stockrowOptimumBank Holdings, Inc. (OPHC) vs Provident Financial Holdings, Inc. (PROV)
- OptimumBank Holdings, Inc. OPHC 8.70 +0.23%
- Provident Financial Holdings, Inc. PROV 18.01 −0.99%
OptimumBank Holdings, Inc. and Provident Financial Holdings, Inc. are both Banks Regional companies. OptimumBank Holdings, Inc. and Provident Financial Holdings, Inc. are of similar size ($112.7M and $109.6M). OptimumBank Holdings, Inc. trades at the lower P/E: 5.5× against 17.5×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against −0.90%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 11.2%) and the higher return on invested capital (62.5% vs 2.57%). Across the 18 metrics below, OptimumBank Holdings, Inc. leads on 16 and Provident Financial Holdings, Inc. on 2.
Valuation
Profitability
| Metric | OPHC | PROV | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.90% | 67.19% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.72% | 11.16% | 18.82% |
| Free cash flow margin | 31.39% | 14.32% | 17.97% |
| Return on equity | 16.68% | 5.22% | 10.28% |
| Return on assets | 1.71% | 0.54% | 1.13% |
| Return on invested capital | 62.53% | 2.57% | 8.45% |
Growth
Health
Dividend
Size
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