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Friday 6 November 2026
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OptimumBank Holdings, Inc.
OPHC Financial Banks Regional
OptimumBank Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $71.1 million, up 10.7% from fiscal 2024.
- Revenue
- +39.0%
- EPS
- +29.0%
- Free cash flow
- +67.4%
- Total debt
- −22.0%
Quarter to June 2026, against a year earlier
8.77
0.09
+1.04%
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OptimumBank Holdings, Inc. (OPHC) P/E ratio
As of 6 November 2026, OptimumBank Holdings, Inc. (OPHC) trades at a P/E ratio of 5.6×. Over the past ten years it has ranged from 0.0× (June 2021) to 34.6× (July 2021); the current reading is higher than 84% of that period. That is below the Banks Regional industry median of 11.9× and below the Financial sector median of 12.0×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 3.0× | (13.84%) |
| FY2024 | 3.4× | (29.39%) |
| FY2023 | 4.9× | (18.58%) |
| FY2022 | 6.0× | 144.27% |
| FY2021 | 2.5× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
| FY2018 | 6.3× | — |
| FY2017 | 0.0× | — |
| FY2016 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 3.7× | 7.99% |
| Mar 2026 | 3.4× | 15.17% |
| Dec 2025 | 3.0× | 0.03% |
| Sep 2025 | 3.0× | (10.27%) |
| 42 more quarters | Free account |
Against its own ten years
Low 0.0×
High 34.6×
Ten-year median
2.8×
Current reading's percentile
78
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| BYFC Broadway Financial Corporation compare | n/m |
| PNBK Patriot National Bancorp Inc. compare | n/m |
| OPHC OptimumBank Holdings, Inc. | 5.6× |
| UNB Union Bankshares, Inc. compare | 8.7× |
| BOTJ Bank of the James Financial Group, Inc. compare | 9.6× |
| SFBC Sound Financial Bancorp, Inc. compare | 14.4× |
| PROV Provident Financial Holdings, Inc. compare | 17.6× |
| BSBK Bogota Financial Corporation compare | 44.7× |
| PBHC Pathfinder Bancorp, Inc. compare | 836× |
| Banks Regional industry median | 11.9× |
| Financial sector median | 12.0× |
| Market median | 17.8× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)