Great Southern Bancorp, Inc. GSBC

78.91 0.08 0.10% as of 25 Sep
Market cap
$859.1M
P/E
13.0×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 3.22
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — 2 — 3 3 — 3 4 — — 1 —
Insider Ownership 31.80%

Capital & Financial Ratios

Market Cap 859.05
Revenue 324.79
Net Income 67.30
Free Cash Flow 44.29
Net Debt (154.21)
Current Ratio 0.93
Debt/Equity 0.04
P/E ratio 13.00
P/S ratio 2.64
P/B ratio 1.34
Past 5Y EPS Growth 0.47%
This Y EPS Growth (5.82%)
Next Y EPS Growth (3.09%)
Next 5Y EPS Growth 1.50%
in millions of $

Dividends

Payout Ratio 0.25
Annual Dividend Rate 1.60
Annual Dividend Yield 3.23%
total individual payouts
2027 Powerpack
2026 1.75
0.43
0.43
0.43
2025 1.66
0.40
0.40
0.43
0.43
2024 1.60
0.40
0.40
0.40
0.40
2023 1.60
0.40
0.40
0.40
0.40
2022 1.56
0.36
0.40
0.40
0.40
2021 1.40
0.34
0.34
0.36
0.36
2020 1.36
1.00
0.34
0.34
0.34
0.34
2019 1.32
0.75
0.32
0.32
0.34
0.34
2018 1.20
0.28
0.28
0.32
0.32
2017 0.94
0.22
0.24
0.24
0.24
2016 0.88
0.22
0.22
0.22
0.22
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 211 196 190 180
Receivables — — — —
Inventory — — — —
Other — — — —
4,828 4,914 4,571 4,514
2023 2024 2025 Q'26
Payables 4,722 4,606 4,483 4,349
ST’ Debt — — — —
Other — — — —
5,128 5,268 4,922 4,838
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 5.65% 6.28% 9.50%
Cash Flow 1.33% 12.10% (1.32%)
Earnings 4.44% 3.65% (2.23%)
Book Value 4.80% 0.20% 6.07%

Revenue

Mar Jun Sep Dec Year
’26 78 80 — — —
’25 87 89 86 81 343
’24 84 91 91 90 355
’23 79 81 83 83 327
’22 56 62 68 76 261
’21 60 60 59 57 237
’20 65 62 63 63 253
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 21 6 — — —
’25 15 39 6 22 82
’24 (27) 44 18 10 44
’23 15 44 8 14 81
’22 31 5 17 31 85
’21 25 30 23 16 94
’20 18 18 0 10 46
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 20 2 — — —
’25 13 35 4 18 70
’24 (28) 42 17 8 39
’23 13 42 6 13 74
’22 30 0 12 27 69
’21 23 29 22 14 89
’20 15 17 (2) 9 39
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.58 1.43 — — —
’25 1.47 1.72 1.56 1.45 6.19
’24 1.13 1.45 1.41 1.27 5.26
’23 1.67 1.52 1.33 1.11 5.61
’22 1.30 1.44 1.46 1.84 6.02
’21 1.36 1.46 1.49 1.14 5.46
’20 1.04 0.93 0.96 1.28 4.21
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
34.48 47.25 43.30 45.44 32.23 47.22 50.30 45.39 48.19 47.57

