stockrowCitizens Community Bancorp, Inc. (CZWI) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
- Citizens Community Bancorp, Inc. CZWI 23.83 −2.34%
- Peoples Bancorp of North Carolina, Inc. PEBK 43.20 −2.94%
Citizens Community Bancorp, Inc. and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. Citizens Community Bancorp, Inc. and Peoples Bancorp of North Carolina, Inc. are of similar size ($236.0M and $227.4M). Peoples Bancorp of North Carolina, Inc. trades at the lower P/E: 10.4× against 18.2×. Peoples Bancorp of North Carolina, Inc. grew revenue faster over the last twelve months: 4.79% against 0.57%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (18.9% vs 12.9%) and the higher return on invested capital (15.4% vs 13.7%). Both pay a dividend; Peoples Bancorp of North Carolina, Inc. yields more (1.92% vs 1.83%). Across the 19 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 16 and Citizens Community Bancorp, Inc. on 3.
Valuation
Profitability
| Metric | CZWI | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.86% | 80.08% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.94% | 18.93% | 18.82% |
| Free cash flow margin | 19.52% | 20.71% | 17.97% |
| Return on equity | 6.84% | 14.32% | 10.28% |
| Return on assets | 0.72% | 1.26% | 1.13% |
| Return on invested capital | 13.73% | 15.36% | 8.45% |
Growth
Health
Dividend
Size
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