First Internet Bancorp (INBK) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
- First Internet Bancorp INBK 25.45 −1.24%
- Peoples Bancorp of North Carolina, Inc. PEBK 42.79 −0.99%
First Internet Bancorp and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. First Internet Bancorp and Peoples Bancorp of North Carolina, Inc. are of similar size ($236.0M and $225.1M). Peoples Bancorp of North Carolina, Inc. trades at the lower P/E: 10.4× against 15.1×. First Internet Bancorp grew revenue faster over the last twelve months: 7.39% against 4.79%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (18.9% vs 4.27%) and the higher return on invested capital (15.4% vs 13.4%). Both pay a dividend; Peoples Bancorp of North Carolina, Inc. yields more (1.92% vs 0.93%). Across the 19 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 11 and First Internet Bancorp on 8.
Valuation
Profitability
| Metric | INBK | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 48.36% | 80.08% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 4.27% | 18.93% | 18.82% |
| Free cash flow margin | 43.35% | 20.71% | 17.97% |
| Return on equity | 4.24% | 14.32% | 10.28% |
| Return on assets | 0.26% | 1.26% | 1.13% |
| Return on invested capital | 13.36% | 15.36% | 8.45% |
Growth
Health
Dividend
Size
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