Analyst estimates 2026–2028

Powerpack
Low Price
56.70 58.45 61.65 64.48 63.55 60.55 64.16 61.94 68.02 66.59
High Price
1,263 1,225 1,182 1,191 1,156 1,105 1,124 1,352 1,108 1,075
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
214 222 242 266 253 237 261 327 355 343
Revenue
89.65% 87.41% 84.41% 79.47% 83.95% 91.24% 89.52% 68.30% 61.84% 66.89%
Gross Margin
62 70 82 90 73 94 94 85 75 87
EBT
28.95% 31.74% 33.84% 33.86% 28.92% 39.82% 36.08% 26.11% 21.25% 25.47%
EBT Margin
45 52 67 74 59 75 76 68 62 71
Net Income
18 10 8 8 6 (7) (6) (4) (5) (4)
Depreciation
15.36 15.79 17.14 18.73 18.00 17.48 20.86 27.26 30.38 30.08
Revenue/Sh
3.26 3.69 4.75 5.18 4.22 5.50 6.07 5.65 5.28 6.23
Earnings/Sh
5.80 4.48 6.67 6.09 3.28 6.91 6.78 6.73 3.77 7.15
Cash Flow/Sh
(0.70) (0.49) (0.49) (0.82) (0.53) (0.38) (1.29) (0.59) (0.41) (0.99)
Capex/Sh
5.10 3.99 6.17 5.27 2.75 6.53 5.49 6.14 3.36 6.16
Free CF/Sh
30.89 33.61 37.64 42.47 44.84 45.49 42.59 47.68 51.27 55.82
Book Value/Sh
14 14 14 14 14 14 13 12 12 11
Shares
16.59 13.92 9.71 12.22 11.53 10.77 9.74 10.65 11.33 9.88
PE Ratio
3.53 3.24 2.69 3.38 2.72 3.39 2.84 2.20 1.97 2.05
PS Ratio
1.76 1.52 1.22 1.49 1.09 1.30 1.39 1.26 1.16 1.10
PB Ratio
2.83 3.17 2.26 2.93 1.18 0.78 2.58 1.86 1.70 1.57
EV/Sales
8.54 12.54 6.28 10.41 7.70 2.10 9.79 8.28 15.34 7.66
EV/FCF
81 63 94 86 46 94 85 81 44 82
Op' Cash Flow
(10) (7) (7) (12) (7) (5) (16) (7) (5) (11)
Capex
71 56 87 75 39 89 69 74 39 70
FCF
83 279 167 95 176 27 (329) (300) (354) (351)
Working Cap'
131 227 100 100 174 100 100 100 101 26
Total Debt
(149) (15) (103) (120) (390) (618) (68) (111) (95) (164)
Net Debt
430 472 532 603 630 617 533 572 600 636
Sh' Equity
1.05% 1.15% 1.48% 1.52% 1.13% 1.36% 1.36% 1.18% 1.05% 1.23%
ROA
13.77% 9.63% 11.94% 11.65% 19.02% 0.00% 12.67% 11.57% 9.35% 11.55%
ROIC
10.95% 11.44% 13.37% 12.97% 9.62% 11.97% 13.21% 12.27% 10.55% 11.49%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Great Southern Bancorp, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Great Southern Bancorp, Inc. (GSBC) key facts

  • Great Southern Bancorp, Inc. (GSBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Great Southern Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $342.8 million, down 3.51% from fiscal 2024.
  • Net income was $71.0 million, or $6.23 per share (basic), a net margin of 20.7%.
  • As of September 25, 2026, GSBC traded at $78.91, a market capitalization of $859.1 million.
  • At that price the stock trades at 13.0× trailing-twelve-month earnings and 2.6× sales.
  • Great Southern Bancorp, Inc. pays an annual dividend of $1.60 per share, a yield of 3.23%, with a payout ratio of 24.7%.
  • Return on equity was 11.5% and debt-to-equity 0.04.

Source: company filings (standardised) and stockrow calculations.

Great Southern Bancorp, Inc. (GSBC) Latest News

News by impact score

Fine-tune

16 Jul

3

Great Southern Bancorp Inc reported Q2 2026 earnings call highlights centered on navigating challenges. Earnings highlights can shift short-term investor sentiment and influence near-term stock movement.

3 transcript

Great Southern Bancorp Q2 earnings call covered net interest income, loan growth, deposit trends, credit quality metrics, and management outlook on net interest margin and capital deployment. Quarterly earnings details can shift near-term sentiment and valuation multiples but rarely alter long-term strategy or competitive position.

3 transcript

Great Southern Bancorp, Inc. held a Q2 2026 earnings call covering financial results, performance metrics, and forward outlook. Earnings details and guidance can shift near-term investor sentiment and valuation.

8 Jul

3

Great Southern Bancorp (GSBC) Q2 earnings expected to decline. Expected Q2 earnings decline may pressure GSBC stock price and investor sentiment.

21 Apr

3

Analysts upgraded Great Southern Bancorp (GSBC) to Strong Buy, citing strong earnings growth, attractive valuation metrics, robust balance sheet, and favorable banking sector trends. Strong Buy upgrade boosts investor sentiment and may moderately impact short-term market performance without altering core fundamentals.

17 Apr

3

Great Southern Bancorp Inc (GSBC) reported solid loan growth in Q1 2026 earnings call highlights, alongside stable deposits, controlled expenses, and strong net interest margins. Solid loan growth and stable operations signal moderate financial improvement without transformative changes.

16 Apr

4

Great Southern Bancorp, Inc. released Q1 2026 earnings call summary covering financial results, loan growth, deposit levels, net interest margin, and future outlook. Quarterly earnings call summaries disclose critical financial metrics that significantly influence stock performance and investor sentiment.

