OptimumBank Holdings, Inc. (OPHC) vs Provident Financial Holdings, Inc. (PROV)
- OptimumBank Holdings, Inc. OPHC 8.79 −1.79%
- Provident Financial Holdings, Inc. PROV 18.11 0.00%
OptimumBank Holdings, Inc. and Provident Financial Holdings, Inc. are both Banks Regional companies. OptimumBank Holdings, Inc. and Provident Financial Holdings, Inc. are of similar size ($113.0M and $112.9M). OptimumBank Holdings, Inc. trades at the lower P/E: 5.6× against 17.4×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against −0.90%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 11.2%) and the higher return on invested capital (62.5% vs 2.57%). Across the 18 metrics below, OptimumBank Holdings, Inc. leads on 15 and Provident Financial Holdings, Inc. on 3.
Valuation
Profitability
| Metric | OPHC | PROV | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.90% | 67.19% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.72% | 11.16% | 18.66% |
| Free cash flow margin | 31.39% | 14.32% | 21.11% |
| Return on equity | 16.68% | 5.22% | 10.65% |
| Return on assets | 1.71% | 0.54% | 1.13% |
| Return on invested capital | 62.53% | 2.57% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack