Bank of the James Financial Group, Inc. (BOTJ) vs OptimumBank Holdings, Inc. (OPHC)

Bank of the James Financial Group, Inc. and OptimumBank Holdings, Inc. are both Banks Regional companies. Bank of the James Financial Group, Inc. and OptimumBank Holdings, Inc. are of similar size ($121.3M and $117.0M). OptimumBank Holdings, Inc. trades at the lower P/E: 5.6× against 10.6×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against 6.20%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 17.7%) and the higher return on invested capital (62.5% vs 18.7%). Both pay a dividend; Bank of the James Financial Group, Inc. yields more (2.68% vs 0.74%). Across the 20 metrics below, OptimumBank Holdings, Inc. leads on 15 and Bank of the James Financial Group, Inc. on 5.