3

Great Southern Bancorp, Inc. (GSBC) released Q1 earnings call highlights detailing financial performance, key metrics, loan growth, deposit trends, net interest margin, and forward-looking guidance amid stable economic conditions. Q1 earnings highlights provide moderately noticeable insights into financial health and outlook, influencing near-term market sentiment without transformative shifts.

15 Apr

4

Great Southern Bancorp (GSBC) reported Q1 earnings and revenues that surpassed analyst estimates. Beating Q1 earnings and revenue estimates signals strong financial performance, likely enhancing investor sentiment and stock trajectory.

3

Great Southern Bancorp, Inc. reported preliminary first quarter earnings of $1.58 per diluted common share. Preliminary quarterly earnings report affects financial performance assessment and short-term investor sentiment.

22 Jan

4 transcript

Great Southern Bancorp, Inc. (GSBC) reported strong net income growth in its Q4 2025 earnings call, highlighting significant financial performance improvements. The company showcased robust operational metrics and strategic initiatives that contributed to its positive results, indicating a solid trajectory for future growth. Strong net income growth and operational improvements suggest significant positive impacts on future performance and investor sentiment.

4 transcript

Great Southern Bancorp, Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company demonstrated growth in net income and assets, driven by increased loan demand and effective cost management. Management discussed future plans to enhance digital banking services and expand market presence. Overall, the earnings call reflected a positive outlook for the company amid a competitive banking landscape. Significant strategic initiatives and growth in key financial metrics are likely to impact future performance.

21 Jan

4

Great Southern Bancorp, Inc. reported its Q4 earnings, showcasing a notable increase in net income and earnings per share compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong operational performance. Management highlighted strategic initiatives aimed at enhancing customer service and expanding market presence. The results indicate a positive trajectory for the company, with expectations for continued growth in the upcoming quarters. The significant increase in net income and strategic initiatives suggest a strong potential for future growth and improved market positioning.

3

Great Southern Bancorp, Inc. reported preliminary earnings for the fourth quarter of $1.45 per diluted common share. This figure reflects the bank's financial performance during the quarter, indicating a positive trend in earnings. The report highlights the company's ongoing stability and growth in the competitive banking sector. The reported earnings indicate a moderately noticeable influence on financial performance and market sentiment.

20 Jan

4

Great Southern Bancorp, Inc. (GSBC) is highlighted as an undervalued investment opportunity in the US market for January 2026, showcasing its strong financial performance, strategic growth initiatives, and potential for future expansion. Analysts emphasize the bank's solid fundamentals and competitive positioning, suggesting that it may be overlooked by investors seeking growth stocks. The article outlines key metrics and trends that support GSBC's favorable outlook, indicating that it could deliver significant returns as market conditions evolve. GSBC's strong fundamentals and strategic growth initiatives are likely to significantly impact its future performance and investor sentiment.

19 Jan

3

Great Southern Bancorp, Inc. (GSBC) has garnered significant attention from institutional investors, who collectively hold a substantial 48% stake in the company. This level of institutional ownership indicates strong confidence in GSBC's potential and may influence its market performance moving forward. Institutional ownership at 48% suggests a moderately noticeable influence on investor sentiment and market performance.

17 Dec

3

Great Southern Bancorp, Inc. has declared a quarterly dividend of $0.43 per common share, reflecting the company's ongoing commitment to returning value to its shareholders. The dividend is payable on a specified date to shareholders of record, indicating a stable financial position and consistent performance. The dividend announcement suggests a stable financial performance but does not indicate any major strategic changes or shifts in market dynamics.

9 Dec

4

Great Southern Bancorp, Inc. (GSBC) is highlighted as an undervalued investment opportunity in the U.S. market for December 2025. The article emphasizes the bank's strong fundamentals, including solid financial performance and growth potential, positioning it as a promising choice for investors seeking hidden gems. Analysts predict that GSBC's strategic initiatives and market positioning could lead to significant appreciation in its stock value over the coming years. GSBC's strong fundamentals and growth potential indicate a significant impact on its future performance and market positioning.

7 Nov

4

Great Southern Bancorp, Inc. (GSBC) is highlighted as a promising investment opportunity in November 2025, showcasing its strong financial performance and strategic initiatives. The article emphasizes the bank's growth potential, driven by effective management and a focus on expanding its market presence. Analysts suggest that GSBC's innovative approaches and solid fundamentals position it favorably within the competitive landscape, making it an attractive option for investors seeking undervalued assets in the financial sector. GSBC's strategic initiatives and strong financial performance are likely to significantly influence its future market position and investor sentiment.

