National Bankshares, Inc. NKSH
- Market cap
- $269.0M
- P/E
- 13.3×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 31.75 | 36.05 | 34.49 | 32.52 | 23.37 | 30.55 | 30.52 | 22.28 | 26.50 | 23.75 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 45.35 | 47.70 | 49.75 | 48.82 | 44.99 | 39.99 | 41.45 | 43.78 | 35.00 | 35.00 |
High Price
|
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| 229 | 232 | 235 | 238 | 226 | 218 | 227 | 222 | 245 | 254 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
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| 48 | 49 | 51 | 54 | 52 | 53 | 63 | 68 | 79 | 85 |
Revenue
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|||
| 91.33% | 91.56% | 90.09% | 86.32% | 88.76% | 94.20% | 95.07% | 68.40% | 57.36% | 65.13% |
Gross Margin
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| 19 | 20 | 19 | 21 | 19 | 25 | 32 | 19 | 9 | 19 |
EBT
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| 39.33% | 41.69% | 36.72% | 38.34% | 36.87% | 46.12% | 50.81% | 27.39% | 11.54% | 22.46% |
EBT Margin
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| 15 | 14 | 16 | 17 | 16 | 20 | 26 | 16 | 8 | 16 |
Net Income
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| 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 1 |
Depreciation
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| 6.91 | 7.03 | 7.32 | 8.20 | 8.01 | 8.60 | 10.44 | 11.58 | 12.84 | 13.41 |
Revenue/Sh
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| 2.15 | 2.03 | 2.32 | 2.65 | 2.48 | 3.28 | 4.33 | 2.66 | 1.24 | 2.49 |
Earnings/Sh
|
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| 2.52 | 1.58 | 2.85 | 2.86 | 2.13 | 3.68 | 4.92 | 2.64 | 1.53 | 2.81 |
Cash Flow/Sh
|
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| 0.03 | 0.04 | (0.13) | (0.06) | (0.27) | 0.05 | (0.21) | (0.14) | (0.52) | (0.43) |
Capex/Sh
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| 2.55 | 1.62 | 2.72 | 2.81 | 1.86 | 3.73 | 4.72 | 2.50 | 1.01 | 2.38 |
Free CF/Sh
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| 25.62 | 26.57 | 27.34 | 27.92 | 30.94 | 30.88 | 20.48 | 23.86 | 25.39 | 29.07 |
Book Value/Sh
|
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| 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 |
Shares
|
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| 20.07 | 22.44 | 15.70 | 16.95 | 12.65 | 10.93 | 9.23 | 12.46 | 23.53 | 13.47 |
PE Ratio
|
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| 6.25 | 6.42 | 4.97 | 5.48 | 3.91 | 4.17 | 3.83 | 2.86 | 2.24 | 2.50 |
PS Ratio
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| 1.68 | 1.70 | 1.33 | 1.61 | 1.01 | 1.16 | 1.95 | 1.39 | 1.13 | 1.15 |
PB Ratio
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| 4.26 | 5.08 | 3.84 | 3.84 | 1.31 | 1.55 | 2.68 | 1.57 | 0.87 | 1.81 |
EV/Sales
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| 11.52 | 21.99 | 10.36 | 11.23 | 5.62 | 3.58 | 5.92 | 7.30 | 11.04 | 10.16 |
EV/FCF
|
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| 18 | 11 | 20 | 19 | 14 | 23 | 30 | 16 | 9 | 18 |
Op' Cash Flow
|
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| 0 | 0 | (1) | 0 | (2) | 0 | (1) | (1) | (3) | (3) |
Capex
|
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| 18 | 11 | 19 | 18 | 12 | 23 | 28 | 15 | 6 | 15 |
FCF
|
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| (303) | (329) | (287) | (300) | (396) | (554) | (620) | (563) | (553) | (573) |
Working Cap'
|
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| 1 | — | 2 | 2 | 2 | 1 | 1 | — | — | — |
Total Debt
|
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| (95) | (65) | (58) | (88) | (135) | (140) | (72) | (88) | (108) | (59) |
Net Debt
|
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| 178 | 185 | 190 | 184 | 201 | 192 | 123 | 141 | 156 | 185 |
Sh' Equity
|
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| 1.23% | 1.13% | 1.29% | 1.36% | 1.13% | 1.27% | 1.53% | 0.94% | 0.44% | 0.87% |
ROA
