Capital City Bank Group CCBG
- Market cap
- $843.9M
- P/E
- 13.9×
Follow CCBG
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12.83 | 17.68 | 19.92 | 21.04 | 15.61 | 21.42 | 24.43 | 26.12 | 25.45 | 32.38 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 23.15 | 26.01 | 26.95 | 30.95 | 30.62 | 29.00 | 36.23 | 36.86 | 40.86 | 45.63 |
High Price
|
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| 853 | 825 | 819 | 815 | 773 | 751 | 796 | 811 | 969 | 927 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 135 | 139 | 151 | 166 | 217 | 214 | 207 | 253 | 271 | 287 |
Revenue
|
|||
| 97.63% | 97.15% | 95.44% | 94.28% | 97.76% | 98.37% | 96.67% | 91.26% | 86.80% | 88.58% |
Gross Margin
|
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| 18 | 23 | 30 | 41 | 53 | 49 | 41 | 64 | 66 | 82 |
EBT
|
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| 13.06% | 16.63% | 19.64% | 24.57% | 24.33% | 23.12% | 19.83% | 25.27% | 24.23% | 28.50% |
EBT Margin
|
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| 12 | 11 | 26 | 31 | 32 | 33 | 33 | 52 | 53 | 62 |
Net Income
|
|||
| 13 | 13 | 13 | 11 | 15 | 22 | 16 | 12 | 12 | 12 |
Depreciation
|
|||
| 7.94 | 8.18 | 8.86 | 9.89 | 12.95 | 12.68 | 12.22 | 14.87 | 15.97 | 16.81 |
Revenue/Sh
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| 0.69 | 0.64 | 1.54 | 1.84 | 1.88 | 1.98 | 2.37 | 3.08 | 3.12 | 3.61 |
Earnings/Sh
|
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| 1.33 | 2.29 | 2.03 | 3.20 | (2.90) | 7.24 | 5.47 | 3.22 | 3.75 | 5.14 |
Cash Flow/Sh
|
|||
| (0.26) | (0.24) | (0.09) | (0.22) | (0.58) | (0.31) | (0.37) | (0.41) | (0.51) | (0.44) |
Capex/Sh
|
|||
| 1.07 | 2.05 | 1.95 | 2.98 | (3.48) | 6.94 | 5.10 | 2.81 | 3.24 | 4.69 |
Free CF/Sh
|
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| 16.20 | 16.77 | 17.77 | 19.50 | 19.11 | 22.72 | 22.85 | 25.94 | 29.23 | 32.42 |
Book Value/Sh
|
|||
| 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 |
Shares
|
|||
| 29.79 | 35.91 | 15.07 | 16.58 | 13.07 | 13.33 | 13.68 | 9.18 | 11.75 | 11.83 |
PE Ratio
|
|||
| 2.63 | 2.81 | 2.62 | 3.08 | 1.90 | 2.08 | 2.65 | 1.98 | 2.29 | 2.53 |
PS Ratio
|
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| 1.29 | 1.37 | 1.31 | 1.56 | 1.29 | 1.16 | 1.42 | 1.14 | 1.25 | 1.31 |
PB Ratio
|
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| 0.93 | 1.23 | 1.20 | 1.16 | (2.12) | (2.51) | 0.01 | 0.96 | 1.04 | 0.83 |
EV/Sales
|
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| 6.93 | 4.92 | 5.45 | 3.85 | 7.88 | (4.59) | 0.02 | 5.06 | 5.15 | 2.99 |
EV/FCF
|
|||
| 23 | 39 | 35 | 54 | (49) | 122 | 93 | 55 | 64 | 88 |
Op' Cash Flow
|
|||
| (4) | (4) | (1) | (4) | (10) | (5) | (6) | (7) | (9) | (8) |
Capex
|
|||
| 18 | 35 | 33 | 50 | (58) | 117 | 86 | 48 | 55 | 80 |
FCF
|
|||
| (570) | (547) | (503) | (442) | (272) | (750) | (846) | (693) | (657) | (646) |
Working Cap'
|
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| 68 | 67 | 61 | 59 | 56 | 54 | 53 | 53 | 54 | 43 |
Total Debt
|
|||
| (228) | (219) | (215) | (319) | (873) | (982) | (547) | (259) | (338) | (487) |
Net Debt
|
|||
| 275 | 284 | 303 | 327 | 321 | 383 | 387 | 441 | 495 | 553 |
Sh' Equity
|
|||
| 0.42% | 0.38% | 0.90% | 1.02% | 0.92% | 0.83% | 0.76% | 1.18% | 1.23% | 1.41% |
ROA
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| 23.48% | 21.97% | 21.04% | 318.68% | 0.00% | 0.00% | 0.00% | 21.96% | 26.08% | 77.22% |
ROIC
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| 4.28% | 3.88% | 8.94% | 9.79% | 9.75% | 9.49% | 8.67% | 12.62% | 11.31% | 11.75% |
ROE
|
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Capital City Bank Group peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| GSBC Great Southern Bancorp, Inc. | $859.1M | 13.0× | Compare |
| SMBK SmartFinancial, Inc. | $860.1M | 14.7× | Compare |
| EGBN Eagle Bancorp, Inc. | $863.3M | 0.0× | Compare |
| ORRF Orrstown Financial Services Inc | $823.2M | 9.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| SPFI South Plains Financial, Inc. | $807.3M | 11.3× | Compare |
| ALRS Alerus Financial | $802.9M | 29.8× | Compare |
