OptimumBank Holdings, Inc. (OPHC) vs Sound Financial Bancorp, Inc. (SFBC)
- OptimumBank Holdings, Inc. OPHC 8.69 +0.12%
- Sound Financial Bancorp, Inc. SFBC 44.79 −0.60%
OptimumBank Holdings, Inc. and Sound Financial Bancorp, Inc. are both Banks Regional companies. OptimumBank Holdings, Inc. and Sound Financial Bancorp, Inc. are of similar size ($115.8M and $109.6M). OptimumBank Holdings, Inc. trades at the lower P/E: 5.5× against 14.4×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against −0.76%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 12.8%) and the lower return on invested capital (62.5% vs 1,916.1%). Across the 18 metrics below, OptimumBank Holdings, Inc. leads on 14 and Sound Financial Bancorp, Inc. on 4.
Valuation
Profitability
| Metric | OPHC | SFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.90% | 64.69% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.72% | 12.84% | 18.82% |
| Free cash flow margin | 31.39% | 11.77% | 17.97% |
| Return on equity | 16.68% | 7.33% | 10.28% |
| Return on assets | 1.71% | 0.75% | 1.13% |
| Return on invested capital | 62.53% | 1,916.08% | 8.45% |
Growth
Health
Dividend
Size
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