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| 14.51% | 10.66% | 9.76% | 13.56% | 18.29% | 29.54% | 39.45% | 22.17% | 15.58% | 9.53% |
ROIC
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| 8.53% | 7.76% | 8.61% | 9.34% | 8.37% | 10.39% | 16.49% | 11.92% | 5.13% | 9.27% |
ROE
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National Bankshares, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FXNC First National Corp. | $267.9M | 12.2× | Compare |
| HWBK Hawthorn Bancshares, Inc. | $264.4M | 10.0× | Compare |
| GBFH GBank Financial Holdings Inc. | $274.2M | 14.8× | Compare |
| LCNB LCNB Corporation | $262.4M | 10.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WNEB Western New England Bancorp | $278.0M | 16.6× | Compare |
| FBLA FB Bancorp, Inc. | $259.3M | 0.0× | Compare |
| FUNC First United Corporation | $279.5M | 11.2× | Compare |
| FNRN First Northern Community Bancorp | $280.0M | 12.5× | Compare |
National Bankshares, Inc. (NKSH) key facts
- National Bankshares, Inc. (NKSH) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- National Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $85.3 million, up 7.88% from fiscal 2024.
- Net income was $15.8 million, or $2.49 per share (basic), a net margin of 18.6%.
- As of September 25, 2026, NKSH traded at $42.37, a market capitalization of $269.0 million.
- At that price the stock trades at 13.3× trailing-twelve-month earnings and 3.1× sales.
- National Bankshares, Inc. pays an annual dividend of $1.46 per share, a yield of 8.58%, with a payout ratio of 37.6%.
- Return on equity was 9.27% and debt-to-equity 0.00.
National Bankshares, Inc. (NKSH) Latest News
21 Sep
Short-term trend-following can be profitable, but sustainability matters. NKSH shows recent price strength backed by fundamentals and optimistic analyst sentiment. Over 12 weeks it gained 13.1%, with a 4-week gain of 3.5%, indicating momentum remains intact. It is trading at 95.6% of its 52-week high-low range, signaling potential breakout. Fundamentals are supportive: Zacks Rank #2 (Buy) and an Average Broker Recommendation of #1 (Strong Buy) suggest bullish near-term earnings revisions and surprises. The analysis argues the price trend may not reverse soon as NKSH benefits from price strength and favorable expectations. Other stocks also pass the same Recent Price Strength screen, but NKSH is singled out as a solid candidate for trend investors. Positive momentum indicators (13.1% 12-week gain, 3.5% 4-week gain, 95.6% of 52-week range) plus a Buy consensus imply near-term upside.
23 Jul
National Bankshares (NKSH) posted Q2 earnings below analyst estimates. Q2 earnings shortfall signals weaker than projected financial performance.
8 Feb
National Bankshares, Inc. (NASDAQ:NKSH) has delivered a solid return of 45% to its investors over the past year, reflecting positive market performance and investor confidence in the company's operations and growth potential. The notable return indicates a moderately positive influence on investor sentiment and financial performance.
19 Nov
National Bankshares, Inc. (NKSH) may not be a wise investment for its upcoming dividend due to concerns about its financial stability and growth prospects. Analysts suggest that potential investors should be cautious, as the company's ability to sustain dividends could be at risk amid changing market conditions and competitive pressures. Concerns about financial stability and growth prospects may moderately influence investor sentiment and performance.
18 Nov
National Bankshares, Inc. (NASDAQ:NKSH) has announced a dividend payout of $0.78 per share. This dividend reflects the company's ongoing commitment to returning value to its shareholders. The payment is scheduled for distribution to shareholders on record as of a specified date, reinforcing the bank's financial stability and profitability. The dividend payout indicates financial health but is a routine action that does not significantly alter the company's trajectory.