18 Oct

4

Great Southern Bancorp, Inc. (GSBC) is facing a multi-year decline in earnings, challenging previously optimistic narratives about the company's future performance. Analysts are concerned about the sustainability of its growth amid changing market conditions and potential headwinds that could impact profitability. Investors are advised to reconsider their bullish outlook as the financial landscape evolves. Earnings are expected to decline significantly, which could alter investor sentiment and the company's market position.

16 Oct

4

Great Southern Bancorp, Inc. (GSBC) reported strong net income growth in its Q3 2025 earnings call, highlighting significant financial performance improvements. The company emphasized its strategic initiatives and operational efficiencies that contributed to this growth, alongside positive trends in loan and deposit activities. Management expressed optimism about future prospects, citing a robust economic environment and effective risk management practices. Strong net income growth and strategic initiatives indicate significant potential for future performance improvements.

15 Oct

4

Great Southern Bancorp, Inc. (GSBC) reported its Q3 earnings, surpassing analysts' expectations. The bank's performance was driven by strong loan growth and improved net interest margins. Additionally, the company highlighted its strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the results reflect a positive trajectory for GSBC amidst a competitive banking environment. Strong earnings performance and strategic initiatives indicate significant potential for future growth and market positioning.

4

Great Southern Bancorp, Inc. reported its Q3 earnings, showcasing a notable increase in net income and earnings per share compared to the previous year. The bank's strong performance is attributed to growth in loans and deposits, alongside effective cost management strategies. Additionally, the company highlighted its commitment to community engagement and sustainable practices, which are expected to bolster its reputation and customer loyalty moving forward. The significant increase in net income and strategic focus on community engagement are likely to enhance the company's competitive position and investor sentiment.

3

Great Southern Bancorp, Inc. reported preliminary earnings for the third quarter, revealing a figure of $1.56 per diluted common share. This performance reflects the company's financial health and operational efficiency during the period. The earnings report indicates a moderately noticeable influence on financial performance and market sentiment.

27 Sep

4

Great Southern Bancorp, Inc. (GSBC) has announced that its upcoming dividend will exceed last year's payout, signaling a positive trend in the company's financial health and commitment to returning value to shareholders. The increase in dividends indicates strong financial performance and could significantly enhance investor sentiment.

24 Sep

3

Great Southern Bancorp, Inc. (GSBC) is highlighted as one of three undiscovered investment opportunities in the U.S. market. The article emphasizes the bank's strong fundamentals, including its solid balance sheet and consistent performance metrics. Analysts suggest that GSBC's growth potential is underappreciated, making it an attractive option for investors seeking value in the financial sector. The bank's strategic initiatives and community-focused approach are also noted as key factors contributing to its long-term viability. GSBC's growth potential and solid fundamentals may moderately influence its financial performance and market positioning.

9 Sep

4

Great Southern Bancorp, Inc. (GSBC) is currently perceived as undervalued by investors, with analysts suggesting that its stock price does not reflect the company's strong fundamentals and growth potential. The bank has shown resilience in its financial performance, and there are indications that it may be positioned for future growth. Investors are encouraged to consider the bank's solid balance sheet and strategic initiatives that could enhance its market position. The company's strong fundamentals and growth potential indicate a significant impact on its future performance and investor sentiment.

15 Aug

3

Great Southern Bancorp, Inc. (GSBC) is highlighted as a promising small-cap investment opportunity in the U.S. market. The article emphasizes the bank's strong financial performance, solid growth prospects, and strategic initiatives that position it favorably against competitors. Analysts suggest that GSBC's focus on community banking and customer service enhances its appeal, making it a potential undervalued asset for investors seeking growth in the small-cap sector. GSBC's strong financial performance and strategic initiatives may moderately influence its market position and investor sentiment.

11 Aug

3

Great Southern Bancorp, Inc. (GSBC) is being evaluated for its potential as a value investment. Analysts are considering the company's financial health, market position, and growth prospects. Factors such as earnings performance, dividend yield, and overall market conditions are influencing investor sentiment. The discussion includes whether GSBC's stock is undervalued compared to its peers and the broader banking sector. Investors are advised to weigh these considerations before making investment decisions. GSBC's financial performance and market positioning may influence investor sentiment but are not expected to fundamentally alter its trajectory.

18 Jul

4

Great Southern Bancorp, Inc. (GSBC) reported its second quarter 2025 earnings, surpassing analysts' expectations. The bank's performance was driven by strong loan growth and improved net interest margins. Additionally, the company highlighted its strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the results reflect a positive trajectory for GSBC, indicating robust financial health and a solid outlook for the remainder of the year. Strong earnings performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

stockrow.com/GSBC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com