First Internet Bancorp (INBK) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
- First Internet Bancorp INBK 25.66 −1.08%
- Peoples Bancorp of North Carolina, Inc. PEBK 44.32 +0.36%
First Internet Bancorp and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. First Internet Bancorp and Peoples Bancorp of North Carolina, Inc. are of similar size ($241.2M and $226.6M). First Internet Bancorp has negative trailing earnings, so its P/E is not meaningful; Peoples Bancorp of North Carolina, Inc. trades at 11.8×. Peoples Bancorp of North Carolina, Inc. grew revenue faster over the last twelve months: 5.26% against −9.20%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (17.3% vs −9.77%) and the higher return on invested capital (14.0% vs −9.59%). Both pay a dividend; Peoples Bancorp of North Carolina, Inc. yields more (1.87% vs 0.94%). Across the 18 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 11 and First Internet Bancorp on 7.
Valuation
Profitability
| Metric | INBK | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 40.91% | 79.44% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (9.77%) | 17.25% | 18.66% |
| Free cash flow margin | 49.69% | 17.33% | 21.11% |
| Return on equity | (8.34%) | 13.07% | 10.65% |
| Return on assets | (0.54%) | 1.15% | 1.13% |
| Return on invested capital | (9.59%) | 13.98% | 8.35% |
Growth
Health
Dividend
Size
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