24 Oct
National Bankshares, Inc. (NKSH) reported a significant turnaround in earnings, addressing previous skepticism regarding its profitability trend. The company demonstrated improved financial performance, which may positively influence investor sentiment and market perception. This shift in earnings reflects strategic adjustments and operational efficiencies that could bolster future growth prospects. The turnaround in earnings indicates a significant strategic shift that could alter the company's trajectory and investor sentiment.
23 Oct
National Bankshares, Inc. (NKSH) reported Q3 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The company's results reflect effective management and growth strategies, contributing positively to investor sentiment and market outlook. Strong earnings and revenue performance can significantly influence investor confidence and market positioning.
National Bankshares, Inc. (NKSH) reported its Q3 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in interest income and a reduction in non-interest expenses. Additionally, the company highlighted improvements in asset quality and a stable loan portfolio. Overall, the results reflect a positive trend in the bank's financial health and operational efficiency. The earnings report indicates moderate improvements in financial performance and operational efficiency, which may influence investor sentiment and market positioning.
13 Aug
National Bankshares, Inc. (NKSH) reported Q2 earnings and revenue that fell short of analysts' expectations, leading to concerns about the company's financial performance. The results indicate potential challenges in maintaining growth and profitability, which may affect investor sentiment moving forward. Earnings and revenue misses can moderately influence investor confidence and future performance.
National Bankshares, Inc. (NKSH) reported its Q2 earnings, showcasing a solid performance with an increase in net income compared to the previous year. The bank's total assets and deposits also saw growth, reflecting a positive trend in its financial health. Management highlighted strategic initiatives aimed at enhancing customer service and expanding market presence. Overall, the results indicate a stable outlook for the company amidst a competitive banking environment. The earnings report indicates moderate growth and stability, which may influence financial performance but is balanced by competitive factors.
23 May
National Bankshares, Inc. (NASDAQ:NKSH) is approaching its ex-dividend date, with a dividend of US$0.73 per share scheduled for payment on June 2. The company has a trailing yield of 5.8%, but it paid out 109% of its profits as dividends last year, indicating potential unsustainability. Earnings per share have declined by 12% annually over the past five years, raising concerns about the ability to maintain or grow dividends. The article suggests that high payout ratios combined with declining earnings make the stock less appealing for dividend investors, and highlights two warning signs for potential investors. High payout ratios and declining earnings could significantly impact the company's future performance and investor sentiment.
30 Mar
National Bankshares, Inc. (NASDAQ:NKSH) reported a significant decline in its financial performance for the full year 2024, with revenue falling 7.9% to US$44.1 million and net income dropping 51% to US$7.62 million. The earnings per share (EPS) decreased to US$1.24 from US$2.66 in FY 2023. Key banking performance indicators also showed a decrease in net interest margin to 2.19% and an increase in the cost-to-income ratio to 68.9%. The only revenue segment was banking, with general and administrative costs comprising 73% of total expenses. National Bankshares' share price remained stable over the past week, but there are three warning signs to consider. The significant decline in earnings and key financial metrics indicates a moderately noticeable influence on the company's future performance.
25 Jan
National Bankshares, Inc. reported earnings for the full year 2024, with earnings per share (EPS) at US$1.24, a significant decline from US$2.66 in FY 2023. This drop indicates a challenging financial performance for the company compared to the previous year. The decline in EPS suggests a moderately noticeable influence on financial performance and market sentiment.
23 Jan
National Bankshares, Inc. (NKSH) reported its Q4 earnings, showcasing a solid financial performance with notable increases in net income and earnings per share compared to the previous year. The bank's total assets and deposits also saw growth, reflecting a strong operational foundation. Management highlighted strategic initiatives aimed at enhancing customer service and expanding market reach, which are expected to contribute positively to future performance. Overall, the results indicate a robust financial position and a commitment to sustainable growth. Significant growth in net income and strategic initiatives indicate a strong potential for future performance improvements.
