Peoples Bancorp of North Carolina, Inc.

PEBK Financial Banks Regional

Peoples Bancorp of North Carolina, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $114.6 million, up 5.67% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 1.03%, free cash flow grew 10.0% and total debt was flat, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.

44.32 0.16 +0.36%
Market cap
$241.2M
P/E
11.8×
Fwd P/E
11.8×
Dividend yield
1.87%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Peoples Bancorp of North Carolina, Inc. (PEBK) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Peoples Bancorp of North Carolina, Inc. (PEBK) trades at a P/E ratio of 11.8×. Over the past ten years it has ranged from 5.7× (June 2023) to 22.2× (September 2017); the current reading is higher than 72% of that period. That is in line with the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 9.7× (4.60%)
FY2024 10.1× (5.20%)
FY2023 10.7× (2.76%)
FY2022 11.0× 7.32%
FY2021 10.3× (13.12%)
FY2020 11.8× (14.83%)
FY2019 13.9× 26.37%
FY2018 11.0× (38.17%)
FY2017 17.7× 10.95%
FY2016 16.0× 43.04%

Quarterly newest first

Period P/E ratio Change
Jun 2026 11.5× 9.74%
Mar 2026 10.4× 7.89%
Dec 2025 9.7× (0.24%)
Sep 2025 9.7× 7.62%
42 more quarters

Against its own ten years

Low 5.7× High 22.2×
Ten-year median 11.0×
Current reading's percentile 69

P/E ratio against peers

Company P/E ratio
BCBP BCB Bancorp, Inc. (NJ) compare n/m
INBK First Internet Bancorp compare n/m
OPBK OP Bancorp compare 7.6×
HWBK Hawthorn Bancshares, Inc. compare 9.9×
PEBK Peoples Bancorp of North Carolina, Inc. 11.8×
RMBI Richmond Mutual Bancorporation, Inc. compare 12.4×
CMTV Community Bancorp. compare 12.6×
EFSI Eagle Financial Services Inc. compare 13.2×
GBFH GBank Financial Holdings Inc. compare 13.6×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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