equity 0.39.

Source: company filings (standardised) and stockrow calculations.

Stewart Information Services Corporation (STC) Latest News

News by impact score

Fine-tune

23 Sep

4

PropStream launched AI Search, a new enhancement to Property Search that lets real estate professionals describe what they're looking for in plain language to build targeted searches faster. The feature works with PropStream's 160+ filters, enabling new and experienced users to describe criteria, see precisely how the AI interpreted their request, and refine results in a conversational or filter-based flow. It supports voice input, can resume a recent search, and integrates with PropStream Intelligence for end-to-end discovery and analysis. PropStream emphasizes faster, more intuitive search and decision-making, with the release positioned alongside other AI tools in its platform. PropStream, a Stewart company acquired in 2021, provides data on over 160 million properties and a suite of AI-driven analytics and marketing tools. AI-powered search enhancement strengthens PropStream's competitive edge and could boost user adoption and revenue for STC's PropStream unit.

18 Sep

3

Stewart Information Services (NYSE:STC) Q2 earnings are compared against other property and casualty insurance stocks. Q2 earnings comparison to peers can moderately shape market views on STC financial standing.

2 Sep

4

Stewart Information Services Corporation acquires Tower Title to expand its commercial energy and infrastructure capabilities. Acquisition represents a major strategic move that strengthens positioning in energy and infrastructure markets.

1 Sep

3

Stewart Information Services Corporation acquires ProTitleUSA and DocSolutionUSA to strengthen title capabilities. Acquisition expands title operations with moderate effects on competitive positioning and performance.

27 Jul

3

Stewart Information Services Corporation's Q2 revenue shows growth momentum but faces offsets from higher investments and resulting margin pressures. Q2 revenue gains are counterbalanced by rising investments and margin compression that moderately affect profitability trajectory.

23 Jul

3 transcript

Stewart Information Services Corporation reported Q2 revenue, earnings and operational metrics along with forward guidance during its earnings call. Q2 earnings call supplies financial results and outlook that can shift near-term investor sentiment and valuation.

3 transcript

Stewart Information Services Corporation posted strong revenue growth in its Q2 2026 earnings call. Strong quarterly revenue growth directly improves reported financial results and can lift near-term stock valuation.

3 transcript

Stewart Information Services Corporation conducted its Q2 2026 earnings call, covering quarterly financial results and forward outlook. Quarterly earnings call updates provide performance details that moderately shape near-term investor views and stock movement.

22 Jul

3

Stewart Information Services Corporation (STC) exceeded revenue expectations in Q2 CY2026. Quarterly revenue beat can moderately lift near-term financial perception and stock reaction but leaves core operations unchanged.

3

Stewart Information Services Corporation reported its second quarter 2026 financial results. Quarterly earnings release updates financial performance and may shift near-term investor sentiment.

16 Jul

3

Stewart Information Services Corporation acquires majority interest in Rattikin Title Company. Acquisition adds regional title operations and expands market reach without transforming overall scale or strategy.

25 May

3

Stewart Information Services (STC) posts strong first quarter results that prompt fresh valuation assessment. Strong quarterly results produce moderately noticeable effects on valuation and near-term market perception.

21 May

3

Stewart Information Services Corporation reported Q1 earnings, prompting buy, sell or hold analysis for STC stock based on financial results and market position. Post-Q1 earnings review offers guidance that can moderately shift investor sentiment and near-term stock trajectory without major strategic shifts.

24 Apr

4

Stewart Information Services Corporation (STC) released Q1 earnings call highlights detailing financial performance, operational updates, and forward guidance. Q1 earnings highlights signal financial results and strategic outlook directly shaping STC's trajectory and investor confidence.

4

Stewart Information Services Corporation (STC) posted Q1 outperformance fueled by expansion initiatives and acquisitions, defying housing market headwinds. Acquisitions and expansion initiatives propelled STC's Q1 outperformance despite housing headwinds, indicating major strategic momentum for future growth.

23 Apr

4 transcript

Stewart Information Services Corporation (STC) Q1 2026 earnings call transcript released, covering financial results, management discussion, and outlook. Q1 2026 earnings results, guidance, and strategic updates directly influence STC's financial trajectory and investor sentiment.

4

Stewart Information Services Corporation (STC) Q1 2026 earnings call summary details financial results, operational updates, and future outlook for the title insurance provider. Quarterly earnings summaries disclose financial metrics and guidance that significantly shape investor sentiment and stock trajectory.

22 Apr

4

Stewart Information Services (NYSE:STC) reported bullish Q1 CY2026 results. Bullish Q1 results highlight strong financial performance, likely boosting investor sentiment and stock trajectory.

4

Stewart Information Services Corporation (STC) reported first quarter 2026 results. Quarterly earnings reports significantly affect STC's financial performance, stock price, and investor sentiment.

2 Apr

4

Stewart Valuation Intelligence, a subsidiary of Stewart Information Services Corporation (STC), acquires Nationwide Appraisal Network to expand its real estate appraisal capabilities. Acquisition strengthens STC's valuation services and competitive edge in the real estate sector via nationwide network expansion.

28 Mar

4

New AI upgrades refresh Stewart Information Services (NYSE:STC) Virtual Underwriter Platform, prompting a reassessment of the company's valuation. AI upgrades to the core Virtual Underwriter Platform constitute a major technological advancement likely to enhance operational efficiency, innovation, and competitive edge for STC.

25 Mar

4

Stewart Information Services Corporation enhances its Virtual Underwriter platform by adding secure access, advanced search features, and AI-powered support to improve efficiency and user experience in title insurance processes. AI-powered enhancements to Virtual Underwriter strengthen product innovation and competitive positioning in the title insurance sector.

11 Mar

3

PropStream launches Dialer Campaigns, adding automated calling features to its integrated lead-to-deal workflow, enabling real estate professionals to streamline outreach, follow-ups, and deal closures directly within the platform. PropStream's Dialer Campaigns enhance STC's proptech offerings in lead generation and workflow automation, providing moderate competitive edge in real estate services.

13 Feb

4

Stewart Information Services Corporation (STC) is experiencing improved margins, which are expected to enhance its growth prospects. The company's focus on operational efficiency and strategic initiatives is contributing to its financial performance, positioning it favorably in the market. Analysts are optimistic about STC's ability to leverage these improvements for future growth. Improved margins and operational efficiency are likely to significantly impact the company's future performance and investor sentiment.

11 Feb

3 transcript

During Stewart Information Services Corporation's Q4 earnings call, analysts posed five notable questions that highlighted key areas of interest regarding the company's performance and future strategies. Topics included market trends, operational efficiencies, and potential growth opportunities, reflecting investor concerns and expectations for the upcoming year. Analyst questions indicate a moderate influence on the company's strategic direction and market sentiment.

8 Feb

4

Stewart Information Services Corporation (STC) shares rose 5.9% following a strong earnings report for 2025 that exceeded expectations. The company also announced expansion initiatives, which have sparked discussions about the potential for a bullish outlook. Analysts are evaluating whether these developments could lead to a sustained positive trajectory for STC. Strong earnings and expansion moves are likely to significantly impact future performance and investor sentiment.

7 Feb

4 transcript

Stewart Information Services Corporation reported its Q4 earnings, highlighting strong performance driven by increased demand for title insurance and related services. The company noted growth in revenue and net income compared to the previous year, attributed to strategic initiatives and operational efficiencies. Management expressed optimism about future market conditions and ongoing investments in technology to enhance service delivery. The call also addressed challenges in the housing market but emphasized resilience and adaptability in their business model. Strong earnings growth and strategic initiatives indicate significant potential for future performance and market positioning.

6 Feb

3

PropStream has been recognized for the sixth consecutive time in HousingWire's Tech100 list, highlighting its ongoing innovation in the real estate technology sector. This recognition underscores PropStream's commitment to providing valuable tools and resources for real estate professionals, enhancing their ability to navigate the housing market effectively. Recognition in industry awards can enhance brand reputation and influence market positioning.

5 Feb

4

Stewart Information Services Corporation (STC) reported strong growth in Q4, driven by commercial momentum and strategic expansion despite challenges in the housing market. The company highlighted its efforts to enhance operational efficiency and expand its service offerings, positioning itself favorably for future opportunities. STC's focus on innovation and adaptability is expected to help navigate ongoing housing headwinds. Strategic expansion and commercial momentum are likely to significantly impact STC's future performance and market positioning.

4 transcript

Stewart Information Services Corporation (STC) reported record growth in Q4 2025, driven by strong demand for its services and strategic initiatives. The company highlighted significant increases in revenue and profitability, reflecting its effective operational strategies and market positioning. Management expressed optimism about future growth prospects, citing ongoing investments in technology and expansion into new markets. The earnings call emphasized the company's commitment to enhancing customer experience and operational efficiency, positioning STC favorably in a competitive landscape. Record growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.

stockrow.com/STC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com