Pricing Log in Create free account

Orrstown Financial Services Inc (ORRF) vs River City Bank (RCBC)

Orrstown Financial Services Inc and River City Bank are both Banks Regional companies. Orrstown Financial Services Inc and River City Bank are of similar size ($864.7M and $828.4M). Across the 6 metrics below, Orrstown Financial Services Inc leads on 4 and River City Bank on 2.

Valuation

Metric ORRF RCBC Banks Regional median
P/E 9.80 — 12.02
P/S 2.36 n/m 2.36
P/B 1.37 1.53 1.23
Price to free cash flow 9.92 n/m 10.60
EV/EBITDA — n/m —
EV/Sales — n/m —
Earnings yield 10.20% — 8.21%
Free cash flow yield 10.08% 0.00% 9.23%

Profitability

Metric ORRF RCBC Banks Regional median
Gross margin 71.33% — 69.81%
Operating margin 0.00% — 0.00%
Net margin 24.00% — 18.82%
Free cash flow margin 23.83% — 17.97%
Return on equity 14.75% — 10.28%
Return on assets 1.57% — 1.13%
Return on invested capital 14.67% 0.00% 8.45%

Growth

Metric ORRF RCBC Banks Regional median
Revenue growth (TTM) (0.52%) — 6.37%
EPS growth (last fiscal year) 182.43% (5.98%) 18.85%
Revenue growth, 5-year CAGR 22.72% — 12.65%
Net income growth, 5-year CAGR 25.03% — 9.81%

Health

Metric ORRF RCBC Banks Regional median
Debt to equity 0.01 0.00 0.17
Current ratio 0.87 0.91 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric ORRF RCBC Banks Regional median
Dividend yield 2.73% — 2.49%
Payout ratio 0.27 — 0.29

Size

Metric ORRF RCBC Banks Regional median
Market cap 864.72m 828.41m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack