Orrstown Financial Services Inc

ORRF Financial Banks Regional

Orrstown Financial Services Inc’s revenue for fiscal 2025 (year ended December 2025) was $356.0 million, up 24.3% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 8.91%, free cash flow fell 5.50% and total debt fell 88.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

41.66 0.17 +0.41%
Market cap
$816.1M
P/E
9.3×
Fwd P/E
8.8×
Dividend yield
2.81%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Orrstown Financial Services Inc (ORRF) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Orrstown Financial Services Inc (ORRF) trades at a P/E ratio of 9.3×. Over the past ten years it has ranged from 4.3× (September 2015) to 31.1× (December 2016); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 8.4× (57.03%)
FY2024 19.6× 129.54%
FY2023 8.5× (23.97%)
FY2022 11.2× 33.54%
FY2021 8.4× 22.32%
FY2020 6.9× (50.82%)
FY2019 14.0× 21.15%
FY2018 11.5× (52.93%)
FY2017 24.5× (11.16%)
FY2016 27.6× 49.85%

Quarterly newest first

Period P/E ratio Change
Jun 2026 9.1× 10.90%
Mar 2026 8.2× (2.54%)
Dec 2025 8.4× (5.67%)
Sep 2025 8.9× (36.68%)
42 more quarters

Against its own ten years

Low 4.3× High 31.1×
Ten-year median 10.0×
Current reading's percentile 40

P/E ratio against peers

Company P/E ratio
EGBN Eagle Bancorp, Inc. compare n/m
ORRF Orrstown Financial Services Inc 9.3×
FISI Financial Institutions, Inc. compare 9.6×
IBCP Independent Bank Corp. compare 10.2×
SPFI South Plains Financial, Inc. compare 11.4×
HTB HomeTrust Bancshares, Inc. compare 12.2×
GSBC Great Southern Bancorp, Inc. compare 12.9×
CCBG Capital City Bank Group compare 13.6×
SMBK SmartFinancial, Inc. compare 14.9×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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