CF Bankshares Inc. (CFBK) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
CF Bankshares Inc. and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. CF Bankshares Inc. and Peoples Bancorp of North Carolina, Inc. are of similar size ($237.6M and $221.5M). Peoples Bancorp of North Carolina, Inc. trades at the lower P/E: 11.5× against 11.8×. Peoples Bancorp of North Carolina, Inc. grew revenue faster over the last twelve months: 5.26% against −0.37%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (17.3% vs 14.8%) and the lower return on invested capital (14.0% vs 25.6%). Both pay a dividend; Peoples Bancorp of North Carolina, Inc. yields more (2.94% vs 1.11%). Across the 20 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 14 and CF Bankshares Inc. on 6.
Valuation
Profitability
| Metric | CFBK | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.12% | 79.44% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.75% | 17.25% | 18.66% |
| Free cash flow margin | 14.30% | 17.33% | 21.18% |
| Return on equity | 9.92% | 13.07% | 10.64% |
| Return on assets | 0.86% | 1.15% | 1.13% |
| Return on invested capital | 25.60% | 13.98% | 8.33% |
Growth
Health
Dividend
Size
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