National Bankshares, Inc. (NKSH) reported its Q4 earnings, which matched analysts' estimates. The financial results reflect the company's stable performance in a challenging economic environment. Investors are likely to view this consistency positively, as it indicates resilience and effective management. Earnings matching estimates suggests stable performance but does not indicate significant changes in trajectory.
26 Oct
National Bankshares Third Quarter 2024 Earnings: Revenue up 5.1%, Net income down 13%, EPS at US$0.42 (vs US$0.52 in 3Q 2023). Moderately noticeable influence expected on financial performance and market sentiment.
18 Oct
Lara Ramsey promoted to President of National Bankshares, Inc. and The National Bank of Blacksburg effective January 1, 2025. The promotion of Lara Ramsey to President is a significant move that could impact the company's future trajectory and performance.
11 Oct
US markets are fluctuating, investors turn to dividend stocks for stability. National Bankshares, Inc. (NKSH) offers a high dividend yield but dividends not well covered by earnings. National Bankshares, Inc. (NKSH) future and market performance could be significantly impacted by high dividend yield not well covered by earnings.
14 Aug
National Bankshares (NKSH) reported a Q2 loss, missing revenue estimates. Shares have lost 10.1% this year. The article suggests a moderately noticeable influence on National Bankshares' future and market performance.
Top dividend stocks in the US for August 2024 include National Bankshares, Inc. with a 5.2% dividend yield. National Bankshares, Inc. faces profitability challenges despite a high dividend yield.
27 Jul
National Bankshares reported a net loss of US$306.0k in the second quarter of 2024, compared to a profit of US$3.90m in the same period in 2023. The significant decrease in profit and revenue for National Bankshares is expected to have a major impact on its future performance and market sentiment.
5 Jul
National Bankshares, Inc. (NKSH) is highlighted as a better dividend stock option compared to Cracker Barrel Old Country Store due to its stable and reliable dividends. The article discusses significant impact on National Bankshares, Inc. (NKSH) future and market performance due to its stable dividends and potential entry point for investors.
4 Jul
Top dividend stocks for July 2024 include National Bankshares, Inc. (NKSH) with a 5% dividend yield. National Bankshares, Inc. (NKSH) has shown consistent dividend growth and stability over the past decade, but recent financial results indicate a dip in profit margins and raise concerns about long-term sustainability.
3 Jun
National Bankshares, Inc. completed acquisition of Frontier Community Bank, expanding its operations and assets. The acquisition of Frontier Community Bank is a significant strategic move that will impact National Bankshares, Inc.'s future performance and competitive positioning.
27 Apr
National Bankshares First Quarter 2024 Earnings: Revenue down 21%, Net income down 52%, EPS at US$0.37 (vs US$0.77 in 1Q 2023). Significant impact likely on future performance due to major decrease in revenue, net income, and EPS.
21 Mar
National Bankshares reports decrease in revenue, net income, and EPS for FY 2023. The financial results show a moderately noticeable influence on the company's performance.
9 Mar
National Bankshares, Inc. (NASDAQ:NKSH) shareholders have endured a 2.8% loss from investing in the stock five years ago. The article highlights a significant impact on the future and market performance of National Bankshares, Inc. due to the underperformance of the stock over the last five years.
24 Jan
National Bankshares, Inc. to acquire Frontier Community Bank for approximately $17.1 million, expanding its assets to $1.7 billion. The acquisition of Frontier Community Bank is a significant move that is expected to alter National Bankshares, Inc.'s trajectory and market performance.
1 Oct
National Bankshares (NASDAQ:NKSH) shareholders have endured a 32% loss from investing in the stock five years ago. The article highlights significant share price decline and challenges faced by National Bankshares, indicating a potentially profound impact on the company's future performance.
11 Jul
National Bankshares (NASDAQ:NKSH) shows strong EPS growth, revenue increase, and insider buying, making it a promising investment. The article highlights significant positive developments that are expected to have a profound influence on National Bankshares' future performance.