Peoples Bancorp of North Carolina, Inc. PEBK
43.24
(0.27)
(0.62%)
as of 25 Sep
- Market cap
- $237.6M
- P/E
- 11.5×
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
9.68 | 10.15 | 10.70 | 11.01 | 10.26 | 11.81 | 13.86 | 10.97 | 17.74 | 15.99 |
P/S ratio |
1.68 | 1.53 | 1.75 | 2.19 | 2.13 | 1.84 | 2.83 | 2.38 | 3.20 | 2.62 |
P/FCF ratio |
9.44 | 8.29 | 7.45 | 9.82 | 5.68 | 19.52 | 18.05 | 8.58 | 14.01 | 12.56 |
P/Operating CF |
36.30 | 31.06 | 29.06 | 33.45 | 16.02 | 119.91 | 46.25 | 28.56 | 42.43 | (728.07) |
P/B ratio |
1.22 | 1.27 | 1.37 | 1.69 | 1.08 | 0.93 | 1.42 | 1.19 | 1.58 | 1.37 |
Price to Tangible BV |
1.22 | 1.27 | 1.37 | 1.69 | 1.08 | 0.93 | 1.42 | 1.19 | 1.58 | 1.37 |
EV/Sales |
1.30 | 1.12 | 1.05 | 1.49 | (1.50) | (0.22) | 2.28 | 2.01 | 2.56 | 2.10 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.99 | 5.93 | 4.35 | 5.36 | (4.02) | (1.73) | 11.65 | 7.21 | 7.88 | 9.61 |
EV/FCF |
7.34 | 6.10 | 4.45 | 6.71 | (4.00) | (2.38) | 14.57 | 7.25 | 11.21 | 10.04 |
Quick Ratio |
0.04 | 0.04 | 0.06 | 0.05 | 0.19 | 0.13 | 0.05 | 0.05 | 0.06 | 0.07 |
Current Ratio |
0.84 | 0.82 | 0.80 | 0.76 | 0.80 | 0.90 | 0.92 | 0.91 | 0.86 | 0.86 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.91% | 0.94% | 0.95% | 0.95% | 0.95% | 1.09% | 1.35% | 1.89% | 1.89% | 3.73% |
Debt/Equity |
0.10 | 0.12 | 0.13 | 0.15 | 0.11 | 0.11 | 0.12 | 0.17 | 0.18 | 0.38 |
Asset Turnover |
0.07 | 0.07 | 0.06 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
Operating CF/Net income |
1.08 | 1.26 | 1.47 | 1.40 | 1.78 | 0.81 | 0.94 | 1.28 | 1.81 | 1.33 |
Capex/Depreciation |
(0.38) | (0.20) | (0.16) | (0.76) | 0.03 | (0.60) | (0.67) | (0.02) | (1.10) | (0.10) |
| 13.79% | 13.00% | 13.74% | 13.03% | 10.72% | 8.29% | 10.92% | 11.17% | 9.19% | 8.65% | |
| 1.18% | 0.99% | 0.95% | 0.99% | 1.00% | 0.88% | 1.25% | 1.22% | 0.94% | 0.86% | |
ROIC |
14.11% | 15.08% | 23.01% | 25.85% | 0.00% | 0.00% | 11.04% | 9.92% | 11.20% | 9.41% |
Return on Tangible Assets |
(8.81%) | (6.23%) | (5.63%) | (4.67%) | (5.61%) | (10.22%) | (21.14%) | (18.94%) | (9.32%) | (7.66%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.98% | 56.12% | 60.89% | 70.89% | 69.30% | 75.05% | 68.87% | 70.49% | 71.05% | 73.22% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.35) | (1.79) | (1.89) | (2.16) | (1.99) | (1.14) | (0.55) | (0.75) | (0.82) | (1.20) |
Graham Number |
49.92 | 41.31 | 37.89 | 35.63 | 39.31 | 32.94 | 35.12 | 32.17 | 27.42 | 24.75 |
Earnings Yield |