| SMBC Southern Missouri Bancorp, Inc. | $795.3M | 11.2× | Compare |
| PGC Peapack-Gladstone Financial Corporation | $794.6M | 15.4× | Compare |
Capital City Bank Group (CCBG) key facts
- Capital City Bank Group (CCBG) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Capital City Bank Group’s revenue for fiscal 2025 (year ended December 2025) was $286.7 million, up 5.95% from fiscal 2024.
- As of September 25, 2026, CCBG traded at $49.86, a market capitalization of $843.9 million.
- Capital City Bank Group pays an annual dividend of $0.80 per share, a yield of 3.00%, with a payout ratio of 22.7%.
- Return on equity was 11.8% and debt-to-equity 0.06.
Capital City Bank Group (CCBG) Latest News
21 Jul
Capital City Bank Group, Inc. reported its second quarter 2026 financial results. Quarterly earnings release updates financial metrics that can shift near-term investor sentiment on the bank.
23 Apr
Capital City Bank Group (CCBG) upgraded to Buy rating amid positive analyst outlook. Analyst upgrade to Buy signals improved outlook, likely boosting investor sentiment and short-term market performance.
20 Apr
Capital City Bank Group (CCBG) topped Q1 earnings estimates, reporting stronger-than-expected results. Beating Q1 earnings estimates signals robust financial health, likely driving positive stock performance and investor sentiment.
Capital City Bank Group, Inc. reported first quarter 2026 results. Quarterly earnings reports significantly influence financial performance metrics and investor sentiment for the bank.
26 Feb
Capital City Bank Group, Inc. increases its cash dividend. Dividend increase signals financial strength and positively affects investor sentiment and stock performance.
5 Feb
Capital City Bank Group (CCBG) is highlighted as a promising investment opportunity within the U.S. market, showcasing its potential to outperform competitors. The article emphasizes the bank's strategic initiatives, innovative services, and strong community ties, positioning it as an undiscovered gem in the financial sector. Analysts predict that CCBG's focus on customer-centric solutions and technology integration will enhance its market presence and profitability, attracting investor interest. Overall, the piece underscores the bank's growth prospects amid a competitive landscape. Strategic initiatives and innovative services are expected to significantly enhance CCBG's market position and investor sentiment.
27 Jan
Capital City Bank Group (CCBG) reported its Q4 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in loans and deposits, alongside improved net interest margins. Additionally, CCBG highlighted strategic initiatives aimed at enhancing operational efficiency and customer service. The results reflect a positive trajectory for the bank, indicating resilience in a competitive financial landscape. The significant increase in net income and strategic initiatives suggest a strong potential for future growth and improved market positioning.
Capital City Bank Group, Inc. reported its financial results for the fourth quarter of 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The bank experienced an increase in total assets and deposits, reflecting strong customer demand and effective management strategies. Additionally, the report noted improvements in credit quality and a stable net interest margin, contributing to overall positive performance. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The reported financial results indicate significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.
Capital City Bank Group (CCBG) reported disappointing Q4 earnings and revenue, falling short of analysts' expectations. The bank's earnings per share and total revenue figures were below forecasts, raising concerns about its financial performance and future growth prospects. This underperformance may impact investor sentiment and the bank's market position moving forward. Earnings and revenue misses can moderately influence investor confidence and financial performance.
