stockrowOP Bancorp (OPBK) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
- OP Bancorp OPBK 14.80 −3.90%
- Peoples Bancorp of North Carolina, Inc. PEBK 43.20 −2.94%
OP Bancorp and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. OP Bancorp and Peoples Bancorp of North Carolina, Inc. are of similar size ($236.0M and $220.6M). OP Bancorp trades at the lower P/E: 7.6× against 10.4×. OP Bancorp grew revenue faster over the last twelve months: 7.14% against 4.79%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (18.9% vs 16.9%) and the lower return on invested capital (15.4% vs 15.4%). Both pay a dividend; OP Bancorp yields more (3.65% vs 1.92%). Across the 19 metrics below, OP Bancorp leads on 13 and Peoples Bancorp of North Carolina, Inc. on 6.
Valuation
Profitability
| Metric | OPBK | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.65% | 80.08% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.90% | 18.93% | 18.82% |
| Free cash flow margin | 15.72% | 20.71% | 17.97% |
| Return on equity | 12.83% | 14.32% | 10.28% |
| Return on assets | 1.09% | 1.26% | 1.13% |
| Return on invested capital | 15.37% | 15.36% | 8.45% |
Growth
Health
Dividend
Size
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