Pricing Log in Create free account

Mid Penn Bancorp (MPB) vs Orrstown Financial Services Inc (ORRF)

Mid Penn Bancorp and Orrstown Financial Services Inc are both Banks Regional companies. Mid Penn Bancorp and Orrstown Financial Services Inc are of similar size ($869.3M and $864.7M). Orrstown Financial Services Inc trades at the lower P/E: 9.8× against 11.8×. Mid Penn Bancorp grew revenue faster over the last twelve months: 18.7% against −0.52%. Orrstown Financial Services Inc has the higher net margin (24.0% vs 17.8%) and the higher return on invested capital (14.7% vs 0.00%). Both pay a dividend; Mid Penn Bancorp yields more (3.26% vs 2.73%). Across the 19 metrics below, Orrstown Financial Services Inc leads on 12 and Mid Penn Bancorp on 7.

Valuation

Metric MPB ORRF Banks Regional median
P/E 11.81 9.80 12.02
P/S 2.17 2.36 2.36
P/B 0.96 1.37 1.23
Price to free cash flow 11.45 9.92 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.47% 10.20% 8.21%
Free cash flow yield 8.73% 10.08% 9.23%

Profitability

Metric MPB ORRF Banks Regional median
Gross margin 69.21% 71.33% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 17.83% 24.00% 18.82%
Free cash flow margin 0.00% 23.83% 17.97%
Return on equity 8.41% 14.75% 10.28%
Return on assets 1.07% 1.57% 1.13%
Return on invested capital 0.00% 14.67% 8.45%

Growth

Metric MPB ORRF Banks Regional median
Revenue growth (TTM) 18.71% (0.52%) 6.37%
EPS growth (last fiscal year) (12.07%) 182.43% 18.85%
Revenue growth, 5-year CAGR 22.74% 22.72% 12.65%
Net income growth, 5-year CAGR 16.50% 25.03% 9.81%

Health

Metric MPB ORRF Banks Regional median
Debt to equity 0.00 0.01 0.17
Current ratio 0.94 0.87 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric MPB ORRF Banks Regional median
Dividend yield 3.26% 2.73% 2.49%
Payout ratio 0.39 0.27 0.29

Size

Metric MPB ORRF Banks Regional median
Market cap 869.25m 864.72m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack