HCI Group, Inc. (HCI) vs Porch Group, Inc. (PRCH)
HCI Group, Inc. and Porch Group, Inc. are both Insurance Property & Casualty companies. HCI Group, Inc. is the larger, with a market value of $2.2B against $1.9B — 1.2× the size. Porch Group, Inc. has negative trailing earnings, so its P/E is not meaningful; HCI Group, Inc. trades at 7.3×. HCI Group, Inc. grew revenue faster over the last twelve months: 22.8% against 16.1%. HCI Group, Inc. has the higher net margin (31.3% vs −2.62%) and the higher return on invested capital (79.2% vs 7.07%). Across the 21 metrics below, HCI Group, Inc. leads on 19 and Porch Group, Inc. on 2.
Valuation
Profitability
| Metric | HCI | PRCH | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 59.73% | 72.10% | 41.16% |
| Operating margin | 48.84% | 7.88% | 15.09% |
| Net margin | 31.32% | (2.62%) | 11.51% |
| Free cash flow margin | 42.99% | 15.60% | 17.59% |
| Return on equity | 30.46% | (156.54%) | 18.19% |
| Return on assets | 11.92% | (1.69%) | 3.74% |
| Return on invested capital | 79.17% | 7.07% | 12.06% |
Growth
Health
Dividend
Size
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