9 Jan
Capital City Bank Group, Inc. is set to announce its quarterly earnings results on Tuesday, January 27, 2026. Investors and analysts are anticipating insights into the bank's financial performance and strategic direction during this earnings release. Quarterly earnings results can moderately influence investor sentiment and provide insights into the bank's financial health.
5 Jan
Capital City Bank Group (CCBG) has been identified as a strong buy stock for January 5th, indicating positive market sentiment and potential for growth. Analysts highlight the bank's solid financial performance and strategic positioning in the market, suggesting it may outperform its peers in the near future. Strong buy recommendations typically indicate significant positive expectations for future performance and market positioning.
2 Jan
Capital City Bank Group (CCBG) is highlighted as a promising investment opportunity in January 2026, with analysts identifying it as an undiscovered gem in the U.S. banking sector. The article emphasizes CCBG's strong financial performance, strategic growth initiatives, and potential for market expansion, suggesting that it may outperform its peers in the coming years. Investors are encouraged to consider CCBG for its favorable valuation and growth prospects. CCBG's strong financial performance and growth initiatives are likely to significantly impact its future market position.
29 Dec
Institutional investors hold a substantial 49% stake in Capital City Bank Group, Inc. (NASDAQ:CCBG), indicating strong interest and confidence from large financial entities in the company's future prospects. The significant institutional ownership may influence market sentiment and financial performance but is not expected to drastically change the company's trajectory.
24 Nov
Capital City Bank Group (CCBG) is highlighted as a promising investment opportunity in the US market, showcasing its strong financial performance and growth potential. The article emphasizes CCBG's strategic initiatives, including expansion plans and innovative banking solutions, which position it favorably against competitors. Analysts suggest that CCBG's solid fundamentals and market positioning make it an attractive option for investors seeking undervalued stocks. The bank's commitment to enhancing customer experience and leveraging technology further supports its growth trajectory, making it a hidden gem worth exploring. Significant strategic initiatives and growth potential are likely to impact CCBG's future performance.
20 Nov
Capital City Bank Group, Inc. has announced a cash dividend of $0.14 per share, payable on December 15, 2023, to shareholders of record as of December 1, 2023. This decision reflects the bank's commitment to returning value to its shareholders and indicates a stable financial position. The dividend announcement suggests a stable financial performance, which may positively influence investor sentiment but does not fundamentally alter the company's trajectory.
18 Nov
Capital City Bank Group (CCBG) is gaining attention due to its recent financial performance and strategic initiatives. The bank has shown resilience in a challenging economic environment, with strong earnings growth and a focus on expanding its services. Analysts highlight its solid balance sheet and potential for future growth, making it a noteworthy player in the banking sector. Significant strategic initiatives and strong financial performance are likely to influence future market positioning.
Capital City Bank Group (CCBG) has been recognized in American Banker’s annual list of the 'Best Banks to Work For,' reflecting its commitment to employee satisfaction and workplace culture. This accolade highlights CCBG's efforts in fostering a positive work environment, which is expected to enhance employee retention and attract talent, ultimately benefiting the bank's overall performance. Recognition as a top employer can positively influence employee morale and retention, impacting operational efficiency.
4 Nov
Capital City Bank Group has appointed Alicia Williams-Ronan as the new Chief Retail Officer. Williams-Ronan brings extensive experience in retail banking and will be responsible for enhancing the bank's retail operations and customer experience. Her appointment is part of the bank's strategy to strengthen its leadership team and improve service delivery. The appointment of a new Chief Retail Officer may influence the bank's operational effectiveness and customer engagement, but its overall impact on financial performance is expected to be limited.
21 Oct
Capital City Bank Group (CCBG) reported its Q3 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in loans and deposits, alongside improved net interest margins. Additionally, CCBG highlighted its commitment to expanding its services and enhancing customer experience. The results reflect a positive trend in the bank's financial health and operational efficiency, positioning it favorably in the competitive banking landscape. The significant increase in net income and growth in loans and deposits indicate a strong performance that could alter the company's trajectory and investor sentiment.
Capital City Bank Group, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The bank experienced an increase in total assets and deposits, reflecting strong customer engagement and market presence. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding service offerings. Overall, the results indicate a positive trajectory for the bank amidst a competitive landscape. The reported financial results and strategic initiatives suggest significant potential for future growth and market positioning.
