CF Bankshares Inc. (CFBK) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
- CF Bankshares Inc. CFBK 34.72 −2.36%
- Peoples Bancorp of North Carolina, Inc. PEBK 43.20 −2.94%
CF Bankshares Inc. and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. CF Bankshares Inc. and Peoples Bancorp of North Carolina, Inc. are of similar size ($236.0M and $234.1M). Peoples Bancorp of North Carolina, Inc. trades at the lower P/E: 10.4× against 11.9×. Peoples Bancorp of North Carolina, Inc. grew revenue faster over the last twelve months: 4.79% against −0.37%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (18.9% vs 14.8%) and the lower return on invested capital (15.4% vs 25.6%). Both pay a dividend; Peoples Bancorp of North Carolina, Inc. yields more (1.92% vs 1.04%). Across the 19 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 14 and CF Bankshares Inc. on 5.
Valuation
Profitability
| Metric | CFBK | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.12% | 80.08% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.75% | 18.93% | 18.82% |
| Free cash flow margin | 14.30% | 20.71% | 17.97% |
| Return on equity | 9.92% | 14.32% | 10.28% |
| Return on assets | 0.86% | 1.26% | 1.13% |
| Return on invested capital | 25.60% | 15.36% | 8.45% |
Growth
Health
Dividend
Size
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