10.33% | 9.86% | 9.34% | 9.09% | 9.75% | 8.47% | 7.21% | 9.12% | 5.64% | 6.25% |
Free Cash Flow Yield |
10.59% | 12.06% | 13.42% | 10.18% | 17.60% | 5.12% | 5.54% | 11.65% | 7.14% | 7.96% |
Revenue per Share |
21.60 | 20.46 | 17.47 | 14.80 | 12.93 | 12.53 | 11.61 | 10.26 | 9.57 | 9.30 |
Operating CF per Share |
4.03 | 3.88 | 4.20 | 4.13 | 4.82 | 1.62 | 2.28 | 2.87 | 3.11 | 2.03 |
Capex per Share |
(0.19) | (0.11) | (0.09) | (0.83) | 0.03 | (0.44) | (0.46) | (0.02) | (0.92) | (0.09) |
Free Cash Flow per Share |
3.83 | 3.77 | 4.11 | 3.29 | 4.86 | 1.18 | 1.82 | 2.85 | 2.18 | 1.94 |
Cash per Share |
10.95 | 11.18 | 15.18 | 13.07 | 49.77 | 28.56 | 9.03 | 7.23 | 9.57 | 11.63 |
Shareholders Equity per Share |
29.62 | 24.63 | 22.31 | 19.20 | 25.53 | 24.73 | 23.12 | 20.62 | 19.37 | 17.83 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
29.62 | 24.63 | 22.31 | 19.20 | 25.53 | 24.73 | 23.12 | 20.62 | 19.37 | 17.83 |
Free Cash Flow |
20.34 | 19.97 | 22.29 | 18.05 | 27.08 | 6.67 | 10.55 | 17.09 | 13.08 | 11.71 |
Working Capital |
(239.24) | (277.47) | (293.05) | (363.23) | (285.79) | (129.69) | (85.14) | (89.12) | (130.14) | (136.22) |
Capital Expenditures |
(1.03) | (0.59) | (0.49) | (4.56) | 0.18 | (2.49) | (2.64) | (0.10) | (5.51) | (0.53) |
Net Current Asset Value |
(258.32) | (297.07) | (313.35) | (383.88) | (305.93) | (148.62) | (104.40) | (109.73) | (150.76) | (176.84) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.06 | 0.00 | 0.04 | 0.04 | 0.00 | 0.10 | 0.01 |
Net Profit Margin |
17.30% | 15.08% | 16.40% | 19.88% | 20.99% | 16.02% | 20.89% | 21.75% | 17.92% | 16.37% |
Price to Operating Income |
7.43 | 7.92 | 8.34 | 8.74 | 8.13 | 9.41 | 11.08 | 9.16 | 12.89 | 12.53 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.19 | 0.19 | 0.19 | 0.33 | 0.35 | 0.22 | 0.21 | 0.25 | 0.25 | 0.33 |
Cash ROIC |
3.13% | 2.78% | 2.78% | 2.29% | 2.48% | (2.98%) | (2.68%) | (0.67%) | (0.68%) | (1.93%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
22,392.06 | 20,331.91 | 29,638.71 | 157,644.74 | 160,890.18 | 116,187.80 | 93,899.04 | 149,199.79 | 139,266.92 | 99,637.75 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,496.98 | 1,438.39 | 1,413.63 | 1,423.98 | 1,316.92 | 1,093.80 | 921.87 | 892.08 | 899.94 | 862.55 |
Average Assets |
1,677.06 | 1,643.94 | 1,628.42 | 1,622.56 | 1,520.18 | 1,285.53 | 1,124.07 | 1,092.71 | 1,090.08 | 1,063.24 |
Average Common Equity |
143.84 | 125.79 | 113.11 | 123.78 | 141.13 | 137.01 | 128.87 | 119.80 | 111.70 | 106.15 |
Columns are period end dates