Capital City Bank Group (CCBG) faces challenges in margin expansion, leading to a cautious earnings outlook. The bank's financial performance is under scrutiny as it navigates a competitive landscape and potential economic headwinds. Analysts express concerns about the sustainability of profit margins, which could impact future growth and investor sentiment. Challenges in margin expansion may moderately influence financial performance and competitive positioning.
14 Oct
Capital City Bank Group, Inc. will announce its quarterly earnings results on Tuesday, October 21, 2025. Investors and analysts are expected to closely monitor the results for insights into the bank's financial performance and future outlook. Quarterly earnings announcements typically influence market sentiment and can affect financial performance.
13 Oct
Capital City Bank Group (CCBG) is highlighted as a top dividend stock due to its consistent dividend payments and strong financial performance. The bank has a solid track record of increasing dividends, making it an attractive option for income-focused investors. CCBG's commitment to returning value to shareholders, along with its stable earnings growth and sound management practices, positions it favorably in the market. The article emphasizes the importance of dividends in investment strategies and suggests that CCBG could be a valuable addition to a diversified portfolio. CCBG's strong dividend history and financial stability indicate significant potential for future performance and investor sentiment.
3 Oct
Capital City Bank Group (CCBG) is highlighted as one of three undiscovered investment opportunities in the U.S. market. The article emphasizes CCBG's strong financial performance, strategic growth initiatives, and potential for future expansion. Analysts suggest that the bank's focus on community engagement and innovative banking solutions positions it favorably against competitors. The overall sentiment is optimistic regarding CCBG's ability to capitalize on market trends and enhance shareholder value. CCBG's strategic growth initiatives and strong financial performance are likely to significantly impact its future trajectory and investor sentiment.
26 Sep
Capital City Bank Group (CCBG) is highlighted as a top dividend stock, attracting attention from investors seeking reliable income. The bank's strong financial performance, consistent dividend payments, and positive market sentiment contribute to its appeal. Analysts suggest that CCBG's robust fundamentals and strategic positioning in the banking sector make it a compelling investment opportunity for those focused on dividend yields. CCBG's strong financial performance and consistent dividend payments indicate significant potential for future growth and investor interest.
11 Sep
Capital City Bank Group (CCBG) has delivered an impressive 143% return to its investors over the past five years, reflecting strong financial performance and effective management strategies. This substantial growth highlights the bank's resilience and ability to navigate market challenges, positioning it favorably for future opportunities. The significant return over five years indicates strong performance and potential for continued investor interest and market positioning.
10 Sep
Capital City Bank Group (CCBG) is highlighted as a strong dividend stock due to its consistent dividend payments, solid financial performance, and commitment to shareholder returns. The bank has a history of increasing dividends, which reflects its stable earnings and robust capital position. Analysts view CCBG as a reliable investment for income-focused investors, especially in a low-interest-rate environment. The bank's strategic initiatives and focus on community banking further enhance its appeal, positioning it well for future growth and stability. CCBG's consistent dividend growth and strong financial performance indicate significant potential for future market impact.
28 Aug
Capital City Bank Group, Inc. has announced an increase in its cash dividend, reflecting the company's strong financial performance and commitment to returning value to shareholders. The new dividend rate is expected to enhance investor confidence and attract more interest in the stock. This decision underscores the bank's solid earnings and positive outlook for future growth. Increasing the cash dividend signals strong financial health and can significantly boost investor sentiment and market performance.
25 Aug
Capital City Bank Group (CCBG) is highlighted as a strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The bank's focus on enhancing customer experience and expanding its service offerings positions it well for future success. Analysts suggest that CCBG's robust balance sheet and commitment to innovation could lead to sustained growth and increased shareholder value. Significant growth initiatives and a strong financial position are likely to impact future performance positively.
15 Aug
Capital City Bank Group (CCBG) is highlighted as a promising small-cap investment in the US market, showcasing its potential for growth and profitability. The article emphasizes CCBG's strong financial performance, strategic initiatives, and favorable market conditions that position it well for future success. Investors are encouraged to consider CCBG as a valuable addition to their portfolios, given its under-the-radar status and growth prospects. CCBG's strategic initiatives and strong financial performance indicate a significant potential for future growth and market impact.